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LifeGreen Checking
eAccess Account
Now Checking
Preferred Checking
Student Checking
62+ Checking

1 of 4 Selected

LifeGreen® Checking Account

You have direct deposit and want unlimited check writing.

LifeGreen eAccess Account®

You do most of your banking online and prefer using a card instead of writing checks to make purchases.

Now Checking

You’re looking for a checking account with a flat, low monthly fee and no overdraft fees.

LifeGreen Preferred Checking®

You want to earn interest and enjoy the added benefits that a deeper relationship with Regions can provide.

LifeGreen® Checking For Students

You're age 25 or younger and want the benefits of LifeGreen Checking without a monthly fee.

62+ LifeGreen® Checking

You’re age 62 or better and want LifeGreen Checking account benefits, plus easier options to waive the monthly account fee and bonus features.

How to Avoid Monthly Fee

LifeGreen® Checking Account

^$1,500 average monthly balance¹ in your LifeGreen Checking account

OR

ACH direct deposit, such as a recurring payroll or government benefit deposit, of at least ^$500 single deposit or ^$1,000 combined deposit, to your LifeGreen Checking account²

LifeGreen eAccess Account®

Any combination of at least 10 Regions CheckCard and/or credit card purchases ³

Now Checking

N/A

LifeGreen Preferred Checking®

^$5,000 average monthly statement balance in LifeGreen Preferred Checking account⁴ OR

^$25,000 combined minimum deposit balances from all of your Regions checking, savings, money markets, CDs and IRAs⁵ OR

Have certain qualifying first-lien home mortgage loans in good standing⁶ OR

Combined ^$25,000 minimum outstanding loan balances from all of your Regions personal installment loans, lines of credit, equity lines of credit, equity loans, direct loans and credit cards in good standing⁵ ⁷

LifeGreen® Checking For Students

N/A

62+ LifeGreen® Checking

ACH direct deposit, such as a recurring payroll or government benefit deposit, to your 62+ LifeGreen Checking account (at least one of ^$300 or more, or a combined amount of ^$1,000)²

OR

a ^$1,500 average monthly balance¹ in your 62+ LifeGreen Checking account

Monthly Fee

LifeGreen® Checking Account

^$8 with online statements⁸

^$11 with paper statements (without check images)

LifeGreen eAccess Account®

^$8

Now Checking

^$5⁹

LifeGreen Preferred Checking®

^$18

LifeGreen® Checking For Students

^$0

62+ LifeGreen® Checking

^$8 with online statements⁸

^$11 with paper statements (without check images)

Minimum Opening Deposit

LifeGreen® Checking Account

^$50

LifeGreen eAccess Account®

^$50

Now Checking

^$10

LifeGreen Preferred Checking®

^$50

LifeGreen® Checking For Students

^$50

62+ LifeGreen® Checking

^$50

Check Pricing

LifeGreen® Checking Account

Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.¹⁰

LifeGreen eAccess Account®

Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.¹⁰

Now Checking

Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.¹⁰

LifeGreen Preferred Checking®

Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.¹⁰

LifeGreen® Checking For Students

Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.¹⁰

62+ LifeGreen® Checking

Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.¹⁰

Statement Options

LifeGreen® Checking Account

Additional statement options are available, fees may apply. Please refer to Pricing Schedule for more details.

LifeGreen eAccess Account®

Additional statement options are available, fees may apply. Please refer to Pricing Schedule for more details.

Now Checking

$2.00 per periodic paper statement without check images. Additional statement options are available, fees may apply. Please refer to Pricing Schedule for more details.

LifeGreen Preferred Checking®

Additional statement options are available, fees may apply. Please refer to Pricing Schedule for more details.

LifeGreen® Checking For Students

Additional statement options are available, fees may apply. Please refer to Pricing Schedule for more details.

62+ LifeGreen® Checking

Additional statement options are available, fees may apply. Please refer to Pricing Schedule for more details.

