Donor-advised fund
Regions Charitable Fund

Regions Charitable Fund is a donor-advised fund, which can provide clients and their families with a flexible and potentially tax-efficient way to make a meaningful impact in their communities through their charitable giving.

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What is a donor-advised fund?

A donor-advised fund (DAF) is a charitable giving solution that allows individuals, organizations or companies to make a charitable contribution. Then, over time, the donor can recommend grants from the fund when they’re ready.

How does a donor-advised fund work?

Contribution

When you contribute cash, securities or other assets to your Regions Charitable Fund, you may be eligible to claim a deduction that year.1

Investment

The funds you contribute may be invested and may grow on a tax‑advantaged basis within your donor-advised fund2. You may recommend how the funds are invested, depending on your charitable goals.

Granting

Over time, you can recommend grants to qualified charities. Due diligence and grant administration are fully handled for you, freeing you to focus your time and energy on the impact you want to make.3

What are the benefits of a donor-advised fund?

Simplified charitable giving

  • A DAF gives you a single centralized account to manage all your charitable donations.
  • Spreading your donations over time allows you to give more strategically and support causes when it matters most to you.

Creating a lasting legacy

  • Use your DAF as a tool for estate planning, involving your family in philanthropy and ensuring your values are passed down through multi-generational giving.
  • You can recommend when and where your funds are distributed, allowing your giving strategy to evolve over time.

Flexible giving with potential tax benefits

  • You may be eligible to claim applicable tax deductions for your donation in the year it’s made, then give when the time is right.
  • Contributions to your DAF can be invested, which could potentially enhance the amount available for charitable giving.

Is a donor-advised fund a fit for your charitable goals?

A Regions Wealth Advisor can provide information about donor-advised funds and how they work. Creating a DAF might be one option to consider if you want to become more intentional in your philanthropy and:

  • Want to plan for the future: Create a charitable legacy that can involve your family.
  • Give regularly: Simplify and organize your charitable contributions over time.
  • Incorporate tax considerations into charitable giving: In certain circumstances, charitable contributions may help reduce taxable income from events such as bonuses, business sales, stock options, or appreciated assets.
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DAF vs. private foundation: Which fits your charitable goals?

Whether you’re interested in supporting coastal preservation, youth programs in your community, or other causes, a wealth advisor can provide information about charitable giving approaches and tools available to support your goals.


Two of the most common charitable giving approaches include donor-advised funds and private foundations. Our article compares the differences between the two options in terms of control, taxes and administration.

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