Federally Insured Deposits

At Regions, we know that you always want to be certain that your money is protected. At the same time, you'd like to see it grow. We provide options that give you federal coverage on your balances, many of which also pay you interest.

Regions' Proven Record of Stability

Regions traces its roots to founding banks established as far back as 1856. We have a long history of meeting our customers' expectations, and we have only gotten stronger through the years. With our diverse revenue streams and fundamentally sound banking practices, we are well-positioned to fully serve you and protect your deposits even in challenging financial times.

What the FDIC Protects

Your Regions deposits are fully protected up to the standard deposit insurance amount by the Federal Deposit Insurance Corporation (FDIC). The standard deposit insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. FDIC insured accounts include checking and savings accounts, money market deposit accounts, CDs and deposits in IRAs. This full coverage remains in place even during periods of government shutdown since the FDIC is funded through assessments on insured institutions, not through appropriated funds.

This information and much more, including an insurance coverage calculator, can be found online at the FDIC website.

Regions Has You Covered

Regions offers personal and business accounts that suit your needs and qualify for FDIC insurance. Plus these accounts come with many other great features that give you added benefits. Your Regions Banker would be happy to sit down with you to discuss your particular needs.