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Regions Explore Visa®
Regions Life Visa®
Regions Prestige Visa®
Regions Premium Visa®

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Visa credit card secured by funds in a Regions Explore Card Savings account to help you build a positive credit history through responsible use.

Regions Life Visa®

Visa credit card with a lower rate perfect for those who plan to carry a balance, need financing options for unexpected expenses or for making everyday purchases.

Regions Prestige Visa® Signature

Visa credit card that earns Relationship Rewards points on qualifying purchases^{legal disclaimer number1} that can be redeemed for 1% cash, travel or merchandise.

Regions Premium Visa® Signature

Visa credit card that earns more Relationship Rewards points on qualified purchases^{legal disclaimer number1} that can be redeemed for 1% cash, travel or merchandise and includes a premium array of purchase and travel-related Visa benefits.

For You If...

Regions Explore Visa Card

You want a credit card secured by a Regions Explore Card savings account that can help build credit history with responsible use and also want Purchase Security and Warranty Manager benefits. In order to apply for the Explore Credit Card, you are required to open the Explore Card Savings. Learn more

Regions Life Visa®

You want a credit card that you can use instead of cash for everyday purchases to help you manage your finances.

Regions Prestige Visa® Signature

You want a credit card that lets you earn points for qualifying purchases^{legal disclaimer number1} through Regions Relationship Rewards®, along with the added convenience of Purchase Security, Lost Luggage Reimbursement and Visa Signature Concierge.

Regions Premium Visa® Signature

You want a credit card that lets you earn more points for qualifying purchases^{legal disclaimer number1} along with the added convenience of Purchase Security, Lost Luggage Reimbursement, Visa Signature Concierge, Price Protection, Trip Cancellation/Trip Interruption and Roadside Dispatch.

Annual Percentage Rate (APR) for Purchases

Regions Explore Visa Card

24.74%. Varies with the market based on Prime Rate. Learn more

Regions Life Visa®

0% introductory Annual Percentage Rate^{legal disclaimer number2} (APR) for 15 months on purchases that post in the same period. After that, 13.99% - 22.99%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more

Regions Prestige Visa® Signature

0% introductory Annual Percentage Rate (APR) for 12 months on purchases that post in the same period. After that, 14.99% - 23.99%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more

Regions Premium Visa® Signature

0% introductory Annual Percentage Rate (APR) for 12 months on purchases that post in the same period. After that, 13.99%. Varies with the market based on Prime Rate. Learn more

Annual Percentage Rate (APR) for Balance Transfers

Regions Explore Visa Card

24.74%. Varies with the market based on Prime Rate. Learn more

Regions Life Visa®

0% introductory Annual Percentage Rate (APR) for 15 months on balance transfers that post within 60 days of account opening. After that, 13.99% - 22.99%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more

Regions Prestige Visa® Signature

0% introductory Annual Percentage Rate (APR) for 12 months on balance transfers that post within 60 days of account opening. After that, 14.99% - 23.99%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more

Regions Premium Visa® Signature

0% introductory Annual Percentage Rate (APR) for 12 months on balance transfers that post within 60 days of account opening. After that, 13.99%. Varies with the market based on Prime Rate. Learn more

Balance Transfer Fee

Regions Explore Visa Card

4% fee on each balance transferred (^$10 minimum)

Regions Life Visa®

4% fee on each balance transferred (^$10 minimum)

Regions Prestige Visa® Signature

4% fee on each balance transferred (^$10 minimum)

Regions Premium Visa® Signature

4% fee on each balance transferred (^$10 minimum)

Annual Percentage Rate (APR) for Cash Advances

Regions Explore Visa Card

26.99%. Varies with the market based on Prime Rate. Learn more

Regions Life Visa®

26.99%. Varies with the market based on Prime Rate. Learn more

Regions Prestige Visa® Signature

26.99%. Varies with the market based on Prime Rate. Learn more

Regions Premium Visa® Signature

18.99%. Varies with the market based on Prime Rate. Learn more

Cash Advance Fee

Regions Explore Visa Card

4% fee on each cash advance (^$10 minimum)

Regions Life Visa®

4% fee on each cash advance (^$10 minimum)

Regions Prestige Visa® Signature

4% fee on each cash advance (^$10 minimum)

Regions Premium Visa® Signature

4% fee on each cash advance (^$10 minimum)

Annual Fee

Regions Explore Visa Card

^$29

Regions Life Visa®

None

Regions Prestige Visa® Signature

None

Regions Premium Visa® Signature

^$125

Foreign Transaction Fee

Regions Explore Visa Card

None

Regions Life Visa®

None

Regions Prestige Visa® Signature

None

Regions Premium Visa® Signature

None

Late Payment Fee

Regions Explore Visa Card

Up to ^$38

Regions Life Visa®

Up to ^$38

Regions Prestige Visa® Signature

Up to ^$38

Regions Premium Visa® Signature

Up to ^$38

Visa Zero Liability Policy^{legal disclaimer number3}

Regions Explore Visa Card

Yes

Regions Life Visa®

Yes

Regions Prestige Visa® Signature

Yes

Regions Premium Visa® Signature

Yes

Customize Your Card

Regions Explore Visa Card

Yes, with Regions YourPix Studio

Regions Life Visa®

Yes, with Regions YourPix Studio

Regions Prestige Visa® Signature

Yes, with Regions YourPix Studio

Regions Premium Visa® Signature

Yes, with Regions YourPix Studio

Regions Relationship Rewards^{legal disclaimer number4}

Regions Explore Visa Card

N/A

Regions Life Visa®

N/A

Regions Prestige Visa® Signature

Yes. Earn 10,000 bonus points^{legal disclaimer number5}, which can be redeemed for $100 cash, when your net qualifying purchases^{legal disclaimer number1} made in the first 90 days total $500 or more. Plus, you’ll earn 1 point for every dollar spent on all qualifying purchases made during and after the introductory period.

