Investment IRA*

An IRA account that is a custom plan developed with a Financial Advisor using investment choices.

Features of the Investment IRA*

Custom plan developed by a Financial Advisor

Ability to manage existing plans at other institutions

No minimum balanced required. There is a maintenance fee of $52.

Additional contributions can be made at any time up to allowed limit

Rates
- Vary based on investment choices and goals. Speak with a Financial Advisor to determine rate.
Terms
- Terms vary. Speak with a Financial Advisor to determine terms.
Minimum balance
- No minimum balance required
- Vary based on investment choices and goals. Speak with a Financial Advisor for more information.
Additional deposits
- Additional contributions can be made at any time up to the contribution limit.
Withdrawals vary. Speak with a Financial Advisor for more information.
- Annual maintenance fee of $52.
- Standard fees apply. Fees for early withdrawal may apply.^[1]

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Penalty exceptions generally include: distribution to a beneficiary due to death of owner, medical insurance after losing a job, a scheduled series of substantially equal periodic payments, qualified post-secondary education expenses, total and permanent disability, rollover, tax levy, qualified reservist distribution, cost associated with the birth or adoption of a child (up to $5,000), deductible medical expenses, and buy, build or rebuild a first home (up to $10,000). Regions does not give tax advice and IRA tax rules change frequently. For the most updated information, visit IRS.gov.