Understanding Adjustable Rate Mortgages (ARMs)

Home Ownership 101 Series

In this podcast, Kreg Newman, a Mortgage Loan Officer for Regions Bank in Birmingham, Ala., discusses everything you need to know about adjustable rate mortgages.

Want to learn more about the following topics? Check out the link to hear from Kreg:

  • Differences between a fixed-rate mortgage and an adjustable-rate mortgage (ARM)
  • How to determine which type of mortgage is right for you

Get the transcript.

Listen and subscribe on your favorite podcast player. Find the Regions Next Step Podcasts on Amazon Music, Apple Podcasts, Audible, Google Play, Spotify and Stitcher.

This Next Step Podcast is part of our Home Ownership 101 series presented by Regions Next Step –advice, tools and resources to help you get closer to reaching your unique financial goals. From buying your first home and planning a home renovation to everything in between, Home Ownership 101 offers advice to prepare you for every step as a homeowner.

Check out more Regions Next Step Podcasts on credit and other personal finance topics here at Regions.com/NextStepPodcasts.

Find more helpful tips about applying for a home loan and buying your first home:

Buying a First Home

What to Know about an Adjustable Rate Mortgage 

Kreg NewmanAbout Kreg Newman

Kreg Newman loves spending time with his wife Kellye and their two German shepherds, Gypsy and Zeke. Helping German Shepherds is a personal mission of Kreg’s, who is an active volunteer with two German Shepherd rescue organizations.

A basketball junkie who can be found waking up before the sun rises each morning to play, Kreg joined Regions in February of 2015 and is a Mortgage Loan Officer. Kreg has 17 years of experience in the mortgage industry and held Branch Manager positions prior to joining Regions Mortgage.

Originally from Stuart, Fla., Kreg is a proud Wildcat and graduated from the University of Kentucky with a degree in business management, followed by an MBA with a concentration in finance from the University of Alabama at Birmingham.

This information is general educational or marketing in nature and is not intended to be accounting, legal, tax, investment or financial advice. Statements of individuals are their own—not Regions'. Consult an appropriate professional concerning your specific situation.


This information is general in nature and is not intended to be legal, tax, or financial advice. Although Regions believes this information to be accurate, it cannot ensure that it will remain up to date. Statements or opinions of individuals referenced herein are their own—not Regions'. Consult an appropriate professional concerning your specific situation and irs.gov for current tax rules. Regions, the Regions logo, and the LifeGreen bike are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank.