Commercial Insights

How embedded ERP finance can transform business operations

Embedded ERP finance solutions give businesses streamlined access to their financial data in real-time – which can lead to increased efficiency and better performance.

There’s a noticeable trend occurring among businesses across industries: an increasing reliance on enterprise resource planning systems (ERP). It’s estimated that 57% of all companies globally use some kind of ERP platform, with more than 90% of large enterprises, 75% of mid-sized companies and 80% of small businesses having implemented the technology.¹

The appeal of ERP systems stems largely from their potential to help businesses lower costs, improve efficiency and improve decision-making, as they serve as a centralized platform for integrating essential business processes. Now, thanks to evolving embedded finance technology, businesses can have even greater insight into and control over their financial data and activity, through the ERP they are already using for other daily operations.

“There’s a concept called ‘swivel networking,’ which refers to having to log into various platforms or workstations to accomplish individual business functions. What embedded finance does is eliminate the need for that swivel chair approach,” said Brant Boyles, head of Strategy and Innovation for Regions Treasury Management Products and Services. “Embedded finance technology uses application program interfaces (API) and open banking principles to integrate a company’s banking data directly into its ERP system, making the information accessible through a secure, real-time, always-on connection, without the need to log into an online banking system. Making the shift to engaging with their data in this way can really transform the way businesses operate.”

Benefits of embedded ERP finance

In addition to ease of access, there are a number of benefits embedded ERP finance technology can offer businesses:

• Increased efficiency – Integrating banking data directly into an ERP system reduces the need for manual data entry, which can not only save valuable time, but also help mitigate keying errors.
• Real-time financial visibility – Having real-time access to previous day balances and transaction details can aid in quickly determining a company’s cash position and making timely financial decisions to maximize cash flow. Additionally, having up-to-date information can aid in developing data-driven forecasts to help plan for future financial needs and investments.
• Enhanced internal controls – Through integrating with an active directory, embedded finance tools allow for greater control over individual user access and permissions, which can reduce administrative lift and help manage risk.

“Ultimately, the goal of embedded ERP finance is to create a streamlined experience that enables users to spend less time on tactical processes and more on moving their business forward,” said Ginger Blake, Commercial Treasury Management Executive. “This is what Regions’ full range of treasury solutions, including our award-winning Regions Embedded ERP Finance platform, is all about. Our focus is on working closely with businesses to identify and solve for their everyday needs, always through the lens of helping them achieve their larger strategic objectives.”

Ready to help

To learn more about Embedded ERP Finance, contact your Regions Treasury Management relationship manager or call Regions Client Services at 1-800-787-3905.

¹ How Big Is the ERP Market (2025)