Personal Insights

Features and benefits of mobile banking apps

Life seems to get more complicated by the day and, if you’re like most, that means more and more demands on your time and money.

Mobile banking apps¹² can prove a powerful tool to help you keep track of expenses, monitor your balances, and make paying bills as easy as a finger tap.

Read on to learn what you can do through a mobile banking app.

What are the key benefits of mobile banking?

Consider all your everyday financial transactions. Mobile banking apps have many features in one convenient package. Features include:

1. 24/7 account access. Check balances, view transaction history, and transfer.
2. Mobile check deposit. Need to make a deposit? Put down your car keys and pick up the phone. All you need to do is capture the check using your smartphone camera and use the app to deposit the money into your account.
3. Track daily spending. Eliminate surprises. Instead, always know your account balances, as well as monitor upcoming expenses.
4. Automatic transfers. Automatic transfers from your checking account to your savings account will grow your savings quickly. Transferring money from savings to checking is just as easy to do.
5. Bill paying. Set up to pay your bills such as credit cards, utilities, mortgage, or rent in your mobile app. Then pay those bills through the mobile app.
6. Real-time alerts and notifications. By setting up your mobile app alerts and notifications, you can avoid surprises and stay on top of upcoming due dates and transaction activity.³ With commonsense precautions, Mobile Banking is a safe way to bank. Instant alerts help keep you on top of account activity. LockIt® card controls give you the power to customize how your Regions personal credit cards, debit cards, prepaid Now Cards and ATM cards can be used.
7. Payment Solution. Need to pay back a friend for last night’s pizza? Using an app makes it safe and easy to send money or pay people you know who have an eligible bank account. Best of all, there’s no fee when you use Zelle® at Regions.⁴

Choosing between mobile convenience and in-person support

Certain occasions exist when nothing can substitute for a visit to the branch. Building a relationship with your banker helps you understand the solutions a bank can provide. Examples include detailed account assistance and applying for some loans.

At the same time, a mobile app can perform almost any day-to-day transaction so you can take the bank with you wherever you go.

How Regions Bank enhances the mobile banking experience

• Enhanced security. Turn on biometric login and multi-factor authentication to help protect your information.
  

  Related Content: Securing Your Finances: Mobile Banking Safety Tips for Everyday Users

• Track spending and budget. The more you understand where the money goes, the more skilled a money manager you’ll be. With Regions My GreenInsights, always know how your money gets spent, create budgets, and more
  

  Related Content: How to get more out of your bank’s app

• Digital Wallet. With Regions mobile banking app, it’s easy to add your credit and debit card to Apple Pay®, Google Pay®, and Samsung Pay™.
• ATM locator. If you need cash in an unfamiliar part of town—or even a different city—find an ATM within the Regions network.
• 24/7 customer support. If you have questions about your account, your Regions cards, or another need, help is always available.

Ready to simplify your banking?

It’s easier than ever. Chances are, after a few weeks using a mobile banking app, you’ll wonder why you waited so long to put easier money management into your own hands.

Download the Regions mobile banking app today or learn more about its features.