Student loans from Sallie Mae®

Easy online student loan application with fast credit results and electronic signature (“eSign”) available for undergraduate, career training, and graduate students attending participating institutions.

Sallie Mae Smart Option Student Loan® and the Sallie Mae® Graduate School Loan Details

Whether you're an undergraduate, career training or graduate student these flexible student loans are designed to meet your needs:

Collateral Requirements Must be attending a participating institution. Applying with a cosigner may help your chances of getting approved. Cosigning doesn’t need to be a lifelong commitment. You may apply to release your cosigner from the loan after you graduate, make 12 on-time principal and interest payments and meet certain credit requirements. Releasing the cosigner will not adversely impact the rate on your loan. 1
Loan Amount Up to 100% of school-certified expenses. 2
Features

Multiple Repayment Options — You can choose the repayment option that's best for you.

Interest Rate Reduction — Receive a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit. 3

Death and Disability Loan Forgiveness4

No Prepayment Penalty 5
Get a credit result in about 10 minutes.
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Borrow smart

We encourage students and families to start with scholarships, grants, and savings. If borrowing is part of the plan, compare federal and private student loans. Review available rates, fees, repayment options, and other loan features, and consider estimated monthly payments and future earning potential.

Sallie Mae Smart Option Student Loan® and Sallie Mae Graduate Student Loan Details

For students attending participating Institutions

Regions Bank is not the creditor for these loans and is compensated for the referral of Sallie Mae loan customers.

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