Credit Card Prestige Visa® Signature

The Regions Prestige Visa® Signature Credit Card earns Relationship Rewards® points on qualifying purchases that can be redeemed for 1% cash, travel or merchandise, and includes Purchase Security, Lost Luggage Reimbursement and Visa Signature Concierge.

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The Basics

Great Intro APR^{legal disclaimer number1}
No Annual Fee^{legal disclaimer number1}
Cash Reward Option^{legal disclaimer number2}

Credit Card Details

For You If...

You want a credit card that lets you earn points for qualifying purchases^{legal disclaimer number3} through Regions Relationship Rewards®, along with the added convenience of Purchase Security, Lost Luggage Reimbursement and Visa Signature Concierge.

Annual Percentage Rate (APR) for Purchases

0% introductory Annual Percentage Rate (APR) for 12 months on purchases that post in the same period. After that, 15.24% - 25.24%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more

Annual Percentage Rate (APR) for Balance Transfers

0% introductory Annual Percentage Rate (APR) for 12 months on balance transfers that post within 60 days of account opening. After that, 15.24% - 25.24%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more

Balance Transfer Fee

4% fee on each balance transferred (^$10 minimum)

Annual Percentage Rate (APR) for Cash Advances

27.24%. Varies with the market based on Prime Rate. Learn more

Cash Advance Fee

4% fee on each cash advance (^$10 minimum)

Penalty APR

29.99% Penalty Annual Percentage Rate (APR) may be applied to your account if you make a late payment, including if you make a timely payment that is later returned. If your APRs are increased for this reason, the Penalty APR will apply until you have at least six consecutive billing cycles with no late payment. Varies with the market based on Prime Rate. Learn More

Annual Fee

None

Foreign Transaction Fee

None

Late Payment Fee

Up to ^$39

Visa Zero Liability Policy^{legal disclaimer number4}

Yes

Customize Your Card

Yes, with Regions YourPix Studio

Regions Relationship Rewards^{legal disclaimer number5}

Yes. Earn 10,000 bonus points^{legal disclaimer number2}, which can be redeemed for $100 cash, when your net qualifying purchases^{legal disclaimer number3} made in the first 90 days total $500 or more. Plus, you’ll earn 1 point for every dollar spent on all qualifying purchases made during and after the introductory period.

Visa Signature Concierge Service^{legal disclaimer number6}

Yes

Visa Benefits^{legal disclaimer number7}

Warranty Manager Service

Purchase Security

Roadside Dispatch

Travel & Emergency Assistance Services (including Emergency Card Replacement/Cash Disbursement)

Auto Rental Collision Damage Waiver

Visa Signature Perks

Concierge Services

Lost Luggage Reimbursement

Travel Accident Insurance

Optional Year-End Summary Statement

Learn more

Features

Chip Technology
Use with Google Pay^TM, Apple Pay® and Samsung Pay^{legal disclaimer number8} Learn More
Visa Checkout
Learn More
Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More
Regions LockIt^SM. Block and unblock card transactions from your Regions mobile app. Learn More

Ways To Open

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How to Apply

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Why Regions?

Convenience

Manage your credit card account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area.

Rewards

Earn rewards points when you choose a Prestige or Premium credit card with Relationship Rewards, and redeem your points for cash, travel, merchandise and more.

Insights

Visit Insights by Regions for tools, tips and credit card calculators to help you manage your money, save for your future, finance your needs and track your spending.

Payment Solutions

Enjoy the convenience and security of using Google Pay, Apple Pay and Samsung Pay with your Regions credit card to make payments from your mobile device. And to reduce the risk of fraud on your Regions cards, use Regions LockIt^SM: with the touch of a button, block ATM, in-store and/or online transactions with your Regions mobile app.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Personal Service

Our knowledgeable, experienced professionals will help you find just the right credit card for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM.

Save for the future with a Regions savings account.

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Insights

Learn more about the Annual Percentage Rates (APRs) and certain fees that apply to this card.

You’ll receive a 10,000 bonus points, which can be redeemed for $100 cash, when your net qualifying purchases made within 90 days of account opening total $500 or more. Qualifying purchases do not include purchases of items that can be traded right away for cash (such as wire transfers, money orders, traveler’s checks, lottery tickets or casino chips), any unauthorized purchases, or any fees or interest charges. Visit regions.com/relationshiprewards for the full terms of the rewards program. The amount of any returned purchase for which a credit is provided within the 90-day period will not count toward the amount needed to earn bonus points. If earned, bonus points will be awarded after the end of this 90-day period.

With Visa's Zero Liability Policy, you’re not responsible for unauthorized transactions on your credit card, including online purchases. If charges for such transactions occur, we'll credit your account up to the amount of the loss, often the day after you’ve reported it, and promptly replace your compromised card. This policy does not apply if you have been grossly negligent in handling your credit card account.

Visa Signature® Concierge is a complimentary Visa benefit that's available 24 hours a day to help you find tickets to sports and entertainment events or assist with restaurant reservations. The purchase of goods or services from a merchant in connection with Visa Concierge, including any reservation or booking completed by Visa, is solely between you and the respective merchant, and Visa is not a party to the purchase. Goods or services Visa attempts to purchase on your behalf at your request are subject to availability. You are responsible for payment of any and all charges associated with any Service.

All Purchase Benefits and Travel Benefits are provided by Visa. See Visa’s Guide To Benefits for details.

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Credit Cards

Credit Card Prestige Visa® Signature

The Basics

Credit Card Details

Ways To Open

How to Apply

Why Regions?

Convenience

Rewards

Insights

Payment Solutions

Community Involvement

Personal Service

Looking for More?

Regions Segments

Personal Bank Products

Personal Save & Invest Products

Personal Borrow Products

Help & Resources Help & Resources Help & Resources

Insights