Credit Card Prestige Visa® Signature

Get rewarded with the Regions Prestige Visa Credit Card. Earn Relationship Rewards points on purchases,¹ and redeem your points for cash, travel, and more. You could earn more points when you register for Regions Rewards Multiplier and maintain certain balances in your Regions Bank personal checking and other deposit accounts. Plus, earn 10,000 bonus points when your net purchases in the first 90 days total at least $500, and an additional 10,000 bonus points when those net purchases total at least $1,000² - up to 20,000 total bonus points! And enjoy our lowest intro rate, no annual fee, and no foreign transaction fees.³

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The Basics

Great Intro APR³
No Annual Fee³
Bonus Points Offer²

Credit Card Details

For You If...

You want a credit card with no annual fee that earns points redeemable for travel, cash, merchandise or gift cards, or if you want the opportunity to earn extra points through Regions Rewards Multiplier.

Rewards Intro Offer

Earn 10,000 bonus points, which can be redeemed for travel, merchandise, gift cards or $100 cash, when your net purchases made in the first 90 days total $500 or more -- and when those net purchases total at least $1,000, you'll earn an additional 10,000 bonus points².

Rewards Program

Regions Relationship Rewards⁴: Earn 1 point per $1 in purchases ¹, with an option to earn even more when you register for Regions Rewards Multiplier and maintain certain balances in your Regions Bank personal checking and other deposit accounts.

Annual Percentage Rate (APR) for Purchases and Balance Transfers

0% intro APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 12.99% - 22.99% based on your creditworthiness. Learn more

Balance Transfer Fee

4% fee on each balance transferred, with a ^$10 minimum

Annual Fee

^$0

Security Features

Regions LockIt^SM Learn More

Activity Verification Alerts Learn More

Foreign Transaction Fee

^$0

Annual Percentage Rate (APR) for Cash Advances

24.99% variable APR. Learn more

Cash Advance Fee

4% fee on each cash advance, with a ^$10 minimum

Late Payment Fee

Up to ^$39

Visa Benefits

Visa Signature Concierge Service

Travel Accident Insurance

Roadside Dispatch

Lost Luggage Reimbursement

Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement

Auto Rental Collision Damage Waiver

Extended Warranty Protection

Purchase Security

Visa Signature Perks

Learn more in Visa's Guide to Benefits

Features

Tap to Pay Learn More
May receive Term It offers after intro APRs terminate. Learn More
Visa Zero Liability Policy⁵
Use with Apple Pay®, Google Pay^TM, Samsung Pay, and LG Pay⁶. Learn More
Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon ⁷. Learn More
Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
Customize your card with Regions YourPix Studio for only $10
Optional Year-End Summary Statement

Ways To Open

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How to Apply

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Why Regions?

Convenience

Manage your credit card account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area.

Rewards

Earn Regions Relationship Rewards^® points when you choose a Prestige or Premium credit card with Relationship Rewards, and redeem your points for cash, travel, merchandise and more. Earn Cash Rewards when you choose a Cash Rewards Credit Card, and redeem your Cash Rewards for a check or a credit to either your credit card or Regions deposit account.

Insights

Visit Insights by Regions for tools, tips and credit card calculators to help you manage your money, save for your future, finance your needs and track your spending.

Payment Solutions

Enjoy the convenience and security of using Google Pay, Apple Pay, Samsung Pay, and LG Pay⁶ with your Regions credit card to make payments from your mobile device. And to reduce the risk of fraud on your Regions cards, use Regions LockIt^®: with the touch of a button, block ATM, in-store and/or online transactions through Regions Online Banking or your Regions mobile app.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Personal Service

Our knowledgeable, experienced professionals will help you find just the right credit card for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM.

Save for the future with a Regions savings account.

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Looking for More?

Points are not awarded for any purchases of items that can be traded right away for cash (such as wire transfers, money orders, traveler's checks, lottery tickets or casino chips), or any other cash advances, balance transfers, fees, interest charges or unauthorized or fraudulent purchases.
Maximum bonus points available under this offer is 20,000 points, based on your net purchases in the first 90 days after account opening. The amount of any returned purchase for which a credit is provided within the 90-day period will not count toward the amount needed to earn bonus points. Visit regions.com/relationshiprewards for the full terms of this rewards program.
Learn more about the Annual Percentage Rates (APRs) and certain fees that apply to this card.
The Regions Relationship Rewards program allows you to earn points for qualifying purchases on a Regions Prestige or Premium credit card. APRs on credit cards with Relationship Rewards may be higher than those without these rewards. Learn more
The Visa Zero Liability Policy does not apply if you have been fraudulent or negligent in handling your card or account.
Apple Pay is a trademark of Apple Inc. Google Pay is a trademark of Google, Inc. Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd. LG Pay is a trademark of LG Corp.
EMV®SRC Payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast-forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.