Regions Premium Visa® Signature

Yes. Earn 30,000 bonus points^{legal disclaimer number6}, which can be redeemed for $300 cash, when your net qualifying purchases^{legal disclaimer number1} made in the first 90 days total $2,000 or more. Plus, you’ll earn 1.5 points for every dollar spent on all qualifying purchases made during and after the introductory period.

Visa Signature Concierge Service^{legal disclaimer number7}

Regions Explore Visa Card

N/A

Regions Life Visa®

N/A

Regions Prestige Visa® Signature

Yes

Regions Premium Visa® Signature

Yes

Visa Benefits^{legal disclaimer number8}

Regions Explore Visa Card

Regions Life Visa®

Regions Prestige Visa® Signature

Warranty Manager Service

Purchase Security

Roadside Dispatch

Travel & Emergency Assistance Services (including Emergency Card Replacement/Cash Disbursement)

Auto Rental Collision Damage Waiver

Visa Signature Perks

Concierge Services

Lost Luggage Reimbursement

Travel Accident Insurance

Optional Year-End Summary Statement

Learn more

Regions Premium Visa® Signature

Features

Regions Explore Visa Card

Chip Technology
Use with Google Pay^TM, Apple Pay® and Samsung Pay^{legal disclaimer number9} Learn More
Visa Checkout
Learn More
Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More
Regions LockIt^SM. Block and unblock card transactions from your Regions mobile app. Learn More

Regions Life Visa®

Chip Technology
Use with Google Pay^TM, Apple Pay® and Samsung Pay^{legal disclaimer number9} Learn More
Visa Checkout
Learn More
Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More
Regions LockIt^SM. Block and unblock card transactions from your Regions mobile app. Learn More

Regions Prestige Visa® Signature

Chip Technology
Use with Google Pay^TM, Apple Pay® and Samsung Pay^{legal disclaimer number9} Learn More
Visa Checkout
Learn More
Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More
Regions LockIt^SM. Block and unblock card transactions from your Regions mobile app. Learn More

Regions Premium Visa® Signature

Chip Technology
Use with Google Pay^TM, Apple Pay® and Samsung Pay^{legal disclaimer number9} Learn More
Visa Checkout
Learn More
Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More
Regions LockIt^SM. Block and unblock card transactions from your Regions mobile app. Learn More

Regions Explore Visa Card

Visa credit card secured by funds in a Regions Explore Card Savings account to help you build a positive credit history through responsible use.

Apply Now

Regions Life Visa®

Visa credit card with a lower rate perfect for those who plan to carry a balance, need financing options for unexpected expenses or for making everyday purchases.

Apply Now

Regions Prestige Visa® Signature

Visa credit card that earns Relationship Rewards points on qualifying purchases^{legal disclaimer number1} that can be redeemed for 1% cash, travel or merchandise.

Apply Now

Regions Premium Visa® Signature

Apply Now

Regions Segments

Personal Bank Products

Personal Save & Invest Products

Personal Borrow Products

Help & Resources Help & Resources Help & Resources

Insights

Learn more about the Annual Percentage Rates (APRs) and certain fees that apply to this card.

With Visa's Zero Liability Policy, you’re not responsible for unauthorized transactions on your credit card, including online purchases. If charges for such transactions occur, we'll credit your account up to the amount of the loss, often the day after you’ve reported it, and promptly replace your compromised card. This policy does not apply if you have been grossly negligent in handling your credit card account.

You’ll receive a 10,000 bonus points, which can be redeemed for $100 cash, when your net qualifying purchases made within 90 days of account opening total $500 or more. Qualifying purchases do not include purchases of items that can be traded right away for cash (such as wire transfers, money orders, traveler’s checks, lottery tickets or casino chips), any unauthorized purchases, or any fees or interest charges. Visit regions.com/relationshiprewards for the full terms of the rewards program. The amount of any returned purchase for which a credit is provided within the 90-day period will not count toward the amount needed to earn bonus points. If earned, bonus points will be awarded after the end of this 90-day period.

Visa Signature® Concierge is a complimentary Visa benefit that's available 24 hours a day to help you find tickets to sports and entertainment events or assist with restaurant reservations. The purchase of goods or services from a merchant in connection with Visa Concierge, including any reservation or booking completed by Visa, is solely between you and the respective merchant, and Visa is not a party to the purchase. Goods or services Visa attempts to purchase on your behalf at your request are subject to availability. You are responsible for payment of any and all charges associated with any Service.

All Purchase Benefits and Travel Benefits are provided by Visa. See Visa’s Guide To Benefits for details.

Regions Bank

Personal

Balances & Deposits

Receivables, Payments, & Transfers

Payroll & Benefits Admin

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