Premium Money Market Account

This money market account offers premium rates and access to funds, plus ways to waive the monthly fee.

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What you get with the Premium Money Market Account

$15 monthly fee

How to waive the monthly fee

Competitive interest rates

No charge for the first six withdrawals, transfers or payments per statement period^[1]

Online statements available^[2]

Want to avoid the monthly fee?

Avoid the monthly fee by doing one of the following:

Maintain a minimum daily balance of $15,000

Open and maintain a LifeGreen Preferred Checking® account

Premium Money Market Account details

Monthly fee
- $15. Please refer to Pricing Schedule for more details about the account and other fees.
No monthly fee when you do one of the following:
- Maintain a $15,000 minimum daily balance
- Open and maintain a LifeGreen Preferred Checking® account
Minimum opening deposit
- $100
Excessive withdrawal/item fee:
- $6 per withdrawal, transfer or payment in excess of six per statement period.^[1]
Statement options
- Access to online Statements^[2] with Regions Online Banking.^[3]
Compounded daily, paid monthly on collected balances. Check rates
Can be used as Overdraft Protection for your Regions checking account.
With this account, you can get:
- 50% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account.
- Set up automatic transfers from your Regions checking account without leaving home with Regions Online Banking, Mobile Banking and 1-800-REGIONS.
- Access to Online Banking included^[3]
- Access to Mobile Banking included^[4]
- Open online now.
- Make an in-branch or phone appointment now.

Manage your money with these smart solutions

Download the mobile app

Use the Regions mobile app^[5] to deposit checks to your Regions checking account.

Get Overdraft Protection

Link your savings account and Regions checking account for Overdraft Protection.

Get a personalized plan

A personalized Regions Greenprint® plan can help you feel confident about your financial decisions.

Refer a friend, get a reward

Refer a friend who opens a new Regions personal checking account and fulfills all offer requirements and you both get a $50 reward.

More ways to save money

We also offer savings accounts, CDs and IRAs. Choose the best account for your savings goals.

Compare savings products Learn more about IRAs

Enjoy the benefits of LifeGreen Preferred Checking®

A LifeGreen Preferred Checking® account includes membership in the Preferred Banking Program and access to a dedicated banker who will work with you to create personalized solutions to reach your goals.

Preferred Checking details

Bank when and how you want with Regions Online and Mobile Banking

Monitor your accounts, save time with Bill Pay ^[6], move money and more, whenever you want from virtually anywhere.

Digital Banking details

Looking for more information?

Find branches and ATMs near you

Make an appointment with a banker

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Fee will be assessed for each withdrawal, transfer or payment (including checks) in excess of six per statement period. Transfers from one Regions account to another Regions account conducted in Regions Online Banking or Mobile Banking and automatic Overdraft Protection Transfers will not apply to this item count. See Pricing Schedule for more details. We will charge you no more than six (6) Excessive Withdrawal/Item fees per statement period.
Online Statements requires enrollment in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking for personal accounts, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking.
Regions Mobile Banking requires a compatible device and enrollment in Regions Online Banking. Mobile Banking is offered at no charge, but fees may apply to certain products and services offered through Mobile Banking. Your mobile carrier’s message and data fees may apply.
Enrollment in Regions Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. Regions Mobile app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or the mobile app, but fees may apply to certain products and services offered through Online Banking and the mobile app. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle.® U.S. checking or savings account required to use Zelle.®
There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking. You must be at least 18 years of age to use Regions Bill Pay or Zelle®.