Regions Help & Support


What is Term It?

With Regions Term ItSM, we may offer you the option to create a plan to pay off an individual credit card purchase over a fixed number of months with a fixed monthly payment. These offers may provide a fixed promotional Annual Percentage Rate (APR) that is lower than your credit card account’s standard Purchase APR. We do not make Term It offers on Regions Explore credit card or Regions Business credit card accounts.