Regions Preferred Line of Credit
A Regions Preferred Line of Credit allows you to borrow as much or as little as you need up to your credit limit. It requires no collateral and can be used for home improvement projects, car repairs and unexpected expenses. Apply at a branch or by phone. Existing customers may apply online.
View All Personal Lines of CreditThe Basics
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No Collateral Required
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Variable Interest Rates
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Finance Large Projects
Regions Preferred Line of Credit
Over Limit Fee of: $29
Late Fee of: $35
- Variable APR
- No collateral required
- Borrow as much as you need up to your credit limit
- Use as overdraft protection on your Regions checking accounts
Ways To Open
Ways to Apply for a Preferred Line of Credit
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Online Application 1
Existing customers only.
Apply Now -
Visit a Branch
Apply at a branch near you today.
Find a Regions Branch -
Apply by Phone
1-888-462-7627 Mon - Fri 7 a.m. to 6 p.m., Sat 7 a.m. to noon.
Why Regions?
Flexibility
Whether you need a small or large line of credit, Regions has the options you're looking for.
Insights
Borrowing doesn't have to be an overwhelming experience. We have a host of helpful articles, loan calculators and other tools to make the process easier.
Convenience
Manage your account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area. Help Me Decide
Personal Service
Our knowledgeable, experienced professionals will help you find just the right credit line for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM.
Community Service
We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.
Looking for More?
- Learn About Lines of Credit
- Review Preferred Line of Credit Quick Guide
- Decide Between a Loan or Line of Credit
- How to Use a Credit Line to Build a Credit History
- View Debt Calculators
- Debt Management Tips
- Get the Facts About Debt Consolidation
- How Cash Back Rewards Work
- FAQs
- Login to Online Banking
- Enroll in Online Banking