Use this checklist to help determine the right health insurance plan for you and your family:
- Premiums
- Payments applied to your deductible
- Co-insurance costs
- Out-of-network costs
- Non-covered services
- Copayments
- Prescription costs
- Weigh the cost-savings of an HMO against the flexibility of a PPO.
- Understand the rules of a managed-care plan.
- Compare deductibles, copays, and co-insurance for regular medications.
- Weigh the cost and convenience of using formulary medications and approved pharmacies.
Click here to read more on how to choose the right health insurance for your needs.
