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What are FICO® Scores?

FICO® Scores are numbers that help lenders evaluate the credit risk you present. Scores are based on a snapshot of your credit report at particular consumer reporting agencies at a particular point in time . FICO® Scores influence the credit that’s available to you and the terms, such as interest rate, that lenders offer to you.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Regions Bank and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Regions Bank and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.