Credit Card Cash Rewards Visa®

The Regions Cash Rewards Visa® Signature Credit Card allows you to earn 1.5% Cash Rewards on qualifying purchases legal disclaimer number1 . There are no limits to the amount of Cash Rewards you can earn, so turn everyday spending into something more rewarding.

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The Basics

Credit Card Details

For You If...
You want a credit card that allows you to earn Cash Rewards on qualifying purchases, legal disclaimer number1 along with the added convenience of Visa Benefits such as Purchase Security and Visa Signature Concierge.
Annual Percentage Rate (APR) for Purchases
0% introductory Annual Percentage Rate (APR) for 12 months on purchases that post in the same period. After that, 15.49% - 25.49%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more
Annual Percentage Rate (APR) for Balance Transfers
0% introductory Annual Percentage Rate (APR) for 12 months on balance transfers that post within 60 days of account opening. After that, 15.49% - 25.49%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more
Balance Transfer Fee
4% of each balance transferred ($10 minimum)
Cash Advance Fee
4% of each cash advance ($10 minimum)
Annual Percentage Rate (APR) for Cash Advances
26.49%. Varies with the market based on Prime Rate. Learn more
Penalty APR
29.99% Penalty Annual Percentage Rate (APR) may be applied to your account if you make a late payment, including if you make a timely payment that is later returned. If your APRs are increased for this reason, the Penalty APR will apply until you have at least six consecutive billing cycles with no late payment. Varies with the market based on Prime Rate. Learn more
Annual Fee
None
Foreign Transaction Fee
None
Late Payment Fee
Up to $39
Visa Zero Liability Policy legal disclaimer number3
Yes
Customize Your Card
No
Rewards
Cash Rewards legal disclaimer number4 . Earn bonus Cash Rewards that can be redeemed for $100 when your net qualifying purchases legal disclaimer number1 made in the first 90 days total $500 or more. legal disclaimer number5 Plus, you'll earn Cash Rewards equal to 1.5% of each qualifying purchase made during and after the introductory period.
Visa Signature Concierge Service legal disclaimer number6
Yes
Visa Benefits
Warranty Manager Service

Purchase Security

Roadside Dispatch

Travel & Emergency Assistance Services (including Emergency Card Replacement/Cash Disbursement)

Auto Rental Collision Damage Waiver

Concierge Services

Lost Luggage Reimbursement

Travel Accident Insurance

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Features
  • Regions LockItSM. Block and unblock certain card transactions from Regions Online Banking or your Regions mobile app. Learn More
  • Simply tap to pay for fast and easy checkout. Look for the Contactless Symbol at checkout and tap to pay using your contactless Regions Cash Rewards Visa card. And, with Regions’ Contactless Chip Cards, you have the flexibility to make a payment using the chip with a PIN or signature. Learn More
  • Use with Google PayTM, Apple Pay®, Samsung Pay, and LG Pay legal disclaimer number7 Learn More
  • Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More

Ways To Open

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How to Apply

Why Regions?

Convenience

Manage your credit card account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area.

Rewards

Earn Regions Relationship Rewards® points when you choose a Prestige or Premium credit card with Relationship Rewards, and redeem your points for cash, travel, merchandise and more. legal disclaimer number4 Earn Cash Rewards when you choose a Cash Rewards Credit Card, and redeem your Cash Rewards for a check or a credit to either your credit card or Regions deposit account.

Insights

Visit Insights by Regions for tools, tips and credit card calculators to help you manage your money, save for your future, finance your needs and track your spending.

Payment Solutions

Enjoy the convenience and security of using Google Pay, Apple Pay, Samsung Pay, and LG Pay legal disclaimer number7 with your Regions credit card to make payments from your mobile device. And to reduce the risk of fraud on your Regions cards, use Regions LockItSM: with the touch of a button, block ATM, in-store and/or online transactions through Regions Online Banking or your Regions mobile app.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Personal Service

Our knowledgeable, experienced professionals will help you find just the right credit card for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM.

Save for the future with a Regions savings account.

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