Regions Credit Line

A fixed-rate Credit Line that requires no collateral and allows you to borrow, repay and borrow again up to your available credit limit. Limits up to $3k.


Not a Regions customer? Apply by phone at 1-888-462-7627 or in a branch.

Regions Credit Line at a glance

No collateral required

Secure the funds based on credit.

Fixed interest rates

Enjoy a predictable, fixed rate.

Use for Overdraft Protection

Link to your Regions checking account for overdraft protection.

Credit lines up to $3k

Current customers can apply online. All applicants can apply in branch or by phone.

Regions Credit Line details

How does a Regions Credit Line work?

A Regions Credit Line is unique because it’s unsecured with a fixed interest rate. You can borrow up to your available credit limit, repay and borrow again. Not a Regions customer? Find a branch to apply.