Personal Lines of Credit

Why Choose Regions?
Flexibility

Whether you need a small or large line of credit, Regions has the options you're looking for.


RegionsPreferred Line of Credit

A revolving line of credit that requires no collateral and has a variable interest rate. Learn More

RegionsCredit Line

A small-dollar, revolving line of credit that requires no collateral and has a fixed interest rate. Learn MoreLearn more about Regions Unsecured Online Loans

Why Regions?

Flexibility

Whether you need a small or large line of credit, Regions has the options you're looking for.

Insights

Borrowing doesn't have to be an overwhelming experience. We have a host of helpful articles, loan calculators and other tools to make the process easier.

Rewards

When your Regions checking account is enrolled in Regions Relationship Rewards, you can earn points for opening or having a Regions line of credit. Points can be redeemed for travel, merchandise, cash and more.

Convenience

Manage your account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area. Help Me Decide

Personal Service

Our knowledgeable, experienced professionals will help you find just the right credit line for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM.

Community Service

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.