Regions Help & Support

May I pay off my Term It® Plan early?

You may pay off a Term It® Plan at any time by paying the full balance owed on your credit card account without any penalties. However, you cannot make a payment and instruct us to apply that payment to your Term It Plan or to any other balance owed on your account. Federal law directs how we must apply any payments in excess of your minimum payment due to the balance on your account.