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Regions Prestige Visa® Signature
Visa credit card that earns Relationship Rewards points on qualifying purchases legal disclaimer number1 that can be redeemed for 1% cash, travel or merchandise.
Regions Premium Visa® Signature
Visa credit card that earns more Relationship Rewards points on qualified purchases legal disclaimer number1 that can be redeemed for 1% cash, travel or merchandise and includes a premium array of purchase and travel-related Visa benefits.
Visa credit card with a lower rate perfect for those who plan to carry a balance, need financing options for unexpected expenses or for making everyday purchases.
Visa credit card secured by funds in a Regions Explore Card Savings account to help you build a positive credit history through responsible use.
For You If...
Regions Prestige Visa® Signature
You want a credit card that lets you earn points for qualifying purchases legal disclaimer number1 through Regions Relationship Rewards®, along with the added convenience of Purchase Security, Lost Luggage Reimbursement and Visa Signature Concierge.
Regions Premium Visa® Signature
You want a credit card that lets you earn more points for qualifying purchases legal disclaimer number1 along with the added convenience of Purchase Security, Lost Luggage Reimbursement, Visa Signature Concierge, Price Protection, Trip Cancellation/Trip Interruption and Roadside Dispatch.
Regions Life Visa®
You want a credit card that you can use instead of cash for everyday purchases to help you manage your finances.
Regions Explore Visa Card
You want a credit card secured by a Regions Explore Card savings account that can help build credit history with responsible use and also want Purchase Security and Warranty Manager benefits. In order to apply for the Explore Credit Card, you are required to open the Explore Card Savings. Learn more
Annual Percentage Rate (APR) for Purchases
Regions Prestige Visa® Signature
0% introductory Annual Percentage Rate (APR) for 12 months on purchases that post in the same period. After that, 15.24% - 25.24%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more
Regions Premium Visa® Signature
0% introductory Annual Percentage Rate (APR) for 12 months on purchases that post in the same period. After that, 16.24%. Varies with the market based on Prime Rate. Learn more
Regions Life Visa®
0% introductory Annual Percentage Rate legal disclaimer number2 (APR) for 15 months on purchases that post in the same period. After that, 14.24% - 24.24%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more
Regions Explore Visa Card
25.24%. Varies with the market based on Prime Rate. Learn more
Annual Percentage Rate (APR) for Balance Transfers
Regions Prestige Visa® Signature
0% introductory Annual Percentage Rate (APR) for 12 months on balance transfers that post within 60 days of account opening. After that, 15.24% - 25.24%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more
Regions Premium Visa® Signature
0% introductory Annual Percentage Rate (APR) for 12 months on balance transfers that post within 60 days of account opening. After that, 16.24%. Varies with the market based on Prime Rate. Learn more
Regions Life Visa®
0% introductory Annual Percentage Rate (APR) for 15 months on balance transfers that post within 60 days of account opening. After that, 14.24% - 24.24%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more
Regions Explore Visa Card
25.24%. Varies with the market based on Prime Rate. Learn more
Balance Transfer Fee
Regions Prestige Visa® Signature
4% fee on each balance transferred ($10 minimum)
Regions Premium Visa® Signature
4% fee on each balance transferred ($10 minimum)
Regions Life Visa®
4% fee on each balance transferred ($10 minimum)
Regions Explore Visa Card
N/A
Annual Percentage Rate (APR) for Cash Advances
Regions Prestige Visa® Signature
27.24%. Varies with the market based on Prime Rate. Learn more
Regions Premium Visa® Signature
27.24%. Varies with the market based on Prime Rate. Learn more
Regions Life Visa®
27.24%. Varies with the market based on Prime Rate. Learn more
Regions Explore Visa Card
27.24%. Varies with the market based on Prime Rate. Learn more
Cash Advance Fee
Regions Prestige Visa® Signature
4% fee on each cash advance ($10 minimum)
Regions Premium Visa® Signature
4% fee on each cash advance ($10 minimum)
Regions Life Visa®
4% fee on each cash advance ($10 minimum)
Regions Explore Visa Card
N/A
Annual Fee
Regions Prestige Visa® Signature
None
Regions Premium Visa® Signature
$125
Regions Life Visa®
None
Regions Explore Visa Card
$29
Foreign Transaction Fee
Regions Prestige Visa® Signature
None
Regions Premium Visa® Signature
None
Regions Life Visa®
None
Regions Explore Visa Card
N/A
Late Payment Fee
Regions Prestige Visa® Signature
Up to $39
Regions Premium Visa® Signature
Up to $39
Regions Life Visa®
Up to $39
Regions Explore Visa Card
Up to $39
Visa Zero Liability Policy legal disclaimer number3
Regions Prestige Visa® Signature
Yes
Regions Premium Visa® Signature
Yes
Regions Life Visa®
Yes
Regions Explore Visa Card
Yes
Customize Your Card
Regions Prestige Visa® Signature
Yes, with Regions YourPix Studio
Regions Premium Visa® Signature
Yes, with Regions YourPix Studio
Regions Life Visa®
Yes, with Regions YourPix Studio
Regions Explore Visa Card
Yes, with Regions YourPix Studio
Regions Relationship Rewards legal disclaimer number4
Regions Prestige Visa® Signature
Yes. Earn 10,000 bonus points legal disclaimer number5 , which can be redeemed for $100 cash, when your net qualifying purchases legal disclaimer number1 made in the first 90 days total $500 or more. Plus, you’ll earn 1 point for every dollar spent on all qualifying purchases made during and after the introductory period.
