Regions Now Savings

A savings account exclusively for primary account holders of a Regions Now Card. There is no monthly fee and no minimum balance requirement, and you can also earn monthly and annual savings bonuses.¹ ²

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View All Savings, Money Market and CD Accounts

The Basics

Earn 1% Annual Savings Bonus²
Builder Bonus Paid for No Withdrawals
Overdraft Protection

Regions Now Savings Account Details

For You If...

You have a Regions Now Card and want to start saving.

Account Opening Requirements

^$10 minimum opening deposit and Regions Now Card³

Minimum Daily Balance Required to Avoid Monthly Fee

N/A

Monthly Fee (if minimum balance requirement isn't met)

N/A

Available Terms

N/A

How Interest is Calculated

Compounded daily, paid monthly on collected balances

Savings Bonus

1% annual savings bonus up to ^$100² if you set up monthly automated savings transfers from your Regions checking account

Earn a ^$1.00 builder bonus each month you make at least a ^$5 deposit and have no withdrawals¹

Interest Tiers

All balances receive the same applicable interest rate.

Annual Percentage Yields (APY)

Find a rate in your area

Pricing Schedule

See Pricing Schedule for more details.

Statement Options

Access to Online Statements⁴ with Regions Online Banking⁵ ($3 charge for paper statements⁶)

Excessive Withdrawal/Item Fee

^$3 per withdrawal or transfer in excess of 3 per statement period

Overdraft Protection

Can be used as Overdraft Protection for your Regions personal checking account.

Safe Deposit Box Discount (Subject to Availability)

30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account.

Other Benefits

Set up automatic transfers from your Regions checking account to your Regions savings without leaving home with Regions Online Banking, Mobile Banking⁷ and 1.800.REGIONS.

Features

Earns 1% annual savings bonus²

Earn a ^$1.00 builder bonus each month you make at least a ^$5 deposit and have no withdrawals¹

Ways To Open

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Ways to Open This Account

Visit a Branch
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Why Regions?

Payment Solutions

Use Apple Pay⁸, Google Pay⁹, LG Pay¹⁰, Samsung Pay¹¹ and Visa Checkout¹² to make secure payments from your mobile device. We also offer Zelle® to send money to friends¹³, available through Online Banking and the Regions Mobile app. And to reduce the risk of fraud on your Regions cards, use Regions LockIt®: With the touch of a button, block transactions with your Regions Mobile app.

Convenience

Manage your account online, and bank when you want with Mobile Banking¹⁴, Online Banking with Bill Pay⁵, and access to over 1,900 ATMs across Regions' 15-state service area.

Insights

Visit Insights by Regions for tools, tips and calculators to help you manage your money, save for your future, finance your needs and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Personal Service

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.

Save for the future with a Regions savings account.

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Looking for More?

Regions Now Savings Builder Bonus: Each month a deposit of funds of at least $5 is made to your Regions Now Savings account AND you make no withdrawals from your Regions Now Savings account during that same month, you will receive a $1 credit to your Regions Now Savings account. The bonus will be paid by the second business day of the month following each month the bonus is earned. To receive the builder bonus, your account must be open on the date the builder bonus is paid. You are responsible for any tax due on any amount received under this offer. The Annual Percentage Yield (APY) for the Regions Now Savings account is based upon balance and may change at any time. Fees could reduce earnings on the account. Check current APY.
Regions Now Savings Annual Savings Bonus: A deposit of at least $5 to your account each calendar month, beginning with the account opening month is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar month period preceding the month in which the anniversary of your account opening falls (your "Account Anniversary Month"). The bonus will be paid by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus is $100. You are responsible for any tax due on any amount received under this offer. The Annual Percentage Yield (APY) for the Regions Now Savings account is based upon balance and may change at any time. Fees could reduce earnings on the account. Check current APY.
In order to be eligible for and to maintain a Regions Now Savings account, you must be the primary owner on a Regions Now Card and you must keep the Now Card open and in active status. If your Now Card is closed or becomes inactive for any reason, or if we otherwise determine that you are not the primary owner on a Now Card, we may convert your Regions Now Savings account to a Savings account. You may open and maintain no more than one (1) Regions Now Savings account at a time as primary account owner. If at any time you are the primary owner on more than one (1) Regions Now Savings account, we may convert any or all of your excess Regions Now Savings accounts to Savings accounts. We will notify you in advance if we convert your Regions Now Savings account to a Savings account. Please see pricing schedule for full details.
Online Statements requires enrollment in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking for personal accounts, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts.
To avoid the $3 Paper Statement Fee, you must be a Regions Online Banking customer who receives only Online Statements. To get started with Online Statements today, simply enroll in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts. You must have a valid Social Security Number or Taxpayer Identification Number to be eligible for enrollment in Regions Online Banking. If you unenroll in Online Statements, your account will begin to be charged the $3 Paper Statement Fee each time you receive a paper statement.
Regions Mobile Banking requires a compatible device and enrollment in Regions Online Banking. Mobile Banking is offered at no charge, but data service charges may apply through your wireless carrier.
Apple, the Apple logo, iPhone, Apple Pay, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
Android, the Android Logo, Google Pay, and the Google Play Store logo are trademarks of Google Inc, registered in the U.S. and other countries.
LG Pay is a registered trademark of LG Corp.
Only compatible with select cards, carriers and Samsung devices. Samsung Pay and Samsung Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc. Please see the Regions Deposit Agreement for information on liability for unauthorized transactions.
Must have a bank account in the U.S. and be at least 18 years of age to use Zelle®.
Regions Mobile Banking requires a compatible device and and enrollment in Regions Online Banking. Mobile Banking is offered at no charge, but data service charges may apply through your wireless carrier.