Non-citizen banking
Regions offers straightforward banking solutions, everyday money management tools, and personalized guidance to help you build your future here in the U.S.
Banking made simple wherever you're from
A Regions Bank account can help you receive deposits, make transfers and build financial confidence, so we’re here to help simplify the account-opening process. Learn what documents to bring, explore useful banking tools, receive expert support and find out more key benefits to managing your money here in the U.S.
What you need to open a bank account
You’ll need documents demonstrating proof of residence in the United States like a utility bill or rental agreement for your home address. Additionally, a primary and secondary form of identification are both required – at least one of each type. Below are lists of ID examples Regions may accept.
- Examples of Primary ID
- Government Issued ID (with photo)
- Employment Authorization Card
- Matricula Consular Card
- Foreign Passport
- U.S. Visa
- Examples of Secondary ID
- U.S. Permanent Resident Card
- U.S. Visa
- Foreign Passport
- Employment Authorization Card
View the FAQs below for a comprehensive list.
Open a bank account as an international student
Whether you're new to the United States or continuing your education here, we're here to help you get started. A Regions Bank account can make it easier to manage your money, receive deposits, pay bills and make everyday purchases while you're studying.
Move money with ease
Bank online and from your phone
Regions makes it easy to bank on the go. Enroll in Regions Online Banking to manage your eligible accounts in one place, schedule payments, deposit checks and stay in control of your money wherever you are.1
Your path to financial confidence starts here
Get started with a free and easy personal Regions Greenprint® plan that puts you on the path to financial confidence. A banker will help you set up and meet your goals every step of the way, whether you want to buy a house, pay off debt or just save for the future.
Frequently asked questions
Generally, you will need proof of residence in the United States, documents demonstrating that proof of residence and both a primary form of identification and secondary form of identification. One of each ID type is required along with your proof of residence documents. Here is a list of qualifying forms of identification Regions may accept:
Primary ID
- Government-Issued ID (with photo)
- International Identification Card
- Employment Authorization Card
- Matricula Consular Card
- Foreign Passport
- U.S. Visa
- U.S. Military ID
Secondary ID
- U.S. Permanent Resident Card
- U.S. Visa
- Foreign Passport
- Employment Authorization Card
- I-551 Temporary Permanent Resident
Non-citizens can not open an account online. Please visit a branch or make an appointment to get started.
Being a resident alien means you meet either the Green Card Test or Substantial Presence Test, meaning you are currently a green card holder or have been present in the U.S. for at least 31 days during the current calendar year and 183 days over a 3-year period using a weighted formula. For the Substantial Presence Test, days present this year count 100% toward your day total, prior year days count as 1/3 and days from two years prior count as 1/6.
Non-resident aliens do not meet this criteria, for example if you’re only visiting the U.S. on short assignment.
No. Regions does not currently offer online account openings for applicants who are not U.S. citizens. Please visit a branch to apply. Account opening is subject to verification product eligibility and required documentation.
Yes. Regions allows non-U.S. residents to open an account without an SSN. Account opening is subject to verification product eligibility and required documentation.
