Regions Help & Support
Which purchases are eligible for Term It®?
Term It® is available to qualifying cardholders on eligible purchases. An eligible purchase transaction for Term It is a purchase that has posted to your credit card account recently (generally, within the past two billing cycles) and is at least a specified dollar amount that we determine (generally $100).
Please note, eligibility to convert a purchase is based on a variety of factors, including the status of your credit card account and your credit and payment history.
You may not see any Term It offers because:
- None of your purchases meet our criteria for a Term It offer
- Introductory or other promotional Annual Percentage Rates currently apply to your account
- Your account is closed to new charges