Regions Now Checking 

As a nationally certified Bank On account, Regions Now Checking® is a simple way to bank without the concern of overdraft fees at a low, flat monthly fee. Bank how you want – pay bills with Online Banking Bill Pay, enjoy unlimited check writing and send and receive money with Zelle®.[1]

What you get with Now Checking

No overdraft fees

$5 monthly fee[2]

Unlimited check writing and access to Online Bill Pay[3]

Bank On certified

No overdraft fees

Life is busy, and things happen. With Regions Now Checking, there are no overdraft fees, and we will decline to authorize purchases when your available balance won’t cover the transaction. [4]

Checking account details

  • Monthly fee

    Minimum opening deposit

    • $10

    Check pricing

    • Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.[5]

    Statement options

    • Online statements are free. $2 fee for paper statements without check images per month. Additional statement options are available, fees may apply.

    Overdraft fees

    • None

    Please refer to Pricing Schedule for more details about the account and other fees.

  • Overdraft Protection transfer fee

    • None

    Standard overdraft coverage

    • Regions does NOT provide Standard Overdraft Coverage on the Now Checking account. This means that we will return items unpaid when they are presented against an insufficient available account balance, and we will decline to authorize debit card and other withdrawal transactions when there is an insufficient available account balance to cover the transactions. See Regions Now Checking Disclosure of Terms and Pricing Schedule for more info.
  • With this account, you can get:

    • The option to open a Regions LifeGreen® Savings Account with no monthly fee and an opportunity to earn an annual savings bonus[6]
    • 30% discount on one Safe Deposit Box with an additional 10% discount for auto debit[7]
    • Relationship rates on most CDs for customers who meet the Relationship requirements[8]
    • Discount on installment loan with payments auto debited from a Regions account
    • Earn cash back when you activateRegions Offers from popular retailers in Regions Online and Mobile Banking

    Other features include:

    • Regions Visa® debit card
    • Free access to Online Banking[1]
    • Free standard delivery Bill Pay[3]
    • Mobile Banking[9]
    • Online Statements option
    • Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward.[10]
  • Here is a checklist of items you will likely need to open an account:

    • $10 minimum opening deposit
    • Social security number or tax identification number
    • Birth date
    • Personal identification such as driver’s license, passport, state or government-issued ID, etc.
    • Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
    • Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

Explore our other checking accounts

If you aren't sure the Regions Now Checking℠ account is right for you, compare it to our other accounts to find the best one for your needs.

Enjoy the security and convenience of a Regions Visa debit card

The Now Checking account also comes with the option to receive a Regions Visa® debit card. It's is safer than cash and easy to use anywhere Visa cards are accepted. Plus, you can also:

Move money and make payments  with Online and Mobile Banking

With Regions Online and Mobile Banking, you can monitor your account, pay bills online, deposit checks using the mobile appmove money and more, whenever you want.

Monitor funds with alerts and notifications

Receive up-to-date alerts via push, SMS/text message and email notifications[11] [12] so you can monitor your balance, track deposits and withdrawals and more.