Manufacturers' Access to Revolving Credit (MARC)

The MARC program is a specialized working capital solution developed by the U.S. Small Business Administration for U.S. manufacturers within eligible NAICS codes.
Contact an SBA banker

Manufacturers' Access to Revolving Credit (MARC) at a glance

Manufacturers with NAICS codes starting with 31, 32 or 33 can borrow up to $5 million

Certain wholesale trade and foodsupply- chain manufacturers can borrow up to $2 million

Access to ongoing, flexible working capital

Can be used for working capital and growth needs

Provides longer repayment terms than other SBA working capital options

Are you eligible for SBA’s MARC program?

The MARC program is designed for eligible U.S.-based manufacturers with certain NAICS codes. As a preferred SBA lender, Regions can help you navigate the SBA loan process to find the best financing solution for business needs.
Contact an SBA Banker

Manufacturers' Access to Revolving Credit loan details

  • MARC provides ongoing, fle xible access to capital for raw materials, inventory, cash flow management, customer orders fulfillment and growth initiatives.
  • The unique structure offers up to 20 years of financing support.
  • Revolving lines may be structured as monitored or unmonitored facilities based on the use of proceeds based on the use of the proceeds and collateral.
  • The program follows 7(a) fee schedules.
  • Speak to an SBA banker about fees associated with SBA loans.
  • Eligible U.S. manufacturers with NAICS codes 31-33 can borrow up to $5 million.
  • Eligible U.S wholesale trade manufacturers with NAICS codes starting with 42 (except 423110 and 425120) can borrow up to $2 million.
  • Eligible U.S. food supply chain manufacturers with NAICS codes starting with 11 or NAICS codes 445110, 493120, and 493130 can borrow up to $2 million.
  • The unique structure of the MARC loan provides up to a 10-year revolving period and additional 10-year term-out period, offering up to 20 years of financing support.
  • The revolving lines may be structured as monitored or unmonitored facilities based on the use of proceeds and collateral.
  • MARC loans are subject to annual servicing.
Contact an SBA banker

Related Insights

View more