Checking Advantage Business

You are a small business owner, have a moderate monthly transaction volume and you use, or want to use, multiple Regions business accounts and services.

Contact a Banker

View All Business Checking Accounts

The Basics

Get started with a ^$100 deposit
500 Combined Transactions
Bank anytime you want

Account Details

Benefits

Choice of Regions iTreasury Small Business cash management package OR, Regions Online Banking for Business with Bill Pay^{legal disclaimer number1}

24-Hour Automated Telephone Banking

30% discount on one Safe Deposit Box with an additional 10% discount with auto debit from a Regions checking or savings account (subject to availability)

Mobile Banking ^{legal disclaimer number2}

Relationship CD Rates

How to Avoid Monthly Fee

$25 monthly fee waived with one of the following:

Maintain an average monthly balance of $10,000

OR combined balances of $30,000 in related^{legal disclaimer number3} non-personal accounts^{legal disclaimer number4}

OR at least $2,500 in Regions Business Visa CheckCard and/or Business Credit Card purchases^{legal disclaimer number5}

OR at least one Regions Merchant Services transaction credited to this account^{legal disclaimer number6}

OR at least one deposit to this account using Regions Quick Deposit^{legal disclaimer number7}.

Excessive Withdrawal / Item Fee

No charge for the first 500 items^{legal disclaimer number8} each statement period; then $0.50 for each additional item

Cash Deposit Fee^{legal disclaimer number9}

$20,000 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits

Other Fees

Returned Items, Early Account Closing, Stop Payment, Returned Deposit Item, Overdraft Protection Transfers & Paid Overdraft Item ^{legal disclaimer number10}. See Pricing Schedule for additional fees that may apply.

Minimum Opening Deposit

$100

Interest

N/A

Checks

Custom three-to-a-page business checks and custom value packs available.

Monthly Statements

No charge for online statements or paper statements with no check images. Paper statements with check images are available for an additional fee.^{legal disclaimer number11}

Overdraft Protection

Option to link your business checking account to an eligible Regions funding account for Overdraft Protection.

Features

Ways To Open

Contact a Banker

Ways to Open This Account

Contact a Banker
We can help you open an account quickly and easily.
Get Started Today
Talk to a Person
Make an in-branch or phone appointment now.
Make an Appointment (Opens in a new window)

Why Regions?

Business Solutions

Enjoy the convenience and security of using merchant services, along with essential cash management tools available for enrollment directly through your Regions Online Banking account – keeping your business one step ahead.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Convenience

Bank when, where and how you want with Mobile and Online Business Banking solutions such as Bill Pay, Online Statements, Online Funds Transfer and Quicken/Quickbooks Access.

Flexibility

Choose from among a variety of checking, savings, credit and loan products and services that are specially designed to help you manage your day-to-day operations so you can concentrate on what you do best.

Insights

Visit Business Insights by Regions to take advantage of tools, tips and calculators that help you manage your business, monitor cash flow, provide information on financing options and track your spending.

Personal Service

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.

Looking for More?

Combined balances in related non-personal accounts can include $30,000 in non-personal checking, savings and money market (excludes Public Funds, IOLTA/IOTA, and Trust accounts) accounts OR $30,000 in outstanding business credit card, non-personal line of credit and closed-end loan balances. Accounts are considered related if they share the same ownership title and tax identification number. Balances determined at the beginning of the last day of your checking account statement cycle.

For the monthly fee waiver, we count Business CheckCard and Business Credit Card purchases that occur during the time period shown on the periodic statement for this checking account, excluding those that post on the last day of the period, which are counted with purchases for the following statement cycle. Only CheckCard purchases on this checking account are counted. Only Business Credit Card purchases on accounts held in the name of the entity or person listed as either first or second owner on this checking account are counted. Commercial Card and personal credit card purchases are not counted.

Merchant Services are provided by Elavon and are available to eligible customers, subject to terms, conditions, and fees. Must have a compatible device. Your carrier's messaging and data fees may apply. For the monthly fee waiver, we will count Merchant Services deposits that post during the time period shown on the periodic statement for this checking account, excluding those that post on the last day of the period, which are counted with purchases for the following statement period. For new Merchant Services customers, it may take up to one full statement cycle for the waiver to take effect.

For the monthly fee waiver, we count the Quick Deposit transactions for the time period shown on the periodic statement for this checking account, excluding those that post on the last day of the statement period, which are counted with Quick Deposit transactions for the following statement cycle.