LifeGreen eAccess Account®

If you bank online and typically use your debit or credit card to make purchases, the LifeGreen eAccess Account® is for you.

Smart, flexible features for a digital world

Break free from monthly fees

Avoid the fee when you meet a simple requirement of making at least 10 Regions debit and/or credit card purchases per month

Grow extra savings

Unlock up to a $100 annual bonus when you open a no monthly fee LifeGreen® Savings and set up monthly automated transfers1 2

Stay in control

Set up LockIt® card controls to customize how your debit card, credit card and prepaid Now Card® can be used3

Receive up-to-date alerts

Stay in-the-know with the option to get the latest account information straight to you with push, text and email notifications4

Simple monthly fee options starting at $0

  • No monthly fee option

    $0
    with at least 10 Regions debit card and/or credit card purchases per month
  • Other monthly fee option

    $8

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LifeGreen eAccess Account®

For you if... you enjoy the convenience and security of paying primarily with a debit or credit card whether you pay online, swipe, or tap to pay.

  • Early Pay5
  • Customizable debit cards
  • Extra time to put money in your account and avoid overdraft fees6

LifeGreen® Checking

For you if... you want everyday banking with thoughtful extras.

  • Early Pay5
  • Unlock up to a $100 annual bonus when you open a no monthly fee LifeGreen® Savings and set up monthly automated transfers12
  • Extra time to put money in your account and avoid overdraft fees6

LifeGreen Preferred Checking®

For you if... you enjoy an exclusive account that earns interest and provides preferred services and benefits.

  • Earn interest on your checking account funds
  • No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period7
  • No monthly fee on Premium Money Market8

Send and receive money from people you trust using Zelle®

Zelle® is a great way to send, request and receive money with people you know and trust who have a U.S.-based checking or savings account.

  • It's fast: The money is typically available in minutes.
  • It's easy: Log in to the Regions Mobile App or Regions Online Banking and choose Send Money with Zelle®.9
  • It's included: Use Zelle® through the Regions mobile app and Online Banking.

Shop with participating merchants and earn cash back

Activate personalized Regions Offers® and earn cash back when you make qualifying purchases with participating merchants using an eligible Regions debit card, credit card, or Now Card®.10 Why Regions customers love it:

  • No coupons or promo codes
  • Works with eligible debit, credit, and Now Card® purchases
  • Cash back is credited back to your account

Extra features to love

Refer a friend, get a reward

Refer a friend who opens a new Regions personal checking account and fulfills all offer requirements and you both get a $50 reward.

Track finances on the go with
My GreenInsights®

Get a clear picture of your finances at home or on the go with the My GreenInsights® budgeting and tracking tool.

Avoid overdraft fees

Enjoy peace of mind with extra time to make a deposit or transfer funds to help avoid overdraft fees.6

 

LifeGreen eAccess Account® details

Monthly fee

  • $8
  • No monthly fee when you make any combination of at least 10 Regions debit card and/or credit card purchases (posted to your eAccess Account during the statement period for debit card activity and posted in the most recent billing cycle for your credit card account for credit card activity)

Minimum opening deposit

  • $25

Check pricing

  • Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-466711

Check writing fee

  • No fee

Statement options

  • Online statements are included. Paper statements are $3 per month.12 Other options are available and fees may apply.

Overdraft fees

  • Paid overdraft item fee: $3613
  • Overdraft protection transfer fee: $0
  • You have the option to link your checking account to an eligible Regions funding account for Overdraft ProtectionWith Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
  • Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
  • If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft item fee is $36 and is subject to change.
  • If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
  • Regions Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.

With this account, you can get:

  • The option to open a Regions LifeGreen® Savings account with no monthly fee2 and an opportunity to earn an annual savings bonus1 of up to $100
  • 30% discount on one Safe Deposit Box with an additional 10% discount for auto debit14
  • Relationship rates for customers who have a Regions checking account and meet other requirements15
  • Discount on installment loan with payments auto debited from a Regions account
  • Earn cash back when you activate Regions Offers® from popular retailers in Regions Online and Mobile Banking10

Plus other features:

  • Regions Visa® debit card
  • Access to Online Banking included9
  • Standard delivery Bill Pay through Online Banking included9
  • Access to Mobile Banking included9
  • Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward.7

Here is a checklist of items you will likely need to open an account:

  • $25 minimum opening deposit
  • Social security number or taxpayer identification number
  • Birth date
  • Personal identification such as driver’s license, passport, state or government-issued ID, etc.
  • Additional information, including a secondary form of ID, may be required
  • Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

If you bank primarily online and frequently make purchases with a card or mobile wallet, a LifeGreen eAccess Account® is a great choice. Our monthly fee options are structured around this too: pay no monthly fee with at least 10 Regions debit and/or credit card purchases per month. The Regions LifeGreen eAccess Account® is built to accompany you in your digital life.

With a LifeGreen eAccess Account®, you have the option to sign up for a Regions Visa debit card. With a Regions debit card, you can:

Ready to get started?

Open a LifeGreen eAccess Account® online in as little as 5 minutes.