Mortgage Forms & Fees
Mortgage and Home LoansThe following forms are available for you to download and mail directly to a customer service representative at Regions. For additional access and features, login to MyMortgage. If you are not already enrolled in My Mortgage, you will need to enroll for this FREE service to get started using My Mortgage today.
Automatic Draft Form
Take the worry out of remembering when to make your mortgage payment. Sign up online or send us a completed Automatic Draft Form. The mailing address and fax number are included in the downloadable form.
Borrower Information Release Form
Authorize another party to obtain information regarding your mortgage account with the Borrower Release Form. Please note that certain transactions cannot be processed unless requested by the borrower of record.
Credit Dispute Form
Should you find a discrepancy between your records and what is reflected on your credit report, please complete this Credit Dispute Form and return it to us at the address below along with any documentation relevant to the dispute.
Regions
Attn: Credit Department
PO Box 110
Hattiesburg MS 39403-0110
W-9 and W-8BEN
The IRS Forms W-9 and W-8BEN are for obtaining your correct taxpayer identification number (TIN) to report, for example, income paid to you, real estate transactions, mortgage interest you paid, acquisition or abandonment of secured property, cancellation of debt or contributions you made to an IRA.
Mortgage Assistance Application
If you have been affected by recent storms or are having difficulty making your loan payments, Regions has a dedicated team prepared to assist you. To get started, please complete the Mortgage Assistance Application that will help us work with you to determine the alternative best suited for you.
- Mortgage Assistance Application (English)
- Mortgage Assistance Application (en Español)
- Request for Transcript of Tax Return (4506-T) and Authorization form
Note: If you elect to complete the above 4506-T form, please note that the address in Box 5 of the form should NOT be altered.
Loan Servicing Fee Schedule: Fees will be charged as follows or as permitted by applicable law.
| Type Fee | Fee Amount | Applicability of Fee |
|---|---|---|
| NSF | $15 maximum | Any form of payment is returned unpaid |
| Release Cost | Determined by the recorder’s office under applicable law | Record a release of the security interest in the official records when loan is paid in full or settled as agreed |
| Subordination | $300 maximum | Processing fee to complete a subordination agreement, after approval |
| Partial Release | $300 maximum | Processing fee to allow some of the collateral to be released from the mortgage, after approval |
| Overnight Mail | $8 | Delivery option that guarantees customers will receive their mail on the next business day |
| Inactivity | $100 maximum | Credit Line Account has no activity for 12 month-period |
| Over Limit | $29 | Credit Line Account goes over Credit Limit |
| Conversion | $100 | Convert all or a portion of Credit Line (variable rate) balance to a fixed rate with a fixed term, after approval |
| Card Rush | $35 maximum | Option to expedite delivery of Credit Card for Credit Line Account |
Note: These fees do not include any fees or charges that result from late payments or default as detailed in the relevant loan documents.
Other fees for services not listed above may apply. Fees are subject to change.
