Regions Now Checking Account

Regions Now Checking℠ provides the predictability of a low, flat monthly fee with no overdraft or non-sufficient fund fees. Bank how you want – pay bills with Online Banking Bill Pay, enjoy unlimited check writing and send money with Zelle®.

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Overview
Details
Ways To Open

Key Features of Now Checking

^$5
Monthly Fee
^$0
No Overdraft Fees
Bank On Certification

Now Checking Account Details

Monthly Fee

^$5¹

Minimum Opening Deposit

^$10

Paid Overdraft / Returned Item Fee

Overdraft Protection Transfer Fee

Standard Overdraft Coverage

None²

Check Pricing

Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.³

Statement Options

$2.00 per periodic paper statement without check images. Additional statement options are available, fees may apply. Please refer to Pricing Schedule for more details.

Relationship Benefits

With this checking account, you can get a Regions LifeGreen Savings Account

30% discount on one Safe Deposit Box with an additional 10% discount for auto debit⁴

Relationship rates on most CDs for customers who meet the Relationship requirements⁵

Discount on qualifying installment loans with payments auto debited from a Regions account

Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking

Features

Regions Visa® CheckCard
Free Access to Online Banking⁶
Free Standard Delivery Bill Pay⁷
Mobile Banking⁸
Online Statements option
Unlimited check writing
Option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Regions Now Checking, there is no Overdraft Protection Transfer Fee.
Certified by Bank On for meeting the National Account Standards as a safe and affordable account
Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward⁹

Ways To Open

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Ways to Open a Now Checking Account

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Why Open a Regions Checking Account?

Convenient Account Management

Bank when and how you want with Mobile Banking, Online Banking with Bill Pay and free access to more than 1,900 ATMs¹⁰ across the Regions 15-state service area.

Cashback Rewards

Earn Cashback Rewards through Regions Online and Mobile Banking for eligible CheckCard & Now Card purchases.

Financial Insights

Visit Insights by Regions for tools, tips and calculators to help you manage your money, save for your future, finance your needs and track your spending.

Secure Payment Solutions

Use Apple Pay¹¹, Google Pay¹², LG Pay¹³, Samsung Pay¹⁴ and Click to Pay with Visa¹⁵ to make secure payments from your mobile device. Send money to friends¹⁶ with Zelle®, available through Online Banking and the Regions Mobile app. And reduce the risk of fraud on your Regions personal CheckCard, Now Card, and credit cards with the touch of a button using Regions LockIt®: Lock your card for certain types of transactions using the Regions Mobile app or Online Banking.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off to volunteer with a cause of their choice.

Customer Service Excellence

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.

Save for the future with a Regions savings account.

Learn more

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Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

For accounts opened in Iowa, certain account fees are subject to Iowa State Tax of 6%, which will be assessed at the time the fee is charged, unless exempt.

The Monthly Fee on certain checking accounts may not be charged for at least 61 days after account opening even if requirements to waive the Monthly Fee are not met.

All Regions products and services are subject to applicable customer agreements, terms, conditions, disclosures, and application requirements. Credit products are subject to credit approval. Contact a Regions associate for additional information and details.

The monthly account fee is charged in advance on the first business day of each statement period, is deemed earned in full at the time it is charged and is not subject to refund or proration in the event your account is closed. If your first statement period is a partial statement period, your first monthly fee may not be charged until your second statement period.
Regions does NOT provide Standard Overdraft Coverage on the Now Checking account. This means that we will return items unpaid when they are presented against an insufficient available account balance, and we will decline to authorize debit card and other withdrawal transactions when there is an insufficient available account balance to cover the transactions. See Regions Now Checking Disclosure of Terms and Pricing Schedule for more info.
Standard bulk delivery is included in the price. Other shipping options are available at an additional charge.
Safe deposit boxes subject to availability, and discount applies to one box per account. Receive an additional 10% discount when your safe deposit box payment is auto debited from your Regions checking or savings account.
Please refer to the Regions Now Checking Disclosure of Account Terms and Pricing Schedule for more details.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking for personal accounts, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. To enroll in Online Banking for business accounts, you must have either a Social Security or Tax Identification Number. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking. You must be at least 18 years of age to use Regions Bill Pay or Zelle®.
Enrollment in Online Banking with Bill Pay requires eligible Regions accounts. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. Fees may apply to certain products or services available through Online Banking. Access to Online Banking has no fees but fees may apply to certain services.
Mobile Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. Mobile Banking and Mobile Deposit are subject to separate terms and conditions. Mobile Deposit may be subject to applicable fees. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. Your mobile carrier’s messaging and data fees may apply.
ATM fees charged by owners/operators of non-Regions ATMs may apply. If you provide a nonmilitary ID when opening or using your Regions account, our systems may not recognize that you qualify for the fee waiver on two transactions at non-Regions ATMs per statement period. If your account is charged a fee for a transaction at a non-Regions ATM, please visit a branch to provide your Military ID or, if there are no branches where you are deployed, call 1-855-REG-4MIL (734-4645).
Access to Regions Bank ATMs has no fees but fees may apply to certain transactions.
Apple, the Apple logo, iPhone, Apple Pay, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
Android, the Android Logo, Google Pay, and the Google Play Store logo are trademarks of Google Inc, registered in the U.S. and other countries.
LG Pay is a registered trademark of LG Corp.
Only compatible with select cards, carriers and Samsung devices. Samsung Pay and Samsung Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc. Please see the Regions Deposit Agreement for information on liability for unauthorized transactions.
Must have a bank account in the U.S. and be at least 18 years of age to use Zelle®. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.