Checklist: Choosing the Right Health Insurance

Use this checklist to help determine the right health insurance plan for you and your family:

  • Premiums
  • Payments applied to your deductible
  • Co-insurance costs
  • Out-of-network costs
  • Non-covered services
  • Copayments
  • Prescription costs
  • Weigh the cost-savings of an HMO against the flexibility of a PPO.
  • Understand the rules of a managed-care plan.
  • Compare deductibles, copays, and co-insurance for regular medications.
  • Weigh the cost and convenience of using formulary medications and approved pharmacies.

Click here to read more on how to choose the right health insurance for your needs.


This information is general in nature and is not intended to be legal, tax, or financial advice. Although Regions believes this information to be accurate, it cannot ensure that it will remain up to date. Statements or opinions of individuals referenced herein are their own—not Regions'. Consult an appropriate professional concerning your specific situation and for current tax rules. Regions, the Regions logo, and the LifeGreen bike are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank.