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Items include all deposited items (including deposit slips) and other credits to the account plus all withdrawals (excluding ATM), transfers (excluding Overdraft Protection transfers) and other debits from the account, whether by check, Regions Visa® Business Debit Card, Automated Clearing House or otherwise.
Enrollment in Regions Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or taxpayer identification number or use alternative enrollment procedures available by visiting a branch. Regions Mobile app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or the mobile app, but fees may apply to certain products and services offered through Online Banking and the mobile app. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. U.S. checking or savings account required to use Zelle®.
Please refer to the Business Checking, Money Market, Savings & Time Deposit Accounts Pricing Schedule for more details.
To get started with Online Statements, simply enroll in Regions Online Banking or the Regions mobile app. You must have a valid Social Security Number or Taxpayer Identification Number in order to enroll in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts; or log in to the Regions mobile app, select the eligible Regions account, and tap the Statement tab. Changes in applicable fees will become effective beginning with the end date of the statement period in which Online Statements are activated or canceled, as the case may be.
For the average monthly balance of the Advantage Business Checking account, we divide the sum of the opening posted balances for each day in the statement period by the number of days in the statement period. For all other accounts, we divide the sum of the ending posted balances for each day in the statement period by the number of days in the statement period. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. If your account is an Advantage Business Checking account, the average balance shown on the account statement is not used for purposes of the monthly fee waiver. The ending balance for any day is the opening balance for the next day.
Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc.For the monthly fee waiver, we count Regions Visa® Business Debit Card and Visa® Business Credit Card purchases that occur during the time period shown on the periodic statement for this checking account, excluding those that post on the last day of the period, which are counted with purchases for the following statement cycle. Only business debit card purchases on this checking account are counted. Only business credit card purchases on accounts held in the name of the entity or person listed as either first or second owner on this checking account are counted. Commercial Card and personal credit card purchases are not counted.
Cash Deposit fees are calculated each calendar month at month end and then charged on the following statement cycle. To determine the amount of the fee, we divide the amount of cash deposits that exceed the deposits processed at no charge by $100 and multiply the resulting quotient by the applicable fee.
Paid Overdraft Item Fee - $36 per item we pay on your behalf when you do not have sufficient available funds; Early Account Closing - $25 if closed within 180 days of opening; Stop Payment - $36 per request/renewal. We do not charge a transfer fee for Overdraft Protection transfers.
Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-5667.
Fee will be assessed whether or not checks are written during the statement cycle.
Accounts are considered related if they share the same ownership title and taxpayer identification number. Balances determined at the beginning of the last day of your checking account statement cycle.
Combined total balances in related non-personal accounts can include $30,000 in non-personal checking, savings and money market (excludes Public Funds, IOLTA/IOTA, and Trust accounts) accounts or in outstanding business credit card, non-personal line of credit and closed-end loan balances, or any combination of the preceding. Accounts are considered related if they share the same ownership title and taxpayer identification number. Balances determined at the beginning of the last day of your Business Advantage Checking account statement cycle.
For the monthly fee waiver, we count the Quick Deposit transactions for the time period shown on the periodic statement for this checking account, excluding those that post on the last day of the statement period, which are counted with Quick Deposit transactions for the following statement cycle.