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For You If...

Regions Prestige Visa® Signature

You want a credit card that lets you earn points for qualifying purchases legal disclaimer number1 through Regions Relationship Rewards®, along with the added convenience of Purchase Security, Lost Luggage Reimbursement and Visa Signature Concierge.

Regions Premium Visa® Signature

You want a credit card that lets you earn more points for qualifying purchases legal disclaimer number1 along with the added convenience of Purchase Security, Lost Luggage Reimbursement, Visa Signature Concierge, Price Protection, Trip Cancellation/Trip Interruption and Roadside Dispatch.

Regions Cash Rewards Visa Card

You want a credit card that allows you to earn Cash Rewards on qualifying purchases, legal disclaimer number2 along with the added convenience of Visa Benefits such as Purchase Security and Visa Signature Concierge.

Regions Life Visa®

You want a credit card that you can use instead of cash for everyday purchases to help you manage your finances.

Regions Explore Visa Card

You want a credit card secured by a Regions Explore Card savings account that can help build credit history with responsible use and also want Purchase Security and Warranty Manager benefits. In order to apply for the Explore Credit Card, you are required to open the Explore Card Savings. Learn more

Annual Percentage Rate (APR) for Purchases

Regions Prestige Visa® Signature

0% introductory Annual Percentage Rate (APR) for 12 months on purchases that post in the same period. After that, 14.49% - 24.49%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more

Regions Premium Visa® Signature

0% introductory Annual Percentage Rate (APR) for 12 months on purchases that post in the same period. After that, 15.49%. Varies with the market based on Prime Rate. Learn more

Regions Cash Rewards Visa Card

0% introductory Annual Percentage Rate (APR) for 12 months on purchases that post in the same period. After that, 15.49% - 25.49%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more

Regions Life Visa®

0% introductory Annual Percentage Rate legal disclaimer number3 (APR) for 15 months on purchases that post in the same period. After that, 13.49% - 23.49%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more

Regions Explore Visa Card

24.49%. Varies with the market based on Prime Rate. Learn more

Annual Percentage Rate (APR) for Balance Transfers

Regions Prestige Visa® Signature

0% introductory Annual Percentage Rate (APR) for 12 months on balance transfers that post within 60 days of account opening. After that, 14.49% - 24.49%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more

Regions Premium Visa® Signature

0% introductory Annual Percentage Rate (APR) for 12 months on balance transfers that post within 60 days of account opening. After that, 15.49%. Varies with the market based on Prime Rate. Learn more

Regions Cash Rewards Visa Card

0% introductory Annual Percentage Rate (APR) for 12 months on balance transfers that post within 60 days of account opening. After that, 15.49% - 25.49%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more

Regions Life Visa®

0% introductory Annual Percentage Rate (APR) for 15 months on balance transfers that post within 60 days of account opening. After that, 13.49% - 23.49%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more

Regions Explore Visa Card

24.49%. Varies with the market based on Prime Rate. Learn more

Balance Transfer Fee

Regions Prestige Visa® Signature

4% fee on each balance transferred ($10 minimum)

Regions Premium Visa® Signature

4% fee on each balance transferred ($10 minimum)

Regions Cash Rewards Visa Card

4% of each balance transferred ($10 minimum)

Regions Life Visa®

4% fee on each balance transferred ($10 minimum)

Regions Explore Visa Card

4% fee on each balance transferred ($10 minimum)

Annual Percentage Rate (APR) for Cash Advances

Regions Prestige Visa® Signature

26.49%. Varies with the market based on Prime Rate. Learn more

Regions Premium Visa® Signature

26.49%. Varies with the market based on Prime Rate. Learn more

Regions Cash Rewards Visa Card

26.49%. Varies with the market based on Prime Rate. Learn more

Regions Life Visa®

26.49%. Varies with the market based on Prime Rate. Learn more

Regions Explore Visa Card

26.49%. Varies with the market based on Prime Rate. Learn more

Cash Advance Fee

Regions Prestige Visa® Signature

4% fee on each cash advance ($10 minimum)

Regions Premium Visa® Signature

4% fee on each cash advance ($10 minimum)

Regions Cash Rewards Visa Card

4% of each cash advance ($10 minimum)

