Contractor support for home improvement financing
We’ve made it easy for home improvement contractors like you to offer financing to your customers. Learn more about our comprehensive resources for making the most of your home improvement financing program.
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We help you grow & gain a competitive edge with financing
Personalized service
Your dedicated relationship manager acts as a strategic consultant and is committed to helping you succeed in offering payment options.
Customized training
We work to understand your business and offer role-specific training to help you make the most of offering payment options to your customers.
Nationwide presence
We conveniently offer payment options in all 50 states and the District of Columbia, with U.S.- based customer support and lending professionals.
Marketing support
Get access to high-quality marketing resources including custom web banners, flyers, and more, to make offering payment options easier.
We can help you discover new growth opportunities!
Check out our resource hub for free content that can elevate your business.
Payment estimator calculator
Generate a monthly payment estimate with our payment estimator tool to help your customers see just how affordable their project can be. You can even add a link to the tool on your own website.
Digital tools help you focus on growing your business
Loan status tracking through PartnerPortal
Our secure PartnerPortal gives you convenient 24/7 access to track application statuses, view daily reports, access loan codes, see dealer fees, and request funds.
Online application options for homeowners
We offer your customers three quick and easy ways to apply for a loan: mobile app, online application, or by phone. When it’s time for homeowners to sign documents, digital signatures help speed the process.
Easy content integration for your website
We supply you with custom web banners for marketing on your website, as well as convenient integrated loan application buttons, so nothing can stand in the way of closing more deals.
Are you a home improvement contractor interested in offering financing to your customers?
Learn how our products and tools can help you grow your business.
Check out our upcoming events
Come meet the Regions Home Improvement Financing team.
Features that can help grow your business
Our Express Loans simplify and manage customer financing for you with our powerful, custom-built funding solutions:
- Your customer can get approved up to their credit limit instead of the bid estimate, allowing the option to upsell and handle scope changes without need for a new loan application.
- With our single upfront customer signature for loan documents, you can save time on paperwork and spend it growing your business.
- Get funding flowing easily via automated, text-based funding authorizations- so you can keep moving with the project and manage your cash flow.
Home improvement financing FAQs
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From the foundation all the way up to the roof—inside, outside, large, or small—our loans are tailored to meet hundreds of improvement types. Contact us to discover which loans will best suit your business model, and get details on our loan minimums and maximums.
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Regions Home Improvement Financing loans are all non-recourse for you, the contractor. That means we assume the credit risk. We'll never pull funds back from you if a customer is delinquent or defaults on their loan.
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No. Though it may seem counterintuitive, adding financing can actually speed things up. Our goal is to help you reorganize your process when you offer financing, not slow it down. Our paperless application methods and quick credit decisions mean the customer can be approved for a loan while you're still in the home.
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Yes. You can add our convenient banners and buttons to your website and marketing materials. Homeowners will then be able to use PreQualify or apply for a loan on their own time.
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Offering payment options can mean more business for you as a contractor and makes it easier to close loans, increase project size, and delight your customers. Loan options we offer include:
Same-As-Cash Loans
- Great choice for your cash buyer.
- No monthly payment required during “same-as-cash” period (on approved credit — interest waived if paid in full during the same-as-cash period.)
Reduced Interest Loans
- Lower interest rate loan.
- Longer-term loan.
- Homeowner pays back the loan through monthly payments.
Zero Interest Loans
- 0% fixed APR.
- Homeowner makes equal monthly payments.
Traditional Installment Loans
- Most basic payment option.
- Longer-term loan.
- Equal monthly installments.
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To offer payment options from Regions Home Improvement Financing, you must meet the following qualifications:
- 3+ years in business.
- U.S.-based business.
- $500,000 in annual residential sales.
- $5,000 minimum average job size.
- Satisfactory business credit report.
- Satisfactory BBB report.
- Licensed and insured.
- Pass a financial review.
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You can reach Contractor Support at 1-888-390-1220, option 2. Once you’re working with us in one of our loan programs, you’ll also have a direct line to your dedicated relationship manager.