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A Regions Business Savings account gives you a safe and secure way to grow your money while receiving a variable rate of interest.
A Regions Business Premium Money Market account offers a safe and secure way to grow your money and earn a very competitive rate on your savings.
Opening Requirements
Business Savings
$100
Business Premium Money Market
$1,000
Regions Business CD
$2,500 minimum opening deposit for CDs with terms 7-89 days and $500 for CDs with terms 90 days or longer.
Regions Promotional Business CD
$10,000 minimum opening deposit
Minimum Daily Balance Required to Avoid Monthly Fee
Business Savings
$500
Business Premium Money Market
$5,000
Regions Business CD
N/A
Regions Promotional Business CD
N/A
Annual Percentage Yields (APY)
Business Savings
Business Premium Money Market
Regions Business CD
Regions Promotional Business CD
How Interest is Calculated
Business Savings
Compounded daily
Business Premium Money Market
Compounded daily
Regions Business CD
Compounded daily
Regions Promotional Business CD
Compounded daily
Interest Tiers
Business Savings
All balances receive the same applicable interest rate.
Business Premium Money Market
$250,000 +
$100,000 to $249,999.99
$50,000 to $99,999.99
$10,000 to $49,999.99
$0 - $9,999.99
Regions Business CD
N/A
Regions Promotional Business CD
N/A
How Interest is Paid
Business Savings
Paid monthly on collected balances.
Business Premium Money Market
Paid monthly on collected balances.
Regions Business CD
Paid according to the terms of the CD: Monthly, quarterly, semi-annually, or annually. If the term is one year or less, interest can also be paid at maturity.
If the term is one year or greater, the interest is credited to the account quarterly unless interest disbursements are set up.
Regions Promotional Business CD
Paid according to the terms of the CD: Monthly, quarterly, semi-annually, or annually. If the term is one year or less, interest can also be paid at maturity.
If the term is one year or greater, the interest is credited to the account quarterly unless interest disbursements are set up.
Items Deposited
Business Savings
N/A
Business Premium Money Market
No charge for the first 50 items deposited; $0.50 for each additional item over 50 total per statement cycle.
Regions Business CD
N/A
Regions Promotional Business CD
N/A
Cash Deposit Fee
Business Savings
N/A
Business Premium Money Market
$10,000 processed at no charge each calendar month; then $0.20 per $100 for additional cash deposits5
Regions Business CD
N/A
Regions Promotional Business CD
N/A
Excessive Withdrawal/Item Fee
Business Savings
$3 charge per withdrawal or transfer in excess of 3 per month
Business Premium Money Market
$15 charge per withdrawal, transfer, or payment in excess of 6 per statement cycle.
Regions Business CD
N/A
Regions Promotional Business CD
N/A
Safe Deposit Box Discount (Subject to Availability)
Business Savings
30% discount on safe deposit box rental
Business Premium Money Market
30% discount on safe deposit box rental
Regions Business CD
N/A
Regions Promotional Business CD
N/A
Statement Options
Business Savings
Monthly statements with electronic debit activity or online transfers; otherwise you will receive quarterly statements.
Business Premium Money Market
Monthly online statements are included with the ability to view check images. Sign up through Online Banking.
Regions Business CD
N/A
Regions Promotional Business CD
N/A
Features
Business Savings
- 30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account.
Online Banking with Bill Pay and Mobile Deposit for Business
Business Premium Money Market
- 30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account.
Online Banking with Bill Pay and Mobile Deposit for Business
Regions Business CD
- Relationship Interest Rates Available2
Regions Promotional Business CD
- Relationship Interest Rates Available2
A Regions Business Savings account gives you a safe and secure way to grow your money while receiving a variable rate of interest.
A Regions Business Premium Money Market account offers a safe and secure way to grow your money and earn a very competitive rate on your savings.