Business checking accounts

Find the best checking account for your business needs and transaction volume, whether you operate a sole proprietorship, a growing small business or a nonprofit organization. Open an account today with a $100 deposit.

What you need to open a business checking account

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Build financial confidence with the right business checking account

ELEVATE YOUR BANKING
Advantage Business Checking

Designed for small business owners with more extensive and robust banking needs.

Benefits and features

Process up to 500 items per statement period²
Use multiple Regions business account balances to help avoid the monthly fee
$20,000 in cash processed at no charge each calendar month

$0 monthly fee option

when you maintain an average monthly balance of $10,000⁴ in the Advantage Business Checking account or a total of $30,000 in combined related non-personal account balances⁵

Other monthly fee option
$25

Learn more ways to waive the fee.
Read our Quick Guide to Advantage Business Checking for more account and fee details.

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Interest-earning
Business Interest Checking

Excellent for business owners who want to earn interest on their balance.

Benefits and features

Process up to 150 items per statement period²
Earn interest on the balance
$5,000 in cash processed at no charge each calendar month

$0 monthly fee option

when you maintain a monthly average balance of $5,000³

Other monthly fee option
$15

Read our Quick Guide to Business Interest Checking for more account and fee details.

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No monthly fee
LifeGreen® Not-for-Profit Checking

Ideal business checking account for nonprofit organizations with low transaction volume.

Benefits and features

$0 per month for nonprofit organizations
Process up to 75 items per statement period²
$5,000 in cash processed at no charge each calendar month

$0 monthly fee

Read our Quick Guide to Not-for-Profit Checking for more account and fee details.

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Benefits of opening a Regions business checking account

Overdraft Protection

Standard Overdraft Coverage and Regions Overdraft Protection provide options for payment of items when your account is short of funds.

Zelle® for your business

Send, receive and request money typically within minutes with customers and eligible vendors you trust with Zelle®.⁶

Regions Visa® Business Debit Card

The Regions Visa® Business Debit Card⁷ can be used as either debit or credit to pay and provides a convenient way to pay and keep track of expenses.

Regions Offers®

Activate offers and automatically earn cash back for eligible purchases on your debit card with Regions Offers®.

Required documents to open a checking account

Any individual opening a Regions business checking account should be able to provide:
- A valid type of identification for themselves⁸ (with the exception of public funds accounts)
- Additional documentation to identify the signers on the account(s)
- Name, date of birth, address, and a Social Security Number or taxpayer identification number and secondary identification for the person opening the account (except for public funds accounts)
Any signer being added to the business account should be able to provide:
- Valid identification for themselves⁸
- Name, date of birth, address, and a Social Security Number or taxpayer identification number and secondary identification (except for public funds accounts)
Business License — if available or Regions Warranty Document⁹
Fictitious Name Registration — if applicable¹⁰

Any individual opening a Regions business checking account should be able to provide:
- A valid type of identification for themselves⁸ (with the exception of public funds accounts)
- A valid type of identification for the business entity
- Additional documentation to identify the signers on the account(s)
- Name, date of birth, address, and a Social Security Number or taxpayer identification number and secondary identification for the person opening the account (except for public funds accounts)
Any signer being added to the business account should be able to provide:
- Valid identification for themselves⁸
- Name, date of birth, address, and a Social Security Number or taxpayer identification number and secondary identification (except for public funds accounts)
Filed Statement of Partnership / Partnership Authority / Partnership Existence or Filed Partnership Agreement or Partnership Registration Statement or Regions Warranty Document
Fictitious Name Registration — if applicable¹⁰
Document authorizing corporation, partnership, association or other entity to utilize deposit or fee-based service (Document can be an authorization form from the business or provided by Regions)
If applicable, beneficial ownership information (beneficial owners of an entity are individuals who own 25% or more of the ownership interests the entity or who exercise substantial control over the entity, such as senior officers of the entity)

Any individual opening a Regions business checking account should be able to provide:
- A valid type of identification for themselves⁸ (with the exception of public funds accounts)
- A valid type of identification for the business entity
- Additional documentation to identify the signers on the account(s)
- Name, date of birth, address, and a Social Security Number or taxpayer identification number and secondary identification for the person opening the account (except for public funds accounts)
Any signer being added to the business account should be able to provide:
- Valid identification for themselves⁸
- Name, date of birth, address, and a Social Security Number or taxpayer identification number and secondary identification (except for public funds accounts)
Copy of original Articles of Organization or Certification of Formation or Certificate of Organization
Fictitious Name Registration — if applicable¹⁰
Document authorizing corporation, partnership, association or other entity to utilize deposit or fee-based service (Document can be an authorization form from the business or provided by Regions)
Beneficial ownership information (beneficial owners of an entity are individuals who own 25% or more of the ownership interests the entity or who exercise substantial control over the entity, such as senior officers of the entity)

