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For You If...

Regions Prestige Visa® Signature

You want a credit card with no annual fee that earns points redeemable for travel, cash, merchandise or gift cards, or if you want the opportunity to earn extra points through Regions Rewards Multiplier.

Regions Premium Visa® Signature

You want a credit card that earns points redeemable for travel, cash, merchandise or gift cards, or if you want the opportunity to earn extra points through Regions Rewards Multiplier.

Regions Cash Rewards Visa Card

You want a credit card with no annual fee that earns Cash Rewards.

Regions Life Visa®

You want a credit card with no annual fee and a longer introductory interest rate to help you manage your finances.

Regions Explore Visa Card

You want a credit card secured by funds in a savings account that can help build credit history with responsible use. In order to apply for the Explore Credit Card, you are required to open an Explore Card Savings account. Learn more

Rewards Intro Offer

Regions Prestige Visa® Signature

Earn 10,000 bonus points, which can be redeemed for travel, merchandise, gift cards or $100 cash, when your net purchases made in the first 90 days total $500 or more 3 .

Regions Premium Visa® Signature

Earn 30,000 bonus points, which can be redeemed for travel, merchandise, gifts cards, or $300 cash, when your net purchases made in the first 90 days total $2,000 or more. 4

Regions Cash Rewards Visa Card

Earn $100 bonus Cash Rewards, which can be redeemed for a check or a credit to your Regions credit card or deposit account, when your net purchases made in the first 90 days total $500 or more. 5

Regions Life Visa®

None

Regions Explore Visa Card

None

Rewards Program

Regions Prestige Visa® Signature

Regions Relationship Rewards 1 : Earn 1 point per $1 in purchases 6 , with an option to earn even more when you register for Regions Rewards Multiplier and maintain certain balances in your Regions Bank personal checking and other deposit accounts.

Regions Premium Visa® Signature

Regions Relationship Rewards 1 : Earn at least 1.5 points on purchases 6 , with an option to earn even more when you register for Regions Rewards Multiplier and maintain certain balances in your Regions Bank personal checking and other deposit accounts.

Regions Cash Rewards Visa Card

Cash Rewards 7 : Earn 1.5% Cash Rewards on purchases.

Regions Life Visa®

None

Regions Explore Visa Card

None

Annual Percentage Rate (APR) for Purchases and Balance Transfers

Regions Prestige Visa® Signature

0% intro APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 12.99% - 22.99% based on your creditworthiness. Learn more

Regions Premium Visa® Signature

0% intro APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, 13.99% variable APR. . Learn more

Regions Cash Rewards Visa Card

0% intro APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 13.99% - 23.99% based on your creditworthiness. Learn more

Regions Life Visa®

0% intro APR for 15 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 11.99% - 21.99% based on your creditworthiness. Learn more

Regions Explore Visa Card

22.99% variable APR. Learn more

Balance Transfer Fee

Regions Prestige Visa® Signature

4% fee on each balance transferred, with a $10 minimum

Regions Premium Visa® Signature

4% fee on each balance transferred, with a $10 minimum

Regions Cash Rewards Visa Card

4% fee on each balance transferred, with a $10 minimum

Regions Life Visa®

4% fee on each balance transferred, with a $10 minimum

Regions Explore Visa Card

N/A

Annual Fee

Regions Prestige Visa® Signature

$0

Regions Premium Visa® Signature

$125

Regions Cash Rewards Visa Card

$0

Regions Life Visa®

$0

Regions Explore Visa Card

$29

Security Features

Regions Prestige Visa® Signature

Regions LockItSM Learn More 

Activity Verification Alerts Learn More

Regions Premium Visa® Signature

Regions LockItSM Learn More 

Activity Verification Alerts Learn More

Regions Cash Rewards Visa Card

Regions LockItSM Learn More 

Activity Verification Alerts Learn More

Regions Life Visa®

Regions LockItSM Learn More 

Activity Verification Alerts Learn More

Regions Explore Visa Card

Regions LockItSM Learn More 

Activity Verification Alerts Learn More

Foreign Transaction Fee

Regions Prestige Visa® Signature

$0

Regions Premium Visa® Signature

$0

Regions Cash Rewards Visa Card

$0

Regions Life Visa®

$0

Regions Explore Visa Card

$0

Annual Percentage Rate (APR) for Cash Advances

Regions Prestige Visa® Signature

24.99% variable APR. Learn more

Regions Premium Visa® Signature

24.99% variable APR. Learn more

Regions Cash Rewards Visa Card

24.99% variable APR. Learn more

Regions Life Visa®

24.99% variable APR. Learn more

Regions Explore Visa Card

24.99% variable APR. Learn more

Cash Advance Fee

Regions Prestige Visa® Signature

4% fee on each cash advance, with a $10 minimum

Regions Premium Visa® Signature

4% fee on each cash advance, with a $10 minimum

Regions Cash Rewards Visa Card

4% fee on each cash advance, with a $10 minimum

Regions Life Visa®

4% fee on each cash advance, with a $10 minimum

Regions Explore Visa Card

4% fee on each balance transferred, with a $10 minimum

Penalty Annual Percentage Rate (APR)