Relationship Benefits

LifeGreen® Checking Account

With this account, you can get a Regions LifeGreen Savings Account

30% discount on one Safe Deposit Box with an additional 10% discount for auto debit¹¹

Relationship rates on most CDs for customers who meet the Relationship requirements¹²

Discount on installment loan with payments auto debited from a Regions account

Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking

LifeGreen eAccess Account®

With this checking account, you can get a Regions LifeGreen Savings Account

30% discount on one Safe Deposit Box with an additional 10% discount for auto debit¹¹

Relationship rates on most CDs for customers who meet the Relationship requirements¹²

Discount on qualifying installment loans with payments auto debited from a Regions account

Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking

Now Checking

With this checking account, you can get a Regions LifeGreen Savings Account

30% discount on one Safe Deposit Box with an additional 10% discount for auto debit¹¹

Relationship rates on most CDs for customers who meet the Relationship requirements¹³

Discount on qualifying installment loans with payments auto debited from a Regions account

Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking

LifeGreen Preferred Checking®

With this interest-bearing checking account, you can get a Premium Money Market as long as your LifeGreen Preferred Checking account remains open

50% discount on one Safe Deposit Box with an additional 10% discount for auto debit¹¹

Relationship rates on most CDs for customers who meet the Relationship requirements¹²

Discount on qualifying installment loans with payments auto debited from a Regions account

Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking

Preferred Banking Membership - Visit Region Preferred Banking to see additional benefits

LifeGreen® Checking For Students

With this student checking account, you can get a Regions LifeGreen Savings Account

30% discount on one Safe Deposit Box with an additional 10% discount for auto debit¹¹

Relationship rates on most CDs for customers who meet the Relationship requirements¹²

Discount on qualifying installment loans with payments auto debited from a Regions account

Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking

62+ LifeGreen® Checking

With this retirement checking account, you can get a Regions LifeGreen Savings Account

50% discount on one Safe Deposit Box with an additional 10% discount for auto debit¹¹

Relationship rates on most CDs for customers who meet the Relationship requirements¹²

Discount on qualifying installment loans with payments auto debited from a Regions account

Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking

Standard Overdraft Coverage

LifeGreen® Checking Account

Available. Learn more.

LifeGreen eAccess Account®

Available. Learn more.

Now Checking

None¹⁴

LifeGreen Preferred Checking®

Available. Learn more.

LifeGreen® Checking For Students

Available. Learn more.

62+ LifeGreen® Checking

Available. Learn more.

Paid Overdraft / Returned Item Fee

LifeGreen® Checking Account

$36¹⁵

LifeGreen eAccess Account®

$36¹⁵

Now Checking

LifeGreen Preferred Checking®

$36¹⁵

LifeGreen® Checking For Students

$36¹⁵

62+ LifeGreen® Checking

$36¹⁵

Overdraft Protection Transfer Fee

LifeGreen® Checking Account

$12

LifeGreen eAccess Account®

$12

Now Checking

LifeGreen Preferred Checking®

$10

LifeGreen® Checking For Students

$12

62+ LifeGreen® Checking

$12

Check Writing Fee

LifeGreen® Checking Account

N/A

LifeGreen eAccess Account®

No fee for first 3 checks processed, then $0.50 per check ¹⁶

Now Checking

N/A

LifeGreen Preferred Checking®

N/A

LifeGreen® Checking For Students

N/A

62+ LifeGreen® Checking

N/A

Annual Percentage Yields (APY)

LifeGreen® Checking Account

N/A

LifeGreen eAccess Account®

N/A

Now Checking

N/A

LifeGreen Preferred Checking®

View My Local Rates

LifeGreen® Checking For Students

N/A

62+ LifeGreen® Checking

N/A

Account Eligibility Requirement

LifeGreen® Checking Account

N/A

LifeGreen eAccess Account®

N/A

Now Checking

N/A

LifeGreen Preferred Checking®

N/A

LifeGreen® Checking For Students

Customers age 25 or younger

62+ LifeGreen® Checking

Customers age 62 or better

Features

LifeGreen® Checking Account

Regions Visa® CheckCard
Free Access to Online Banking¹⁷
Free Standard Delivery Bill Pay¹⁸
Mobile Banking¹⁹
Online Statements option
Unlimited check writing
Option to link your checking account to an eligible Regions funding account for Overdraft Protection
Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward²⁰

