Regions Help & Support

FAQ

What is the Regions Preferred Line of Credit?

The Regions Preferred Line of Credit is a revolving line of credit with limits of $3,000 up to $15,000 dollars. It has a variable annual percentage rate based on the Wall Street Journal’s Prime rate. Upon acceptance of the product, you may then immediately transfer advances within your Regions Online Banking. You can make multiple advances, up to your credit limit, so you borrow only what you need.