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As of today, annual percentage rates range from 8.74% APR to 29.99% APR. The lowest APRs are only available to borrowers with excellent and substantial credit history, who have their payments automatically debited from a Regions checking account (Auto-Pay), and meet other specific credit criteria, such as qualifying loan term of 36 months and a loan amount of $25,000 or more. Your interest rate will depend on your credit history, loan amount, loan term, and election to receive the 0.25% Auto-Pay discount. All loans are subject to credit approval. Loan amounts range from $2,000 up to $50,000 for existing customers. Loan terms range from 36 months (minimum) up to 60 months (maximum). Term length options depends on loan amount. Payment example: A $12,000 loan at 18.74% APR requires 48 payments of $357.16. A $20,000 loan at 17.99% APR requires 48 payments of $587.40.
Applying online is available exclusively for existing Regions customers.
Vehicle that will be used as collateral cannot be more than 5 years old. Travel Trailers and Campers - Towable campers, pull-type travel trailers and fifth wheel trailers; RV's and Motorhomes - RV, motor homes must move on their own power source (self-propelled); Motorcycles - Roadster or touring class motorcycles; Boats - Powerboats, catamarans, or sailboats up to five tons and under 30 feet, including motors and trailers.