Regions Prestige Visa® Signature

28.99%

A variable Penalty APR may be applied to your account if you make a late payment, including if you make a timely payment that is later returned. If your APRs are increased for this reason, the Penalty APR will apply until you have at least six consecutive billing cycles with no late payment. Learn More

Regions Premium Visa® Signature

28.99%

A variable Penalty APR may be applied to your account if you make a late payment, including if you make a timely payment that is later returned. If your APRs are increased for this reason, the Penalty APR will apply until you have at least six consecutive billing cycles with no late payment. Learn More

Regions Cash Rewards Visa Card

28.99%

A variable Penalty APR may be applied to your account if you make a late payment, including if you make a timely payment that is later returned. If your APRs are increased for this reason, the Penalty APR will apply until you have at least six consecutive billing cycles with no late payment. Learn more

Regions Life Visa®

28.99%

A variable Penalty APR may be applied to your account if you make a late payment, including if you make a timely payment that is later returned. If your APRs are increased for this reason, the Penalty APR will apply until you have at least six consecutive billing cycles with no late payment. Learn more

Regions Explore Visa Card

None

Late Payment Fee

Regions Prestige Visa® Signature

Up to $39

Regions Premium Visa® Signature

Up to $39

Regions Cash Rewards Visa Card

Up to $39

Regions Life Visa®

Up to $39

Regions Explore Visa Card

Up to $39

Visa Benefits

Regions Prestige Visa® Signature

Visa Signature Concierge Service

Travel Accident Insurance

Roadside Dispatch

Lost Luggage Reimbursement

Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement

Auto Rental Collision Damage Waiver

Extended Warranty Protection

Purchase Security

Visa Signature Perks

Learn more in Visa's Guide to Benefits

Regions Premium Visa® Signature

Visa Signature Concierge Service

Travel Accident Insurance

Roadside Dispatch

Lost Luggage Reimbursement

Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement

Auto Rental Collision Damage Waiver

Extended Warranty Protection

Purchase Security

Visa Signature Perks

Price Protection

Trip Cancellation/Trip Interruption

Learn more in Visa's Guide to Benefits

Regions Cash Rewards Visa Card

Visa Signature Concierge Service

Travel Accident Insurance

Roadside Dispatch

Lost Luggage Reimbursement

Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement

Auto Rental Collision Damage Waiver

Extended Warranty Protection

Purchase Security

Visa Signature Perks

Learn more in Visa's Guide to Benefits

Regions Life Visa®

Travel & Emergency Assistance

Auto Rental Collision Damage Waiver

Extended Warranty Protection

Purchase Security

Learn more in Visa's Guide to Benefits

Regions Explore Visa Card

Travel & Emergency Assistance

Auto Rental Collision Damage Waiver

Extended Warranty Protection

Purchase Security

Learn more in Visa's Guide to Benefits

Features

Regions Prestige Visa® Signature

  • Tap to Pay Learn More
  • Visa Zero Liability Policy 8
  • Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay 9 . Learn More
  • Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon 10 . Learn More
  • Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
  • Customize your card with Regions YourPix Studio for only $10
  • Optional Year-End Summary Statement

Regions Premium Visa® Signature

  • Tap to Pay Learn More
  • Visa Zero Liability Policy 8
  • Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay 9 . Learn More
  • Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon 10 . Learn More
  • Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
  • Customize your card with Regions YourPix Studio for only $10
  • Optional Year-End Summary Statement

Regions Cash Rewards Visa Card

  • Tap to Pay Learn More
  • Visa Zero Liability Policy 8
  • Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay 9 . Learn More
  • Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon 10 . Learn More
  • Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
  • Customize your card with Regions YourPix Studio for only $10
  • Optional Year-End Summary Statement

Regions Life Visa®

  • Tap to Pay Learn More
  • Visa Zero Liability Policy 8
  • Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay 9 . Learn More
  • Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon 10 . Learn More
  • Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
  • Optional Year-End Summary Statement

Regions Explore Visa Card

  • Tap to Pay Learn More
  • Visa Zero Liability Policy 8
  • Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay 9 . Learn More
  • Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon 10 . Learn More
  • Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
  • Customize your card with Regions YourPix Studio for only $10
  • Optional Year-End Summary Statement