
18-Month Variable Rate IRA1
This 18-month variable rate IRA1 is FDIC insured and earns interest at a rate that is comparable to the prevailing rate in the market.2
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Features of the 18-Month Variable Rate IRA1
18-Month Variable Rate IRA details
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Rates
- Rate is equal to the most recent discount auction rate of the six-month Treasury Bill plus 0.25%.2
Annual Percentage Yield (APY)
Terms
- Available term is 18 months
- Can be automatically renewed
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Minimum balance
- $2504 minimum opening deposit required
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Additional deposits
- Additional deposits of $50 or more can be deposited any time during the 18-month term3. Additional deposits do not extend the original maturity date.
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- The rules for withdrawing from an IRA vary depending on age and the type of IRA. Visit the IRS website for more information on IRA withdrawals.
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- No monthly maintenance fees
- Fees for early withdrawal may apply
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