Regions Premium Visa® Signature
Yes. Earn 30,000 bonus points legal disclaimer number6 , which can be redeemed for $300 cash, when your net qualifying purchases legal disclaimer number1 made in the first 90 days total $2,000 or more. Plus, you’ll earn 1.5 points for every dollar spent on all qualifying purchases made during and after the introductory period.
Regions Life Visa®
N/A
Regions Explore Visa Card
N/A
Visa Signature Concierge Service legal disclaimer number7
Regions Prestige Visa® Signature
Yes
Regions Premium Visa® Signature
Yes
Regions Life Visa®
N/A
Regions Explore Visa Card
N/A
Visa Benefits legal disclaimer number8
Regions Prestige Visa® Signature
Warranty Manager Service
Purchase Security
Roadside Dispatch
Travel & Emergency Assistance Services (including Emergency Card Replacement/Cash Disbursement)
Auto Rental Collision Damage Waiver
Visa Signature Perks
Concierge Services
Lost Luggage Reimbursement
Travel Accident Insurance
Optional Year-End Summary Statement
Learn more
Regions Premium Visa® Signature
Warranty Manager Service
Purchase Security
Roadside Dispatch
Travel & Emergency Assistance Services (including Emergency Card Replacement/Cash Disbursement)
Auto Rental Collision Damage Waiver
Visa Signature Perks
Concierge Services
Lost Luggage Reimbursement
Travel Accident Insurance
Automatic Year-End Summary Statement
Price Protection
Trip Cancellation / Trip Interruption
Learn more
Regions Life Visa®
Warranty Manager Service
Purchase Security
Roadside Dispatch
Travel & Emergency Assistance Services (including Emergency Card Replacement/Cash Disbursement)
Auto Rental Collision Damage Waiver
Learn More
Regions Explore Visa Card
Warranty Manager Service
Purchase Security
Roadside Dispatch
Travel & Emergency Assistance Services (including Emergency Card Replacement/Cash Disbursement)
Auto Rental Collision Damage Waiver
Learn More
Features
Regions Prestige Visa® Signature
- Chip Technology
- Use with Google PayTM, Apple Pay® and Samsung Pay legal disclaimer number9 Learn More
- Visa Checkout
Learn More - Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More
- Regions LockItSM. Block and unblock card transactions from your Regions mobile app. Learn More
Regions Premium Visa® Signature
- Chip Technology
- Use with Google PayTM, Apple Pay® and Samsung Pay legal disclaimer number9 Learn More
- Visa Checkout
Learn More - Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More
- Regions LockItSM. Block and unblock card transactions from your Regions mobile app. Learn More
Regions Life Visa®
- Chip Technology
- Use with Google PayTM, Apple Pay® and Samsung Pay legal disclaimer number9 Learn More
- Visa Checkout
Learn More - Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More
- Regions LockItSM. Block and unblock card transactions from your Regions mobile app. Learn More
Regions Explore Visa Card
- Chip Technology
- Use with Google PayTM, Apple Pay® and Samsung Pay legal disclaimer number9 Learn More
- Visa Checkout
Learn More - Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More
- Regions LockItSM. Block and unblock card transactions from your Regions mobile app. Learn More
Regions Prestige Visa® Signature
Visa credit card that earns Relationship Rewards points on qualifying purchases legal disclaimer number1 that can be redeemed for 1% cash, travel or merchandise.
Regions Premium Visa® Signature
Visa credit card that earns more Relationship Rewards points on qualified purchases legal disclaimer number1 that can be redeemed for 1% cash, travel or merchandise and includes a premium array of purchase and travel-related Visa benefits.
Visa credit card with a lower rate perfect for those who plan to carry a balance, need financing options for unexpected expenses or for making everyday purchases.
Visa credit card secured by funds in a Regions Explore Card Savings account to help you build a positive credit history through responsible use.