Home mortgage loan options
We find more ways to say yes. Explore a wide range of loan options, backed by knowledgeable mortgage professionals and personal service at every step.
How can we help with your home financing needs?
Popular solutions for your homeownership goals
Predictable monthly payments
Fixed-rate mortgage
Benefits and features
- Get a stable fixed rate over the life of the loan
- Enjoy predictable monthly payments
- Choose from a variety of loan terms
- Eligible for Regions mortgage relationship discount1
Lower initial payments
Adjustable-rate mortgage
Benefits and features
- Lower starting interest rate and initial monthly payment
- Rates based on market variables
- Fixed for 5, 7 or 10 years, then subject to fluctuation every 6 months
- Eligible for Regions mortgage relationship discount1
Build or Renovate a home
Construction & renovation loans
Benefits and features
- Help finance construction of a new home or renovation
- Interest charged as you pay for construction costs
- Convenience of one-time closing to avoid second set of closing costs
Low or no down payments
Affordable mortgage options
Benefits and features
- Fixed rate for stable monthly payments
- No borrower paid mortgage insurance required
- Popular with first-time homebuyers
- Eligible for Regions mortgage relationship discount1
Affordable and government-backed
FHA, VA, & USDA loans
Benefits and features
- Government-back loans are designed to be more accessible and affordable
- Popular with first-time homebuyers
- Loans often feature low or flexible down payment options
Specialized solutions for your unique needs
Financing for medical and legal professionals
Mortgage loans for physicians & emerging professionals
Benefits and features
- Minimum cash required with options for no down payment
- Special credit allowances and reduced monthly payments
- Close your loan before beginning employment
- Eligible for Regions mortgage relationship discount1
TAILORED TO YOUR WEALTH STRATEGY
High Net Worth Mortgage
For you if... you’re seeking specialized financing for a high-value home purchase.
To apply, contact your Regions Wealth Advisor.
Benefits and features
- Loans of up to $10 million, including jumbo loans
- Asset-backed loan options
- Wide range of loan options to suit high-net-worth clients
- Eligible for Regions mortgage relationship discount1
Get the right mortgage — plus experience and service to guide you
We commit to proactive communications to help ensure you know exactly where you are in the loan process. Have questions? Find a Mortgage Loan Officer.
Learn about our most affordable options
With mortgage lenders in 15 states, we're part of the same community as you. Whether you’re a first-time homebuyer or a current homeowner, we offer loan options to help make home buying more affordable including:
- Lower down payment options
- Considerations for veterans, rural properties, and income levels
Special financing needs? We’ve got you covered
We take the time to understand your unique situation before helping you decide which mortgage loan would be right for you. We’ve got loan options for almost every situation, including:
- Pledged-asset options on certain loans that may allow you to reduce your down payment and interest rate.
- Regions SMART Solutions®, loans for unique or unusual properties that don’t fit the standard mortgage situation.
Calculators help you decide what’s right for you
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