Introductory offer
Earn up to 20,000 in bonus points
In addition to the points you always earn on purchases,2 you can earn 10,000 bonus points, which can be redeemed for travel, merchandise, gifts cards or $100 cash when your net purchases made in the first 90 days total $500 or more. When those net purchases total at least $1,000, you'll earn an additional 10,000 bonus points.4
Prestige credit card at a glance
Credit Card Control
Regions LockIt® gives you the power to customize how, when and where your credit card can be used.
Alerts to Verify Card Activity
If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
Visa Zero Liability Policy5
You're not responsible for unauthorized transactions made with your Visa credit card, online or offline.
Card details
- 0% introductory APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 17.24% - 27.24% variable APR based on your creditworthiness.
- 29.24% variable APR for cash advances.
- No annual fee.
- $10 balance transfer fee or 4% of the amount of the balance transferred, whichever is greater.
- $10 cash advance fee or 4% of the amount of the cash advance, whichever is greater.
- Late payment fee of up to $39.
- No foreign transaction fee.
- View Prestige Visa Signature Credit Card pricing details.
- Earn 10,000 bonus points, which can be redeemed for travel, merchandise, gift cards, or $100 cash, when your net purchases2 made in the first 90 days total $500 or more. And when those new purchases total at least $1,000, you'll earn an additional 10,000 bonus points.4
- Special offer1 for new Prestige credit cards:
- Earn 3 Relationship Rewards points per $1 spent on entertainment and dining purchases, including fast food. Earn 2 Relationship Rewards points per $1 spent on gas and grocery store purchases, and 1 Relationship Rewards point per $1 spent on all other purchases.
- For these purposes, entertainment purchases include those made at movie theaters, arcades, bowling alleys, aquariums, amusement parks, public golf courses, and other merchants classified as entertainment venues. You won't earn 3 points per $1 spent for most streaming services.
- Grocery store purchases include most transactions made at supermarkets and food stores, but do not include wholesale clubs or discount stores.
- Learn more about this Prestige credit card special offer.
- Earn even more when you register for Regions Rewards Multiplier and maintain certain balances in your Regions personal checking and other deposit accounts.
- Visit Relationship Rewards for the full terms of this rewards program.
- Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.
- May receive Term It offers on qualifying purchases after intro APRs terminate.
- Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
- Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon
.6 - Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
- Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™, Samsung Pay or LG Pay.7
- Option to use your card for overdraft protection on a Regions checking account.
- Customize your card with Regions YourPix Studio for only $10.
- Visa Zero Liability Policy5
- Visa Signature Concierge Service
- Travel Accident Insurance
- Roadside Dispatch
- Lost Luggage Reimbursement
- Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Purchase Security
- Optional Year-End Summary Statement
- See complete list in Visa's Guide to Benefits.
Compare cards
See a full list of credit card features and compare cards.
Maximize your Rewards points
Make the most of Relationship Rewards with the Regions Rewards Multiplier Program. Register for Rewards Multiplier and you can earn extra points on your Prestige Visa card purchases2 when you maintain certain balances in your Regions Bank personal checking and other deposit accounts.
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