Regions Now Savings

The Now Savings¹ account is for the primary cardholder of a Regions Now Card. It has no monthly fee, no minimum balance requirement and gives you the opportunity to earn monthly and annual savings bonuses ² ³

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What you get with Now Savings

$0 monthly fee

Opportunity to earn an annual savings bonus²

Builder bonus paid for no withdrawals³

Can be linked to checking for Overdraft Protection

Savings account details

Monthly fee

None. Please refer to the Pricing Schedule.

Account eligibility

You are the primary cardholder of a Regions Now Card and want to start saving.

Minimum opening deposit

$10 minimum opening deposit.

Excessive withdrawal/item fee:

$3 per withdrawal or transfer in excess of three per month⁴.

Statement options

Access to Online Statements⁵ with Regions Online Banking⁶ $3 charge for paper statements.

Compounded daily, paid monthly on collected balances. Check rates

Can be used as Overdraft Protection for your Regions checking account.

With this account, you can get:

1% annual savings bonus up to $100² if you make a deposit of at least $5 to your account each calendar month, beginning with the account opening month
Earn a $1.00 builder bonus³ each month you make at least a $5 deposit and have no withdrawals
30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account
Set up automatic transfers from your Regions checking account without leaving home with Regions Online Banking, Mobile Banking and 1-800-REGIONS

Plus other features:

Access to Online Banking included⁶
Access to Mobile Banking included⁷

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Manage your money with these smart solutions

Download the mobile app

Use the Regions mobile app⁸ to deposit checks to your Regions checking account.

Get a personalized plan

A personalized Regions Greenprint® plan can help you feel confident about your financial decisions.

Set up account alerts and notifications

Get account information sent directly to you via email, SMS/text message⁹ and push notifications when you set up alerts and notifications.

Refer a friend, get a reward

Refer a friend who opens a new Regions personal checking account and fulfills all offer requirements and you both get a $50 reward.

More ways to save money

We also offer CDs, money market accounts and IRAs. Choose the best account for your savings goals.

Compare savings products Learn more about IRAs

Open a Regions checking account

Find the perfect checking account to make your everyday life easier. You can open an account in as little as 5 minutes.

Learn more about checking accounts

Track savings with My GreenInsights budgeting tools

Setting savings goals and tracking your progress toward them has never been easier than with our exclusive online banking financial management tools in My GreenInsights.

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In order to be eligible for and to maintain a Regions Now Savings account, you must be the primary cardholder on a Regions Now Card and you must keep the Now Card open and in active status. If your Now Card is closed or becomes inactive for any reason, or if we otherwise determine that you are not the primary cardholder on a Now Card, we may convert your Regions Now Savings account to a Regions Savings account. You may open and maintain no more than one (1) Regions Now Savings account at a time as primary cardholder. If at any time you are the primary owner on more than one (1) Regions Now Savings account, we may convert any or all of your excess Regions Now Savings accounts to Regions Savings accounts. We will notify you in advance if we convert your Regions Now Savings account to a Regions Savings account. Please see pricing schedule for full details. Regions Mobile Deposit requires a compatible device and enrollment in Online Banking. Regions' Mobile Load Fee and your mobile carrier's messaging and data fees apply.
Regions Now Savings Annual Savings Bonus: A deposit of at least $5 to your account each calendar month, beginning with the account opening month is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12-calendar month period preceding the month in which the anniversary of your account opening falls (your "Account Anniversary Month"). The bonus will be paid by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus is $100. You are responsible for any tax due on any amount received under this offer. The Annual Percentage Yield (APY) for the Regions Now Savings account is based upon balance and may change at any time. Check the current APY. Fees could reduce earnings on the account. An initial Minimum Load of $10 is required for a Now Card.
Regions Now Savings Builder Bonus: Each month a deposit of funds of at least $5 is made to your Regions Now Savings account AND you make no withdrawals from your Regions Now Savings account during that same month, you will receive a $1 credit to your Regions Now Savings account. The bonus will be paid by the second business day of the month following each month the bonus is earned. To receive the builder bonus, your account must be open on the date the builder bonus is paid. You are responsible for any tax due on any amount received under this offer. The Annual Percentage Yield (APY) for the Regions Now Savings account is based upon balance and may change at any time. Fees could reduce earnings on the account. Check the current APY.
Transfers from one Regions account to another Regions account conducted in Regions Online Banking or Mobile Banking and automatic Overdraft Protection Transfers will not apply to this item count. We will charge you no more than six (6) Excessive Withdrawal/Item fees per month.
Online Statements requires enrollment in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking for personal accounts, you must either: have a Social Security or taxpayer identification number; or use alternative enrollment procedures available by visiting a branch. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking.
Regions Mobile Banking requires a compatible device and enrollment in Regions Online Banking. Mobile Banking is offered at no charge, but fees may apply to certain products and services offered through Mobile Banking. Your mobile carrier’s message and data fees may apply.
Enrollment in Regions Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or taxpayer identification number or use alternative enrollment procedures available by visiting a branch. Regions Mobile app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or the mobile app, but fees may apply to certain products and services offered through Online Banking and the mobile app. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. U.S. checking or savings account required to use Zelle®.
We can provide these alerts only if you have provided your compatible mobile phone number and/or email address to us; we can provide alerts by text only if you have not opted out of communication via these methods. We provide alerts as a courtesy, and have no liability for any failure or delay to provide an alert to you. We may modify or discontinue these alerts at any time and without notice to you. Your mobile carrier's messaging and data fees may apply.