Compare Business Savings Accounts

View All Business Savings

to compare.

Business Savings
Business Premium Money Market
Regions Business CD
Promotional Business CD

1 of 4 Selected

A Regions Business Savings account gives you a safe and secure way to grow your money while receiving a variable rate of interest.

Business Premium Money Market

A Regions Business Premium Money Market account offers a safe and secure way to grow your money and earn a very competitive rate on your savings.

Regions Business CD

Business CDs offer a competitive rate and predictable return with little to no risk. Terms of 7 days to 72 months available.¹²

Regions Promotional Business CD

Get our best rate on Business Promotional CDs for a limited time when you have a Regions business checking account.¹²

Opening Requirements

Business Savings

$100

Business Premium Money Market

$1,000

Regions Business CD

$2,500 minimum opening deposit for CDs with terms 7-89 days and $500 for CDs with terms 90 days or longer.

Regions Promotional Business CD

$10,000 minimum opening deposit

Monthly Fee Per Account

Business Savings

$5³

Business Premium Money Market

$12⁴

Regions Business CD

N/A

Regions Promotional Business CD

N/A

Minimum Daily Balance Required to Avoid Monthly Fee

Business Savings

$500

Business Premium Money Market

$5,000

Regions Business CD

N/A

Regions Promotional Business CD

N/A

How Interest is Calculated

Business Savings

Compounded daily

Business Premium Money Market

Compounded daily

Regions Business CD

Compounded daily

Regions Promotional Business CD

Compounded daily

Interest Tiers

Business Savings

All balances receive the same applicable interest rate.

Business Premium Money Market

$250,000 +
$100,000 to $249,999.99
$50,000 to $99,999.99
$10,000 to $49,999.99
$0 - $9,999.99

Regions Business CD

N/A

Regions Promotional Business CD

N/A

How Interest is Paid

Business Savings

Paid monthly on collected balances.

Business Premium Money Market

Paid monthly on collected balances.

Regions Business CD

Paid according to the terms of the CD: Monthly, quarterly, semi-annually, or annually. If the term is one year or less, interest can also be paid at maturity.

If the term is one year or greater, the interest is credited to the account quarterly unless interest disbursements are set up.

Regions Promotional Business CD

Items Deposited

Business Savings

N/A

Business Premium Money Market

No charge for the first 50 items deposited; $0.50 for each additional item over 50 total per statement cycle.

Regions Business CD

N/A

Regions Promotional Business CD

N/A

Cash Deposit Fee

Business Savings

N/A

Business Premium Money Market

$10,000 processed at no charge each calendar month; then $0.20 per $100 for additional cash deposits⁵

Regions Business CD

N/A

Regions Promotional Business CD

N/A

Excessive Withdrawal/Item Fee

Business Savings

$3 charge per withdrawal or transfer in excess of 3 per month

Business Premium Money Market

$15 charge per withdrawal, transfer, or payment in excess of 6 per statement cycle.

Regions Business CD

N/A

Regions Promotional Business CD

N/A

Safe Deposit Box Discount (Subject to Availability)

Business Savings

30% discount on safe deposit box rental

Business Premium Money Market

30% discount on safe deposit box rental

Regions Business CD

N/A

Regions Promotional Business CD

N/A

Statement Options

Business Savings

Monthly statements with electronic debit activity or online transfers; otherwise you will receive quarterly statements.

Business Premium Money Market

Monthly online statements are included with the ability to view check images. Sign up through Online Banking.

There's a $2/month charge for a printed statement, $3/month charge for a printed statement with check images, and $10/month for a printed statement with Deluxe Check Images.

Regions Business CD

N/A

Regions Promotional Business CD

N/A

Features

Business Savings

30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account.

Online Banking with Bill Pay and Mobile Deposit for Business

Business Premium Money Market

30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account.

Online Banking with Bill Pay and Mobile Deposit for Business

Regions Business CD

Relationship Interest Rates Available²

Regions Promotional Business CD

Relationship Interest Rates Available²

Business Savings

A Regions Business Savings account gives you a safe and secure way to grow your money while receiving a variable rate of interest.

Contact a Banker to Get Started

Business Premium Money Market

A Regions Business Premium Money Market account offers a safe and secure way to grow your money and earn a very competitive rate on your savings.

Contact a Banker to Get Started

Regions Business CD

Business CDs offer a competitive rate and predictable return with little to no risk. Terms of 7 days to 72 months available.¹²

Contact a Banker to Get Started

Regions Promotional Business CD

Get our best rate on Business Promotional CDs for a limited time when you have a Regions business checking account.¹²

Contact a Banker to Get Started

Regions CDs are uncertificated time deposit accounts and subject to the terms and conditions of the Regions Deposit Agreement and other related disclosures, terms, and conditions. This page is not an offer or contract and does not amend the Deposit Agreement, the terms of which govern and control. Rates offered for CDs may be changed at any time without notice. Account balance must be less than $1,000,000. Interest on CD accounts with terms longer than 12 months must be paid at least annually. Substantial penalty for early withdrawal. Fees could reduce earnings on Account. See Deposit Agreement for details. Promotional rates may apply to certain accounts, are for a limited time only, and cannot be combined with other bonus rate offers. Offer is subject to change at any time. Not available for brokered deposits, or to public entities, financial institutions, or Commercial Banking customers, as defined by Regions and/or as indicated in Regions’ records.
The Relationship Pricing interest rates and Annual Percentage Yields (APYs) are available to depositors who meet the following relationship requirements for the entire applicable term of the account: (i) the business time deposit term must be at least 32 days, (ii) the primary or secondary designated owner on the business time deposit must be the primary or secondary designated owner on a Regions Bank business checking account, and (iii) the business checking account must be and remain open during the entire term of the time deposit. If you do not meet the bank's relationship requirements, your account will earn the lower Standard Pricing interest rates and APYs. Details about Relationship Pricing and Standard Pricing are disclosed in other documentation related to time deposit accounts and are available from the Bank’s customer service representatives.
$5 monthly fee. Waived with $500 minimum daily balance. The minimum daily balance is the ending posted balance that must be maintained in the account each day of the statement period. The ending balance for any day is the opening balance for the next day.
$12 monthly fee. Waived with $5,000 minimum daily balance. The minimum daily balance is the ending posted balance that must be maintained in the account each day of the statement period. The ending balance for any day is the opening balance for the next day.
Returned item - $36 per item when we do not pay a check or other transaction because you do not have sufficient funds and the item is returned. Cash Deposit fees are calculated each calendar month at month end and then charged on the following statement cycle. To determine the amount of the fee, we divide the amount of cash deposits that exceed the deposits processed at no charge by $100 and multiply the resulting quotient by the applicable fee.