Prestige Visa Signature Credit Card

Earn points¹ all the time. Access rewards faster. The Regions Prestige Visa Signature Card lets you earn points fast. Get rewarded for everyday purchases² and the things you love. There's no limit on the rewards you can earn, and no annual fee.³

Apply Now Check for offers

Introductory offer

Earn up to 20,000 in bonus points

In addition to the points you always earn on purchases,² you can earn 10,000 bonus points, which can be redeemed for travel, merchandise, gifts cards or $100 cash when your net purchases made in the first 90 days total $500 or more. When those net purchases total at least $1,000, you'll earn an additional 10,000 bonus points.⁴

Learn more about Relationship Rewards

Prestige credit card at a glance

3x

Standard points per $1 on dining and entertainment purchases¹
2x

Standard points per $1 on gas and grocery purchases¹
1x

Standard points per $1 on all other purchases¹

Credit Card Control

Regions LockIt® gives you the power to customize how, when and where your credit card can be used.

Alerts to Verify Card Activity

If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.

Visa Zero Liability Policy⁵

You're not responsible for unauthorized transactions made with your Visa credit card, online or offline.

Card details

Interest Rates and Fees

0% introductory APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 17.74% - 27.74% variable APR based on your creditworthiness.
29.74% variable APR for cash advances.
No annual fee.
$10 balance transfer fee or 4% of the amount of the balance transferred, whichever is greater.
$10 cash advance fee or 4% of the amount of the cash advance, whichever is greater.
Late payment fee of up to $39.
No foreign transaction fee.
View Prestige Visa Signature Credit Card pricing details.

Rewards Program

Earn 10,000 bonus points, which can be redeemed for travel, merchandise, gift cards, or $100 cash, when your net purchases² made in the first 90 days total $500 or more. And when those new purchases total at least $1,000, you'll earn an additional 10,000 bonus points.⁴
Special offer¹ for new Prestige credit cards:
- Earn 3 Relationship Rewards points per $1 spent on entertainment and dining purchases, including fast food. Earn 2 Relationship Rewards points per $1 spent on gas and grocery store purchases, and 1 Relationship Rewards point per $1 spent on all other purchases.
- For these purposes, entertainment purchases include those made at movie theaters, arcades, bowling alleys, aquariums, amusement parks, public golf courses, and other merchants classified as entertainment venues. You won't earn 3 points per $1 spent for most streaming services.
- Grocery store purchases include most transactions made at supermarkets and food stores, but do not include wholesale clubs or discount stores.
- Learn more about this Prestige credit card special offer.
Earn even more when you register for Regions Rewards Multiplier and maintain certain balances in your Regions personal checking and other deposit accounts.
Visit Relationship Rewards for the full terms of this rewards program.

Security and Features

Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.
May receive Term It offers on qualifying purchases after intro APRs terminate.
View and activate Regions Offers℠ in Online⁶ and Mobile⁷ Banking to earn cash back at select retailers.
Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon .⁸
Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™, Samsung Pay or LG Pay.⁹
Option to use your card for overdraft protection on a Regions checking account.
Customize your card with Regions YourPix Studio for only $10.

Visa Benefits

Visa Zero Liability Policy⁵
Visa Signature Concierge Service
Travel Accident Insurance
Roadside Dispatch
Lost Luggage Reimbursement
Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement
Auto Rental Collision Damage Waiver
Extended Warranty Protection
Purchase Security
Optional Year-End Summary Statement
See complete list in Visa's Guide to Benefits.

Compare cards

See a full list of credit card features and compare cards.

Compare credit cards View all credit cards

Maximize your Rewards points

Make the most of Relationship Rewards with the Regions Rewards Multiplier Program. Register for Rewards Multiplier and you can earn extra points on your Prestige Visa card purchases² when you maintain certain balances in your Regions Bank personal checking and other deposit accounts.

Regions Rewards Multiplier details

We make banking better and easier

Keeping customers first

We’re committed to providing excellent customer service in our branches, online, over the phone or even at an ATM.

Tech-driven convenience

Bank anytime from virtually anywhere using our Online and Mobile Banking services and Mobile Banking App.

Strong Community Partner

We create shared value through lending programs, support for nonprofit resources and educational initiatives.

Related Insights

What to Do if You Lose Your Wallet

Which Credit Card is Right For You?

Building Credit Checklist

How Credit Score is Calculated

See All Insights

Other services and important information

The Regions Relationship Rewards program allows you to earn points for qualifying purchases on a Regions Prestige or Premium credit card. APRs on credit cards with Relationship Rewards may be higher than those without these rewards. Learn more about credit card rewards programs. Additional points on entertainment, dining, gas and grocery store purchases are awarded based on the merchant category code (MCC) assigned to the merchant where you made the purchase. Regions does not control which MCC a merchant is assigned; it is based on the primary good or service the merchant sells. If a merchant’s MCC does not match the MCC for one of these categories, one point/$1 will be awarded for the purchase. Learn more about this special offer.
Points are not awarded for any purchases of items that can be traded right away for cash (such as wire transfers, money orders, traveler's checks, lottery tickets or casino chips), or any other cash advances, balance transfers, fees, interest charges or unauthorized or fraudulent purchases.
Learn more about the Annual Percentage Rates (APRs) and certain fees that apply to this card.
Maximum amount of bonus points available under this offer is 20,000 points, based on your net purchases in the first 90 days after account opening. The amount of any returned purchase for which a credit is provided within the 90-day period will not count toward the amount needed to earn bonus points.
The Visa Zero Liability Policy does not apply if you have been fraudulent or negligent in handling your card or account.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking for personal accounts, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. To enroll in Online Banking for business accounts, you must have either a Social Security or Tax Identification Number. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking. You must be at least 18 years of age to use Regions Bill Pay or Zelle®.
Mobile Banking, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. Mobile Deposit is subject to fees. Your mobile carrier’s messaging and data fees may apply.
EMV®SRC Payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast-forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.
Apple Pay is a trademark of Apple Inc. Google Pay is a trademark of Google, Inc. Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.