Credit Card Visa® Business

The Regions Visa Business Credit Card has no annual fee, and can be used for everyday business expenses, to purchase products and services, get a cash advance and pay bills to vendors and service providers.

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Overview
Details
Ways To Open

The Basics

Intro APR¹ on purchases
No Annual Fee
Online Banking Access²

Visa Business Credit Card Details

Annual Percentage Rate (APR)

0% introductory APR for 6 months on Purchases posted in the same period. After that, the APR will be 9.49% – 20.49% based on the business’s creditworthiness and other factors determined at the time of account opening. Varies with the market based on Prime Rate.

APR for Balance Transfers

9.49% – 20.49% based on the business’s creditworthiness and other factors determined at the time of account opening. Varies with the market based on Prime Rate.

Balance Transfer Fee

4% fee on each balance transferred ($10 minimum)

APR for Cash Advances

24.24%. Varies with the market based on Prime Rate.

Cash Advance Fee

4% fee on each cash advance ($10 minimum)

Annual Fee

None

Foreign Transaction Fee

3% of the transaction amount in U.S. dollars.

Late Payment Fee

Up to $49

Visa's Zero Liability Policy³

Yes

Regions Relationship Rewards⁴

N/A

Visa Benefits⁵

Visa Purchase Security
Visa Travel & Emergency Assistance
Visa Auto Rental Collision Damage Waiver

Features

Chip technology

Activity verification alerts

Online account management

24 hour customer service

Ways To Open

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Ways to Open

Open Online
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Why Regions?

Flexibility

Choose from among a variety of checking, savings, credit and loan products and services that are specially designed to help you manage your day-to-day operations so you can concentrate on what you do best.

Business Solutions

Enjoy the convenience and security of using merchant services, collections and cash management tools to manage accounts receivable and payable, and CashCor ® and iTreasury to monitor the health of your business.

Convenience

Bank when, where and how you want with Mobile and Online Business Banking solutions such as Bill Pay, Online Statements, Online Funds Transfer and Quicken/Quickbooks Access.

Insights

Visit Business Insights by Regions to take advantage of tools, tips and calculators that help you manage your business, monitor cash flow, provide information on financing options and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Personal Service

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.

Looking for More?

The 0% introductory APR offer applies through the end of the sixth billing cycle after the account is opened for all purchases posted within the same period. When this Introductory APR terminates, any remaining balance that had been subject to the Introductory APR will accrue interest at the applicable standard APR for purchases disclosed above, as it may be changed under the agreement. Refer to the Business Visa Quick Guide or Business Credit Card Pricing Guide for more information.
Enrollment in Online Banking with Bill Pay requires eligible Regions accounts. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. Fees may apply to certain products or services available through Online Banking. Access to Online Banking has no fees but fees may apply to certain services.
With Visa’s Zero Liability Policy, you’re not responsible for unauthorized transactions on your credit card, including online transactions. Zero Liability Policy applies only if we receive your notice about unauthorized transactions within 60 calendar days of the mailing date of the first statement showing unauthorized transactions.
The Regions Relationship Rewards program allows your business to earn points for qualifying purchases on a Regions Business Enhanced credit card. APRs on credit cards with Relationship Rewards may be higher than those without these rewards. Learn More
All Purchase Benefits and Travel Benefits are provided by Visa. See Visa's Guide to Benefits for details.