Auto Loan In-Person

Apply for an auto loan for a new or used vehicle, or refinance an existing auto loan at a Regions branch, or apply online or by phone and complete the process at a branch. You get competitive rates and flexible terms, and hard copies of all contracts.

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The Basics

Regions Auto Loan Details

For You If...
You need an auto loan to buy a new or used vehicle, or to refinance an existing auto loan, and want to apply by phone or at a Regions branch
Annual Percentage Rate legal disclaimer number1 (APR)
As low as 3.09% (with auto-debit discount)
Collateral Requirements
New or used car or light truck is seven years old or less, and has less than 90,000 miles
Loan Amount
$5,000 up to $100,000
Required loan-to-value legal disclaimer number2 ratio
Up to 110% on purchases, and up to 120% on dollar-for-dollar refinancing
Several term lengths available depending on age of vehicle
Loan processing fee on new and used vehicle financing. No loan processing fee on refinancing.
Automatic Payment Option
Rate Discounts Available
Yes, with automatic payment from Regions checking account. legal disclaimer number3

Ways To Open

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Ways to Open This Account

Why Regions?


Borrowing doesn't haven't to be an overwhelming experience. We have a host of helpful articles, calculators and other tools to make the process easier.


Combined with Regions checking, your Regions loan account can help you earn Relationship Rewards points that you can redeem for travel, merchandise, cash and more. You can also earn Cashback Rewards through Online Banking for qualifying CheckCard and Now Card purchases.  


Bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area. Help Me Decide

Personal Service

Our knowledgeable, experienced professionals will help you find just the right loan for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Save for the future with a Regions savings account.

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