Relationship Rewards

Spend your way to rewards every day with Regions Relationship Rewards®.

Earn more for everyday purchases

With a Regions Prestige, Wealth or Business Enhanced Visa® credit card, you automatically earn Relationship Rewards for all qualifying purchases¹. To learn more about the Regions Relationship Rewards program, view the program Terms & Conditions.

Prestige card details

Redeem for cash back, gift cards and more

Cash and gift cards

Deposit into a Regions account or receive a statement credit. You can even redeem for gift cards from the brands you love.

Travel

Get 75% more value when you redeem for airfare, and 25% more when redeeming for hotel stays.

Redeem for purchase

Receive a statement credit in the amount of one or more eligible purchases.

Shopping credit

Shop for electronics, jewelry, sports equipment and more available in our catalog.

Maximize your rewards with Regions Rewards Multiplier

If you have a Prestige credit card and a Regions checking account, you may register for Rewards Multiplier and could earn extra rewards on your credit card purchases based on the balances in your Regions deposit accounts.

Learn more about Rewards Multiplier or use our Rewards Multiplier calculator to see how much you could earn.
Business Enhanced customers enrolled in Business Rewards Multiplier can view their Business Rewards Multiplier Terms here.

More details about Relationship Rewards

The value of Relationship Rewards varies according to how you choose to use them.

10,000 Relationship Rewards points are worth:

$100 cash value (redeemed in $25 increments, from $25 to $500)
$100 gift card to popular brands
$125 toward a hotel stay
$175 toward airfare
Various amounts toward merchandise

Explore all redemption options.

New Prestige cards earn 3% on dining and entertainment purchases, 2% on gas and grocery purchases, and 1% on all other purchases². Cash back is earned in the form of Relationship Rewards points, so 3% on a $100 purchase would earn 300 Relationship Rewards points. Earn even more with Rewards Multiplier!

In current special offer, earn 2% cash back on purchases.³ Plus, earn a $300 cash back bonus after spending $3,000 in the first 90 days of account opening.⁴ Cash back is earned in the form of Relationship Rewards points.

If you are a current Business Enhanced customer and not yet earning 2% cash back, you are eligible for upgrade by calling 1-800-734-4667 or visiting a Regions branch.

Key factors for Business Enhanced customers enrolled in the Business Rewards Multiplier Program

Your Rewards Multiplier tier is calculated quarterly based on the combined average balance of your business deposit accounts, including business checking, savings, money market, and time deposit accounts. The business must be an owner on the credit card and the primary owner on the deposit accounts to participate.

The current tiers for Business Rewards Multiplier Program are:

Tier 1 – Total Average Deposit Balance of $15,000 up to $30,000 earns .25 extra point for each $1 in qualifying purchases
Tier 2 – Total Average Deposit Balance of $30,000 up to $50,000 earns.50 extra point for each $1 in qualifying purchases
Tier 3 – Total Average Deposit Balance of $50,000 or more earns 1 extra point for each $1 in qualifying purchases

Refer to the Business Rewards Multiplier Terms and Conditions for more information.

With the Regions Wealth credit card, Private Wealth Management clients earn Relationship Rewards on purchases.

Rewards are not earned for any purchases of items that can be traded right away for cash (such as wire transfers, money orders, traveler’s checks, lottery tickets or casino chips), or any other cash advances, balance transfers, fees, interest charges, or unauthorized or fraudulent purchases.
Additional cash back on entertainment, dining, gas and grocery store purchases are awarded based on the merchant category code (MCC) assigned to the merchant where you made the purchase. Regions does not control which MCC a merchant is assigned; it is based on the primary good or service the merchant sells. If a merchant’s MCC does not match the MCC for one of these categories, 1% cash back will be awarded for the purchase. Learn more about the Prestige card special offer.
Cash Back and Relationship Rewards Program: Cash Back is earned in the form of Relationship Reward points. With a Business Enhanced Credit Card, you will earn at least 1 Relationship Rewards point per $1 spent in net purchases (purchases minus returns/credits). Not all transactions made with your card will count as a purchase and earn rewards. Certain transactions, such as balance transfers, cash advances of any kind (including purchase of items that can be traded right away for cash, such wire transfers, money orders, traveler’s checks, lottery tickets or casino chips), fees, interest charges, or unauthorized or fraudulent purchases are excluded and will not earn rewards. Please refer to the full Relationship Rewards terms and conditions for details.

2% Cash Back Special Offer: Offer available to new Business Enhanced Credit Card accounts opened on or after May 22. 2025. With this offer, Regions will automatically match the rewards you earn on purchases under the Relationship Rewards Program. That means you’ll earn an additional 1% cash back on net purchases on top of the standard 1% that is earned with each purchase. The additional 1% cash back will be awarded at the same time that standard points for that purchase are awarded under the Regions Relationship Rewards program. The 1% match earned under this this offer does not apply to rewards earned under other special offers, including bonus offers. For example, if you were offered and met the requirements for a $300 introductory rewards bonus, you would be awarded 30,000 points. Regions would not match the special bonus award. Additional rewards earned under this offer will be subject to the Relationship Rewards terms and conditions. Regions reserves the right to modify or revoke this offer at any time, without compensation to you. Accounts earning 2% pursuant to this special offer are not eligible to participate in the Regions Business Rewards Multiplier Program.
If earned, the bonus will be awarded as 30,000 Relationship Rewards points credited to your Rewards Account within 95 days of account opening. If the 95th day falls on a Saturday, Sunday, or holiday, it will be awarded on the following business day. Certain transactions will not count toward the amount needed to earn this bonus, including returned items, items that can be traded right away for cash (such as wire transfers, money orders, traveler’s checks, lottery tickets, or casino chips), or any other cash advances, balance transfers, fees, interest charges, or unauthorized or fraudulent purchases. If you meet the requirements for this special bonus offer, no other offer for bonus cash back will apply.