Credit Card Cash Rewards Visa® Signature

Every day is the perfect day for Cash Rewards. Now you can earn 1.5% Cash Rewards on purchases¹ — with no limits and no categories. With our special intro offer, you can earn a bonus $100 Cash Rewards when your net purchases in the first 90 days total at least $500, and an additional bonus $100 Cash Rewards when those net purchases total at least $1,000². That’s a total of up to $200 bonus Cash Rewards you can earn! You’ll also enjoy our lowest intro rate, no annual fee, and no foreign transaction fees.³

Apply Now

View All Credit Cards

The Basics

Earn 1.5% Cash Rewards on Purchases
Great Intro APR³
No Annual Fee³

Credit Card Details

For You If...

You want a credit card with no annual fee that earns Cash Rewards.

Rewards Intro Offer

Earn $100 bonus Cash Rewards, which can be redeemed for a check or a credit to your Regions credit card or deposit account, when your net purchases made in the first 90 days total $500 or more -- and when those net purchases total at least $1,000, you’ll earn an additional $100 bonus Cash Rewards.²

Rewards Program

Cash Rewards⁴: Earn 1.5% Cash Rewards on purchases.

Annual Percentage Rate (APR) for Purchases and Balance Transfers

0% intro APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 13.99% - 23.99% based on your creditworthiness. Learn more

Balance Transfer Fee

4% fee on each balance transferred, with a ^$10 minimum

Annual Fee

^$0

Security Features

Regions LockIt^SM Learn More

Activity Verification Alerts Learn More

Foreign Transaction Fee

^$0

Annual Percentage Rate (APR) for Cash Advances

24.99% variable APR. Learn more

Cash Advance Fee

4% fee on each cash advance, with a ^$10 minimum

Late Payment Fee

Up to ^$39

Visa Benefits

Visa Signature Concierge Service

Travel Accident Insurance

Roadside Dispatch

Lost Luggage Reimbursement

Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement

Auto Rental Collision Damage Waiver

Extended Warranty Protection

Purchase Security

Visa Signature Perks

Learn more in Visa's Guide to Benefits

Features

Tap to Pay Learn More
May receive Term It offers after intro APRs terminate. Learn More
Visa Zero Liability Policy⁵
Use with Apple Pay®, Google Pay^TM, Samsung Pay, and LG Pay⁶. Learn More
Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon ⁷. Learn More
Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
Customize your card with Regions YourPix Studio for only $10
Optional Year-End Summary Statement

Ways To Open

Apply Now

How to Apply

Open Online
It's so quick and easy you can do it today.
Apply Now
Talk to a Person
Make an in-branch appointment now.
Make an Appointment (Opens in a new window)

Why Regions?

Convenience

Manage your credit card account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area.

Rewards

Earn Regions Relationship Rewards^® points when you choose a Prestige or Premium credit card with Relationship Rewards, and redeem your points for cash, travel, merchandise and more. Earn Cash Rewards when you choose a Cash Rewards Credit Card, and redeem your Cash Rewards for a check or a credit to either your credit card or Regions deposit account.

Insights

Visit Insights by Regions for tools, tips and credit card calculators to help you manage your money, save for your future, finance your needs and track your spending.

Payment Solutions

Enjoy the convenience and security of using Google Pay, Apple Pay, Samsung Pay, and LG Pay⁶ with your Regions credit card to make payments from your mobile device. And to reduce the risk of fraud on your Regions cards, use Regions LockIt^®: with the touch of a button, block ATM, in-store and/or online transactions through Regions Online Banking or your Regions mobile app.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Personal Service

Our knowledgeable, experienced professionals will help you find just the right credit card for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM.

Save for the future with a Regions savings account.

Start Now

Related Insights

Building Credit Checklist

What to Do if You Lose Your Wallet

Which Credit Card is Right For You?

How Credit Score is Calculated

See All Insights

Looking for More?

Relationship Rewards points and Cash Rewards are not available for any purchases of items that can be traded right away for cash (such as wire transfers, money orders, traveler's checks, lottery tickets or casino chips), or any other cash advances, balance transfers, fees, interest charges or unauthorized or fraudulent purchases.
Maximum bonus Cash Rewards available under this offer is $200 Cash Rewards, based on your net purchases in the first 90 days after account opening. The amount of any returned purchase for which a credit is provided within the 90-day period will not count toward the amount needed to earn bonus Cash Rewards. Visit Cash Rewards for the full terms of this rewards program.
Learn more about the Annual Percentage Rates (APRs) and certain fees that apply to this card.
The Regions Cash Rewards program allows you to earn Cash Rewards for purchases on a Regions Cash Rewards credit card. APRs on Cash Rewards card may be higher than APRs on cards with Relationship Rewards, and APRs on cards with rewards may be higher than APRs on cards without rewards. Learn more
The Visa Zero Liability Policy does not apply if you have been fraudulent or negligent in handling your card or account.
Apple Pay is a trademark of Apple Inc. Google Pay is a trademark of Google, Inc. Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd. LG Pay is a trademark of LG Corp.
EMV®SRC Payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast-forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.