Any individual opening a Regions business checking account should be able to provide:
- A valid type of identification for themselves⁸ (with the exception of public funds accounts)
- A valid type of identification for the business entity
- Additional documentation to identify the signers on the account(s)
- Name, date of birth, address, and a Social Security Number or taxpayer identification number and secondary identification for the person opening the account (except for public funds accounts)
Any signer being added to the business account should be able to provide:
- Valid identification for themselves⁸
- Name, date of birth, address, and a Social Security Number or taxpayer identification number and secondary identification (except for public funds accounts)
Copy of original Articles of Incorporation or Certificate of Incorporation or Corporate Charter or Certification of Formation
Fictitious Name Registration — if applicable¹⁰
Document authorizing corporation, partnership, association or other entity to utilize deposit or fee-based service (Document can be an authorization form from the business or provided by Regions)
Beneficial ownership information (beneficial owners of an entity are individuals who own 25% or more of the ownership interests the entity or who exercise substantial control over the entity, such as senior officers of the entity)

Any individual opening a Regions business checking account should be able to provide:
- A valid type of identification for themselves⁸ (with the exception of public funds accounts)
- A valid type of identification for the business entity
- Additional documentation to identify the signers on the account(s)
- Name, date of birth, address, and a Social Security Number or taxpayer identification number and secondary identification for the person opening the account (except for public funds accounts)
Any signer being added to the business account should be able to provide:
- Valid identification for themselves⁸
- Name, date of birth, address, and a Social Security Number or taxpayer identification number and secondary identification (except for public funds accounts)
Copy of original Articles of Organization or Association/Organization Charter or Regions Warranty Document (if Articles or Charter not available)⁹
Fictitious Name Registration — if applicable¹⁰
Document authorizing corporation, partnership, association or other entity to utilize deposit or fee-based service (Document can be an authorization form from the business or provided by Regions)
Beneficial ownership information (beneficial owners of an entity are individuals who own 25% or more of the ownership interests the entity or who exercise substantial control over the entity, such as senior officers of the entity)

Simplify finances with Online Banking Business Services

Regions offers two different online applications to help you manage cash flow and business processes safely and conveniently.

With Regions Online Banking Business Services¹ or Regions iTreasury® for Small Business, you can quickly and securely access time-critical information, conduct business transactions and manage accounts in real time with the award-winning Regions online cash management tools.

Online Banking Business Services details iTreasury® Small Business

Let’s make a plan for your future

Complete our online guide to easily find what solutions best fit your needs, or work with a Regions banker to build a Regions Greenprint® customized plan for your business to help you:

Understand how your business is doing financially
Set financial goals for your business
Understand how Regions can help you reach your goals

Learn more about Greenprint® for Business customized plans.

Make an appointment Get started with Regions Business Guide

Open a business savings account today

Grow your extra cash with a business savings account, CD or money market account. Build liquidity and create more flexibility to achieve your business goals.

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Enrollment in Regions Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or taxpayer identification number or use alternative enrollment procedures available by visiting a branch. Regions Mobile app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or the mobile app, but fees may apply to certain products and services offered through Online Banking and the mobile app. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. U.S. checking or savings account required to use Zelle®.
Items include all deposited items (including deposit slips) and other credits to the account plus all withdrawals (excluding ATM), transfers (excluding Overdraft Protection transfers) and other debits from the account, whether by check, Regions Visa® Business Debit Card, Automated Clearing House or otherwise.
For the average monthly balance, we divide the sum of the ending posted balance for each day in the statement period by the number of days in the statement period. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. The ending balance for any day is the opening balance for the next day.
For the average monthly balance of the Advantage Business Checking account, we divide the sum of the opening posted balances for each day in the statement period by the number of days in the statement period. For all other accounts, we divide the sum of the ending posted balances for each day in the statement period by the number of days in the statement period. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. If your account is an Advantage Business Checking account, the average balance shown on the account statement is not used for purposes of the monthly fee waiver. The ending balance for any day is the opening balance for the next day.
Combined total balances in related non-personal accounts can include $30,000 in non-personal checking, savings and money market (excludes Public Funds, IOLTA/IOTA, and Trust accounts) accounts or in outstanding business credit card, non-personal line of credit and closed-end loan balances, or any combination of the preceding. Accounts are considered related if they share the same ownership title and taxpayer identification number. Balances determined at the beginning of the last day of your Business Advantage Checking account statement cycle.
To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes.
Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc.
A picture ID where the individual is veiled or is wearing a hat, dark glasses, or other accessories that mask their complete face is not acceptable.
A Regions Warranty Document is a declaration by the customer there are no formation documents and no legal requirement for any organization documents.
A fictitious / assumed name registration is required of individuals who do business under any name other than either their legal personal name or a properly registered corporate name, partnership, trademark, service mark, or limited liability company. Only certain states require a fictitious name registration based on entity type.

Business checking accounts

Build financial confidence with the right business checking account

Most popular
LifeGreen Business Checking®

ELEVATE YOUR BANKING
Advantage Business Checking

Interest-earning
Business Interest Checking

No monthly fee
LifeGreen® Not-for-Profit Checking