Checklist: Choosing the Right Health Insurance

Use this checklist to help determine the right health insurance plan for you and your family:

  • Premiums
  • Payments applied to your deductible
  • Co-insurance costs
  • Out-of-network costs
  • Non-covered services
  • Copayments
  • Prescription costs
  • Weigh the cost-savings of an HMO against the flexibility of a PPO.
  • Understand the rules of a managed-care plan.
  • Compare deductibles, copays, and co-insurance for regular medications.
  • Weigh the cost and convenience of using formulary medications and approved pharmacies.

Click here to read more on how to choose the right health insurance for your needs.


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This information is general in nature and is provided for educational purposes only. Regions makes no representations as to the accuracy, completeness, timeliness, suitability, or validity of any information presented. Information provided should not be relied on or interpreted as accounting, financial planning, investment, legal, or tax advice. Regions encourages you to consult a professional for advice applicable to your specific situation. Regions neither endorses nor guarantees any websites or companies referenced in this article that are not owned by Regions.

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