Regions Life Visa®

4% fee on each cash advance ($10 minimum)

Regions Explore Visa Card

4% fee on each cash advance ($10 minimum)

Penalty APR

Regions Prestige Visa® Signature

29.99% Penalty Annual Percentage Rate (APR) may be applied to your account if you make a late payment, including if you make a timely payment that is later returned. If your APRs are increased for this reason, the Penalty APR will apply until you have at least six consecutive billing cycles with no late payment. Varies with the market based on Prime Rate. Learn More

Regions Premium Visa® Signature

29.99% Penalty Annual Percentage Rate (APR) may be applied to your account if you make a late payment, including if you make a timely payment that is later returned. If your APRs are increased for this reason, the Penalty APR will apply until you have at least six consecutive billing cycles with no late payment. Varies with the market based on Prime Rate. Learn More

Regions Cash Rewards Visa Card

29.99% Penalty Annual Percentage Rate (APR) may be applied to your account if you make a late payment, including if you make a timely payment that is later returned. If your APRs are increased for this reason, the Penalty APR will apply until you have at least six consecutive billing cycles with no late payment. Varies with the market based on Prime Rate. Learn more

Regions Life Visa®

29.99% Penalty Annual Percentage Rate (APR) may be applied to your account if you make a late payment, including if you make a timely payment that is later returned. If your APRs are increased for this reason, the Penalty APR will apply until you have at least six consecutive billing cycles with no late payment. Varies with the market based on Prime Rate. Learn More

Regions Explore Visa Card

N/A

Annual Fee

Regions Prestige Visa® Signature

None

Regions Premium Visa® Signature

$125

Regions Cash Rewards Visa Card

None

Regions Life Visa®

None

Regions Explore Visa Card

$29

Foreign Transaction Fee

Regions Prestige Visa® Signature

None

Regions Premium Visa® Signature

None

Regions Cash Rewards Visa Card

None

Regions Life Visa®

None

Regions Explore Visa Card

None

Late Payment Fee

Regions Prestige Visa® Signature

Up to $39

Regions Premium Visa® Signature

Up to $39

Regions Cash Rewards Visa Card

Up to $39

Regions Life Visa®

Up to $39

Regions Explore Visa Card

Up to $39

Visa Zero Liability Policy legal disclaimer number4

Regions Prestige Visa® Signature

Yes

Regions Premium Visa® Signature

Yes

Regions Cash Rewards Visa Card

Yes

Regions Life Visa®

Yes

Regions Explore Visa Card

Yes

Customize Your Card

Regions Prestige Visa® Signature

Yes, with Regions YourPix Studio

Regions Premium Visa® Signature

Yes, with Regions YourPix Studio

Regions Cash Rewards Visa Card

No

Regions Life Visa®

Yes, with Regions YourPix Studio

Regions Explore Visa Card

Yes, with Regions YourPix Studio

Rewards

Regions Prestige Visa® Signature

Regions Relationship Rewards legal disclaimer number5 . Earn 10,000 bonus points legal disclaimer number6 , which can be redeemed for $100 cash, when your net qualifying purchases legal disclaimer number1 made in the first 90 days total $500 or more. Plus, you’ll earn 1 point for every dollar spent on all qualifying purchases made during and after the introductory period.

Regions Premium Visa® Signature

Regions Relationship Rewards legal disclaimer number5 . Earn 30,000 bonus points legal disclaimer number6 , which can be redeemed for $300 cash, when your net qualifying purchases legal disclaimer number1 made in the first 90 days total $2,000 or more. Plus, you’ll earn 1 point for every dollar spent on all qualifying purchases made during and after the introductory period.

Regions Cash Rewards Visa Card

Cash Rewards legal disclaimer number7 . Earn bonus Cash Rewards that can be redeemed for $100 when your net qualifying purchases legal disclaimer number2 made in the first 90 days total $500 or more. legal disclaimer number8 Plus, you'll earn Cash Rewards equal to 1.5% of each qualifying purchase made during and after the introductory period.

