SBA Express loan

An SBA Express loan may be used for working capital, financing business acquisitions, equipment, debt refinance, inventory and leasehold improvements.

Contact an SBA Banker

Find government shutdown assistance resources

Contact the following departments via email or phone as listed below to find out more about assistance available to you. A dedicated team is here to help.

Small Business Administration (SBA) loans and lines — sbacontact@regions.com

Any other banking needs — 1-800-411-9393

SBA Express loan at a glance

Borrow up to $500,000

Loans and lines of credit options

Low down payments

Fixed and variable rates available

As little as 0% down

Are you eligible for an SBA Express loan

Small businesses must meet specific criteria to be eligible for an SBA Express loan. As an SBA preferred lender, our specialized SBA Banker can customize a plan for your business needs.

Contact an SBA Banker

SBA Express loan details

Fixed and variable rates available
Loans and line of credit options
Low down payment

Variable and fixed-rate options available
Speak to an SBA Banker about fees associated with SBA loans

Borrower contribution: A minimum of 10% of the loan amount

Maximum loan amount up to $500,000

Up to 3 years for lines of credit with interest only payments, followed by 7 years of principal and interest payments.

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Small-business loans quick guide

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SBA Express loan FAQ

An SBA Express loan allows for borrower to gain access to capital including revolving lines of credit. Learn more about SBA Express loans by visiting sba.gov.

Proceeds can be used for working capital lines of credit with a loan maximum of $500,000.

The borrower’s responsibilities include personal and business tax returns, financial statements and additional business forms and documentation based on the request. The borrower must demonstrate a need for a revolving working capital product such as accounts receivable payments, inventory purchases or other products as determined.