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For You If…

Secured Installment Loan

You want to purchase or refinance a new or used recreational vehicle such as a travel trailer, motorhome, boat or tractor for personal use. Learn More

Deposit Secured Loan

You need a loan and want to secure it with a Regions savings account, Regions CD or Regions money market while still maintaining a deposit account balance. Learn more

Unsecured Loan

You need a general-purpose loan in a single lump sum and have no collateral.

Minimum Loan Amount

Secured Installment Loan

Travel Trailers/Campers - $5,000

RV & Motorhomes - $5,000

Motorcycle (Street legal) - $5,000

Light Farm Equipment - $5,000

Boat - $5,000

Deposit Secured Loan

Time Deposit (CD) - $2,000

Savings Secured Loan - $250

Money Market Secured - $250

Unsecured Loan

$2,000

Maximum Loan Amount

Secured Installment Loan

Depends on the repayment term and collateral requirement.

Travel Trailers/Campers - $50,000

RV & Motorhomes - $300,000

Motorcycle (Street legal) - $30,000

Light Farm Equipment - $70,000

Boat - $75,000

Deposit Secured Loan

Up to 100% of verified available balance in your collateral account minus any loan fees.

Unsecured Loan

$35,000

Annual Percentage Rate (APR)

Secured Installment Loan

Fixed APR based on loan amount, term, and collateral securing the loan.

Deposit Secured Loan

Fixed APR based on loan amount, term, and collateral securing the loan.

Unsecured Loan

Fixed APR based on loan amount and term.

Term

Secured Installment Loan

Varies based on loan amount and collateral securing the loan.

Deposit Secured Loan

Varies based on loan amount and collateral securing the loan.

Unsecured Loan

Varies based on loan amount.

Collateral Requirements

Secured Installment Loan

Travel trailers and campers, RVs and motorhomes, motorcycles, tractors and other light farm equipment and boats legal disclaimer number1

Deposit Secured Loan

Regions savings account, CD or money market account. The pledged collateral amount will not be available for withdrawal during the life of the loan. Your savings, CD or money market account will continue to earn interest.

Unsecured Loan

No collateral required

Access to Funds

Secured Installment Loan

Funds are available in a single lump sum at loan closing.

Deposit Secured Loan

Funds are available in a single lump sum at loan closing.

Unsecured Loan

Funds are available in a single lump sum at loan closing.  

Payment Frequency & Amount

Secured Installment Loan

Monthly repayment. Repayment amount varies based on term, APR and loan amount 

Deposit Secured Loan

Monthly repayment. Repayment amount varies based on term, APR and loan amount

Unsecured Loan

Monthly repayment. Repayment amount varies based on term, APR and loan amount.

Rate Discounts Available

Secured Installment Loan

Rate discounts are available for line amounts $5,000 or greater, if you elect to have your monthly payments automatically debited from your Regions checking account through our Automatic Payment Option. The amount of the discount varies based on your type of relationship with Regions, ranging from 0.25% up to 0.50%.

Deposit Secured Loan

Rate discounts are available for line amounts $5,000 or greater, if you elect to have your monthly payments automatically debited from your Regions checking account through our Automatic Payment Option. The amount of the discount varies based on your type of relationship with Regions, ranging from 0.25% up to 0.50%.

Unsecured Loan

No

Automatic Payment Option

Secured Installment Loan

Allows you peace of mind that your payments will be automatically debited from your checking account each month. If your checking account is a Regions checking account, you may qualify for a rate discount.

Deposit Secured Loan

Allows you peace of mind that your payments will be automatically debited from your checking account each month. If your checking account is a Regions checking account, you may qualify for a rate discount.

Unsecured Loan

Allows you peace of mind that your payments will be automatically debited from your checking account each month.

Loan Closing Options

Secured Installment Loan

Branch

Deposit Secured Loan

Branch

Unsecured Loan

Online

Features

Secured Installment Loan

  • Low fixed interest rate
  • Predictable monthly payments

Deposit Secured Loan

  • Low fixed interest rate
  • Predictable monthly payments
  • Secured with Regions CD, savings account or money market account

Unsecured Loan

  • Fixed interest rate
  • No collateral required
  • Predictable monthly payments