Commercial credit card

Make the most of new opportunities with our suite of card and virtual solutions to meet payables and cash flow needs. Organize, mitigate financial risk and enhance expense management with a customized commercial card program.

Customize your card program and improve control

We offer an all-in-one, custom solution that simplifies expenses, lowers costs and can result in more consistent cash flow.

Automate expenses

Optimize, automate and control your expense management process, from  reporting to reconciliation.

Control spending

Lower check processing costs, and understand and manage employee-spend patterns, and improve control.

Streamline purchasing

Shift more purchases to your card program, and make purchasing more efficient and secure for you and your employees.

Enjoy end-to-end support

We will craft your customized program, track program performance metrics and adjust the program to match your goals.

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Tailor your corporate card services to meet your needs

Our corporate card can be whatever your business needs it to be.

Distributed purchasing card program

Save time and money with traditional plastic cards distributed to employees for travel and purchases.

Improve oversight and management of employee business travel expenses.
Simplify fleet maintenance and management expense administration.
Easily monitor employee transportation expenses.
Integrate with existing financial systems to simplify reconciliation and settlement.

Virtual card accounts payable

Streamline purchasing and accounts payable management and administration.

Use a single virtual card number to pay suppliers.
Maximize working capital availability by extending your days payable outstanding.
Reduce cash cycle time as well as operational costs and risks.
Consolidate with other payment types with Integrated Payables.

Virtual travel card solution

Simplify business travel expenses with Visa® Commercial Pay Travel.

Automate expense reconciliation for faster, hassle-free reimbursement.
Integrate with your existing travel reservation processes for quick and easy adaption.
Get a clearer view of travel costs with enhanced data and full spend visibility.
Create virtual accounts on the go, through the Visa® Commercial Pay Mobile app.

Manage employee spend and reduce risk with a card program

Our card program can help you mitigate fraud risk and manage employee spend by:

Tailoring merchant categories so that high-risk merchants can be blocked or fine-tuned based on organizational role.
Setting additional cardholder spending limits that work in tandem with the monthly credit limit and can help protect against large purchases.
Gaining visibility into card use through the Regions bank system reporting. This can help you audit activity and take the appropriate action — from setting limits to closing inactive accounts.

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Enjoy Visa® corporate cardholder benefits

Learn more about Visa benefits available with the purchasing card program, including travel and emergency assistance services.

Learn more about Visa benefits available with the commercial card program, including Visa Lost Luggage Reimbursement, Visa Roadside Dispatch and Visa Travel Protection.