Your limited-time 3.99% APR¹ promo rate is ready to use.

For a limited time, enjoy a special 3.99% APR on new advances posted between June 29, 2026, and September 29, 2026 from your existing Regions Home Equity Line of Credit. Whether you’re planning home improvements or covering a major expense, act soon — this offer is only available for a short window.

The promotional rate remains in effect through December 29, 2026, after which any remaining balance will convert to the standard variable APR.

Get started

Flexible ways to access your funds.

Advance on your line in the way that works best for you:

Transfer funds through Regions Online Banking
Use your HELOC Visa® Access Card (except in Texas) or HELOC Access Checks
Visit your local Regions Branch

Enjoy a special 3.99% APR.¹

No enrollment required during the promotional period - eligible transactions automatically qualify. The promotional rate remains in effect through December 29, 2026, after which any remaining balance will convert to the standard variable APR.

Promotional rate applies to all new purchases or transfers posted between June 29, 2026 and September 29, 2026.

The promotional rate does not apply to existing balances for advances posted before 6/29/2026 or after 9/29/2026.

Use your funds for almost any purpose.

From home improvements and renovations to large purchases or paying off higher-rate debt – it’s your line, your choice.

The earlier you use your line during the promotional period, the more time you have to save at this low rate. Access your HELOC funds by:

Transfer funds through Regions Online Banking.

Visit your local Regions Branch.

Write a check using your HELOC Access Checks.

Use your HELOC Visa® Access Card wherever Visa® is accepted (not available in Texas).

Thanks for being a valued customer.

At Regions, we’re always here to help you get more done and save when you can. If you have questions about this offer or anything else, please don’t hesitate to call us at 1-800-986-2462.

Yes, your rate applies to all purchases and transfers made from your existing Regions Home Equity Line of Credit that post between June 29, 2026 and September 29, 2026. When this promotional APR ends, the standard variable APR for your Home Equity Line of Credit will apply going forward, including any remaining balance.¹

Your promotional rate is active. Please see your notice for important account information.

Your interest paid on your Regions Home Equity Line of Credit may be tax-deductible. Consult your tax advisor for deductibility of your interest and charges.

Call our agents at 1-800-986-2462 or visit your local branch.

If your HELOC Visa® Access Card was lost or stolen, call our agents at 1-800-986-2462 to request a replacement.

Offer only applies to select existing customers. This special 3.99% promotional APR applies only to advances posted to your HELOC between 6/29/2026 and 9/29/2026. Any promotional balance remaining after 12/29/2026 will convert to the standard variable APR and terms described in your credit agreement. Your standard variable APR will apply to any advances posted after 9/29/2026. The promotional rate does not apply to existing balances for advances made before 6/29/2026. Account must be in good standing. If, during the promotional period, you fail to make a Minimum Payment within sixty (60) days of its due date, the promotional APR will terminate and the standard variable APR for your HELOC will take effect on the first day of the next billing cycle. For Texas HELOCs, each advance must be of at least $4,000. Use of checks or cards are subject to the terms and conditions of your agreement with Regions. You should not use your checks or cards to make a payment on your Home Equity Line of Credit. If you use a check or card and the item or transaction posts to your HELOC after 9/29/2026, you will be charged interest on that credit advance at the standard variable APR for your HELOC. Card purchases do not always post to your account the same day you use your card or otherwise authorize a purchase. When a card transaction is posted depends on when the merchant processes the payment. Consult your tax advisor regarding the deductibility of interest and charges. Regions Bank reserves the right to modify or terminate this offer at any time prior to the expiration date without notice.

Your limited-time 3.99% APR1 promo rate is ready to use.

Flexible ways to access your funds.

The earlier you use your line during the promotional period, the more time you have to save at this low rate. Access your HELOC funds by:

Thanks for being a valued customer.

Your limited-time 3.99% APR¹ promo rate is ready to use.