Savings Secured Line of Credit

A low-interest line of credit secured by your Regions savings or money market account. Borrow as much as 100% of your available balance in your collateral account.

Regions Savings Secured Line of Credit at a glance

Build credit

Improve your credit when you use your line of credit responsibly.

Variable interest rates

Variable APR based on The Wall Street Journal prime rate, plus a margin.

Let your savings keep earning

Keep earning interest in the savings or money market account you use to secure the line.

Up to 100% of the available balance in your collateral account

Current customers can apply online.

Regions Savings Secured Line of Credit details

How does a Regions Savings Secured Line of Credit work?

Cover unexpected expenses without taking money out of your interest-earning Regions savings or money market account. It can help build credit or improve less-than-perfect credit when used responsibly. Not sure that’s what you need? Compare all our personal lines side-by-side.