Regions Life Visa®

N/A

Regions Explore Visa Card

N/A

Visa Signature Concierge Service legal disclaimer number9

Regions Prestige Visa® Signature

Yes

Regions Premium Visa® Signature

Yes

Regions Cash Rewards Visa Card

Yes

Regions Life Visa®

N/A

Regions Explore Visa Card

N/A

Visa Benefits

Regions Prestige Visa® Signature

Warranty Manager Service

Purchase Security

Roadside Dispatch

Travel & Emergency Assistance Services (including Emergency Card Replacement/Cash Disbursement)

Auto Rental Collision Damage Waiver

Visa Signature Perks

Concierge Services

Lost Luggage Reimbursement

Travel Accident Insurance

Optional Year-End Summary Statement

Learn more about Visa's Guide to Benefits legal disclaimer number10

Regions Premium Visa® Signature

Warranty Manager Service

Purchase Security

Roadside Dispatch

Travel & Emergency Assistance Services (including Emergency Card Replacement/Cash Disbursement)

Auto Rental Collision Damage Waiver

Visa Signature Perks

Concierge Services

Lost Luggage Reimbursement

Travel Accident Insurance

Automatic Year-End Summary Statement

Price Protection

Trip Cancellation / Trip Interruption

Learn more about Visa's Guide to Benefits legal disclaimer number11

Regions Cash Rewards Visa Card

Warranty Manager Service

Purchase Security

Roadside Dispatch

Travel & Emergency Assistance Services (including Emergency Card Replacement/Cash Disbursement)

Auto Rental Collision Damage Waiver

Concierge Services

Lost Luggage Reimbursement

Travel Accident Insurance

Learn More

Regions Life Visa®

Warranty Manager Service

Purchase Security

Roadside Dispatch

Travel & Emergency Assistance Services (including Emergency Card Replacement/Cash Disbursement)

Auto Rental Collision Damage Waiver

Learn more about Visa's Guide to Benefits legal disclaimer number12

Regions Explore Visa Card

Warranty Manager Service

Purchase Security

Roadside Dispatch

Travel & Emergency Assistance Services (including Emergency Card Replacement/Cash Disbursement)

Auto Rental Collision Damage Waiver

Learn more about Visa's Guide to Benefits legal disclaimer number12

Features

Regions Prestige Visa® Signature

  • Contactless and Chip Technology. Learn More
  • Use with Google PayTM, Apple Pay®, Samsung Pay, and LG Pay legal disclaimer number13 Learn More
  • Visa Checkout
    Learn More
  • Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More
  • Regions LockItSM. Block and unblock certain card transactions from Regions Online Banking or your Regions mobile app. Learn More

Regions Premium Visa® Signature

  • Contactless and Chip Technology. Learn More
  • Use with Google PayTM, Apple Pay®, Samsung Pay, and LG Pay legal disclaimer number13 Learn More
  • Visa Checkout
    Learn More
  • Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More
  • Regions LockItSM. Block and unblock certain card transactions from Regions Online Banking or your Regions mobile app. Learn More

Regions Cash Rewards Visa Card

  • Regions LockItSM. Block and unblock certain card transactions from Regions Online Banking or your Regions mobile app. Learn More
  • Simply tap to pay for fast and easy checkout. Look for the Contactless Symbol at checkout and tap to pay using your contactless Regions Cash Rewards Visa card. And, with Regions’ Contactless Chip Cards, you have the flexibility to make a payment using the chip with a PIN or signature. Learn More
  • Use with Google PayTM, Apple Pay®, Samsung Pay, and LG Pay legal disclaimer number13 Learn More
  • Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More

Regions Life Visa®

  • Contactless and Chip Technology. Learn More
  • Use with Google PayTM, Apple Pay®, Samsung Pay, and LG Pay legal disclaimer number13 Learn More
  • Visa Checkout
    Learn More
  • Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More
  • Regions LockItSM. Block and unblock certain card transactions from Regions Online Banking or your Regions mobile app. Learn More

Regions Explore Visa Card

  • Contactless and Chip Technology. Learn More
  • Use with Google PayTM, Apple Pay®, Samsung Pay, and LG Pay legal disclaimer number13 Learn More
  • Visa Checkout
    Learn More
  • Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More
  • Regions LockItSM. Block and unblock certain card transactions from Regions Online Banking or your Regions mobile app. Learn More