Regions Unsecured Loan

A Regions Unsecured Loan is a general-purpose loan for anyone who needs money in a single lump sum. It offers a fixed interest rate and predictable monthly payments, requires no collateral, and may be used for almost any financial need. Apply at a branch or by phone. Existing customers may apply online.1

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Our Quickest Loan Ever. Designed Just for You.

This unsecured loan can bridge the gap between where you are and where you want to be.

  • As low as 4.74% APR

  • time

    Online Pre-Approval in Seconds

  • Or $35K for

  • no collateral required

    No Collateral Required

Regions Unsecured Loan Details

For You If…
You want a general-purpose loan in a single lump sum that does not require collateral.
Minimum Loan Amount
Maximum Loan Amount
Up to $50,000 for existing customers

Up to $35,000 for non-customers
Annual Percentage Rate (APR)
4.74%-16.49% APR2
12 - 60 months; varies based on loan amount.
Collateral Requirements
No collateral required
Access to Funds
Funds are available in a single lump sum at loan closing.  
Payment Frequency & Amount
Monthly repayment. Repayment amount varies based on term, APR and loan amount.
Rate Discounts Available
Rate discounts are available for loan amounts $5,000 or greater, if you elect to have your monthly payments automatically debited from your Regions checking account through our Automatic Payment Option. The amount of the discount varies based on your type of relationship with Regions, ranging from 0.25% up to 0.50%.
Automatic Payment Option
Allows you peace of mind that your payments will be automatically debited from your checking account each month.
Loan Closing Options
Online or In Branch
  • Fixed interest rate
  • No collateral required
  • Predictable monthly payments
  • Pre-approval offers within seconds of submitting application online

Ways to Apply for an Unsecured Loan

  • online Online Application

    Apply today online. 3

    Apply Now
  • a Regions branch Visit a Branch

    Apply at a branch near you today.

    Find a Regions Branch
  • on the phone Apply by Phone

    1-888-462-7627 Mon - Fri 6 a.m. to 7 p.m., Sat 8 a.m. to 2 p.m.

Regions has teamed up with Avant, an online lending platform, to provide an enhanced customer experience in processing online loan applications.

Quick Online
Check Rates Online,
No Credit Impact
Flexible Terms
Same-Day Funding Options

Customers who are approved could have the funds electronically deposited as fast as the same day depending on the time of your approval.

Why Regions?


Borrowing doesn't have to be an overwhelming experience. We have a host of helpful articles, loan calculators and other tools to make the process easier.


Manage your account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area. Help Me Decide

Personal Service

Our knowledgeable, experienced professionals will help you find just the right loan for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at a VTM.

Community Service

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.