LifeGreen eAccess Account®

Free Access to Online Banking¹⁷
Free Standard Delivery Bill Pay¹⁸
Regions Visa® CheckCard
Mobile Banking¹⁹
Online Statements option
Option to link your checking account to an eligible Regions funding account for Overdraft Protection
Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward²⁰

Now Checking

Regions Visa® CheckCard
Free Access to Online Banking¹⁷
Free Standard Delivery Bill Pay¹⁸
Mobile Banking¹⁹
Online Statements option
Unlimited check writing
Option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Regions Now Checking, there is no Overdraft Protection Transfer Fee.
Certified by Bank On for meeting the National Account Standards as a safe and affordable account
Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward²⁰

LifeGreen Preferred Checking®

Earn interest based on account balance
Regions Visa® CheckCard
Free Access to Online Banking¹⁷
Free Standard Delivery Bill Pay¹⁸
Mobile Banking¹⁹
Unlimited check writing
Options to link your checking account to an eligible Regions funding account for Overdraft Protection. If linked, transfers are made for a reduced Overdraft Protection transfer fee.
No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period²¹
No fee for Cashier's Checks
No fee for Money Orders
Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward²⁰

LifeGreen® Checking For Students

Regions Visa® CheckCard
Free Access to Online Banking¹⁷
Free Standard Delivery Bill Pay¹⁸
Mobile Banking¹⁹
Online Statements option
Unlimited check writing
Option to link your checking account to an eligible Regions funding account for Overdraft Protection
Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward²⁰

62+ LifeGreen® Checking

Regions Visa® CheckCard
Free Access to Online Banking¹⁷
Free Standard Delivery Bill Pay¹⁸
Mobile Banking¹⁹
Online Statements option
Unlimited check writing
Option to link your checking account to an eligible Regions funding account for Overdraft Protection
Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward²⁰

LifeGreen® Checking Account

You have direct deposit and want unlimited check writing.

Open Now

LifeGreen eAccess Account®

You do most of your banking online and prefer using a card instead of writing checks to make purchases.

Open Now

Now Checking

You’re looking for a checking account with a flat, low monthly fee and no overdraft fees.

Open Now

LifeGreen Preferred Checking®

You want to earn interest and enjoy the added benefits that a deeper relationship with Regions can provide.

Open Now

LifeGreen® Checking For Students

You're age 25 or younger and want the benefits of LifeGreen Checking without a monthly fee.

Open Now

62+ LifeGreen® Checking

You’re age 62 or better and want LifeGreen Checking account benefits, plus easier options to waive the monthly account fee and bonus features.

