Phillip R. Smith

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  • Contact information

    Office phone

    205-766-8013

    Cell phone

    205-913-1363

  • About Phillip R. Smith

    Exceptional service is Phillip Smith's top priority. He wants to help you explore your financing options and choose the mortgage product that's right for you. Phillip will apply his knowledge of home loan products to make your application experience a positive one. Thank you for choosing Regions Mortgage and Phillip Smith to assist you with your mortgage lending needs.

  • Achievements

    Regions Chairman's Club Awards

    2007, 2013, 2014, 2015, 2017, 2018

  • Benefits & services

    • Low or no down payment options
    • Construction and renovation financing
    • Doctor loan programs
    • Emerging professional programs
    • VA, FHA and USDA home loans
    • Know who has your loan: Regions retains servicing on most home loans we originate
    • Mortgage customers are eligible for Regions Preferred banking programs

More about Regions mortgage

Why choose Regions mortgage?

There's no such thing as a one-size-fits-all banking solution. That's why we work with you to find the right answers for your individual needs.

Mortgage loan options

Learn about our wide range of home loan options and how you can select a mortgage that's right for your financial situation.

Calculate a mortgage payment

What kind of monthly payment fits best in your budget? It's an important factor to consider when you’re planning to buy a house.

Homeownership resource center

Prepare for every step as a homeowner with guidance, tools and resources from Regions Next Step.