Open Now

For the average monthly balance, we divide the sum of the ending posted balance for each day in the statement period by the number of days in the statement period. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. The ending balance for any day is the opening balance for the next day.
For the monthly fee waiver, we count all ACH direct deposits that post to your account during the account statement period, excluding the last day of the period. ACH direct deposits that post on the last day of the statement period are counted in the following statement period.
Posted to your eAccess Account during the statement period for CheckCard activity and posted in the most recent billing cycle for your credit card account for credit card activity.
For the average monthly balance, we divide the sum of the opening posted balances for each day in the statement period by the number of days in the statement period. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. The average balance shown on the account statement is not used for purposes of the monthly fee waiver. The ending balance for any day is the opening balance for the next day.
To qualify for combined balances in relation to the monthly fee waiver, the primary (person listed first on the account) or secondary (person listed second on the account) owner of the checking account must be the primary or secondary owner of the related deposit accounts. The primary or secondary owner of the checking account must be the primary owner of related credit accounts. See pricing schedule for other requirements. Balances determined at the beginning of the last day of your checking account statement period.
Qualifying first-lien home mortgage loans must be serviced by Regions, must not be past due or in default and do not include home equity loans or home equity lines of credit, or construction, manufactured housing and business loans.
Good standing means you are not past due or in default under your credit agreement. Any loan, line of credit, or credit card account sold or transferred by Regions to a third party will not be eligible to satisfy the fee waiver requirement.
To qualify for the Monthly Fee with Online Statements, you must be a Regions Online Banking customer who receives only Online Statements for this account. To enroll in Online Banking, visit the Regions Online Banking page at regions.com and complete the enrollment process. You must have a valid Social Security Number or Tax Identification Number in order to enroll in Regions Online Banking. Once enrolled, log in and select the Online Statements link in the top navigation under Accounts in order to activate Online Statements. Monthly Fee with Online Statements will become effective beginning with the end date of the statement period in which Online Statements are activated. If you cancel Online Statements, your account will be subject to the paper statement fee beginning with the end date of the statement period in which Online Statements are cancelled.
The monthly account fee is charged in advance on the first business day of each statement period, is deemed earned in full at the time it is charged and is not subject to refund or proration in the event your account is closed. If your first statement period is a partial statement period, your first monthly fee may not be charged until your second statement period.
Standard bulk delivery is included in the price. Other shipping options are available at an additional charge.
Safe deposit boxes subject to availability, and discount applies to one box per account. Receive an additional 10% discount when your safe deposit box payment is auto debited from your Regions checking or savings account.
Please refer to the Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule for more details.
Please refer to the Regions Now Checking Disclosure of Account Terms and Pricing Schedule for more details.
Regions does NOT provide Standard Overdraft Coverage on the Now Checking account. This means that we will return items unpaid when they are presented against an insufficient available account balance, and we will decline to authorize debit card and other withdrawal transactions when there is an insufficient available account balance to cover the transactions. See Regions Now Checking Disclosure of Terms and Pricing Schedule for more info.
Regions offers a one-time refund of Paid Overdraft/Returned Item fees. Refund is limited to the Paid Overdraft/Returned Item fees charged to your account with respect to one day’s processing. Contact your local branch or call 1-800-REGIONS (734-4667) for your fee refund. Paid Overdraft/Returned Item fees apply to items presented against insufficient available funds in your account, including a check, in-person withdrawal, ATM withdrawal, debit card transaction, or withdrawal by any other manual or electronic means whatsoever, even if the transaction was previously authorized against a positive available balance. Only customers who have opted in to Standard Overdraft Coverage will be charged Paid Overdraft fees for ATM and everyday CheckCard transactions. We will charge you a combined total of no more than five (5) Paid Overdraft Item fees and Returned Item fees per day. Standard Overdraft Coverage elections can be made at most Regions ATMs, at your local Regions branch, by calling us at 1-800-947-BANK (2265), or through Regions Online Banking.
The eAccess account is designed for customers who do most of their banking electronically, and provides processing at no charge for first 3 checks per month, with a $.50 fee for each additional check. Please note Regions determines the free checks based on when they are presented for payment not when they are written. This fee has been temporarily discontinued pending system modifications. We will notify you before the fee is reinstated.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking for personal accounts, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. To enroll in Online Banking for business accounts, you must have either a Social Security or Tax Identification Number. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking. You must be at least 18 years of age to use Regions Bill Pay or Zelle®.
Enrollment in Online Banking with Bill Pay requires eligible Regions accounts. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. Fees may apply to certain products or services available through Online Banking. Access to Online Banking has no fees but fees may apply to certain services.
Mobile Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. Mobile Banking and Mobile Deposit are subject to separate terms and conditions. Mobile Deposit may be subject to applicable fees. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. Your mobile carrier’s messaging and data fees may apply.
ATM fees charged by owners/operators of non-Regions ATMs may apply. If you provide a nonmilitary ID when opening or using your Regions account, our systems may not recognize that you qualify for the fee waiver on two transactions at non-Regions ATMs per statement period. If your account is charged a fee for a transaction at a non-Regions ATM, please visit a branch to provide your Military ID or, if there are no branches where you are deployed, call 1-855-REG-4MIL (734-4645).
ATM fees charged by owners/operators of non-Regions ATMs may apply.