Regions Now Checking®

As a nationally certified Bank On account, Regions Now Checking® is a simple way to bank without the concern of overdraft fees at a low, flat monthly fee.

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Simple, honest banking with functional extras

Simple, fixed monthly fee

No surprises: Regions Now Checking® has a fixed fee of $5 per month¹

Grow extra savings

Unlock up to a $100 annual bonus when you open a no monthly fee LifeGreen® Savings and set up monthly automated transfers²³

Enjoy no overdraft fees

This account has no overdraft fees, and debit card purchases may instead be declined when your available balance won’t cover the transaction⁴

Get paid early

Access your paycheck or regular government payments up to two days early with direct deposit and Early Pay⁵

Bank On certified

Feel confident knowing that Regions Now Checking® is a Bank On certified account designed for safety, accessibility and trustworthiness.

Open a Regions Now Checking® account

Pave your path to financial confidence

Get started with a free and easy personal Regions Greenprint® plan that puts you on the path to financial confidence. A banker will help you set up and meet your goals every step of the way, whether you want to buy a house, pay off debt or just save for the future.

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Learn more about Greenprint plans

Extra features to love

Refer a friend, get a reward

Refer a friend who opens a new Regions personal checking account and fulfills all offer requirements and you both get a $50 reward.

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Track finances on the go with My GreenInsights®

Get a clear picture of your finances at home or on the go with the My GreenInsights® budgeting and tracking tool.

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Send, request and receive money using Zelle®

Quickly and easily send money to people you know with Zelle®.

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Compare checking accounts at a glance

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Regions Now Checking®

For you if... you desire safeguards to help manage your money and no overdraft fees.

No overdraft fees
Fixed monthly maintenance fee
Early Pay⁵

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LifeGreen® Checking

For you if... you want everyday banking with thoughtful extras.

Early Pay⁵
Unlock up to a $100 annual bonus when you open a no monthly fee LifeGreen® Savings and set up monthly automated transfers²³
Extra time to put money in your account and avoid overdraft fees⁶

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LifeGreen eAccess Account®

For you if... you enjoy the convenience and security of paying primarily with a debit or credit card whether you pay online, swipe, or tap to pay.

Early Pay⁵
Customizable debit cards
Extra time to put money in your account and avoid overdraft fees⁶

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Find the right checking account for you

Regions Now Checking® account details

Monthly fee

$5¹

Minimum opening deposit

Check pricing

Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.⁷

Statement options

Online statements are included. $2 fee for paper statements without check images per month. Additional statement options are available, fees may apply.

Overdraft fees

None

Overdraft Protection transfer fee

None

Standard overdraft coverage

Regions does NOT provide Standard Overdraft Coverage on the Now Checking account. This means that we will return items unpaid when they are presented against an insufficient available account balance, and we will decline to authorize debit card and other withdrawal transactions when there is an insufficient available account balance to cover the transactions. See Regions Now Checking Disclosure of Terms and Pricing Schedule for more info.

With this account, you can get:

The option to open a Regions LifeGreen^® Savings account with no monthly fee³ and an opportunity to earn an annual savings bonus² of up to $100
30% discount on one Safe Deposit Box with an additional 10% discount for auto debit⁸
Relationship rates on most CDs for customers who meet the Relationship requirements⁹
Discount on installment loan with payments auto debited from a Regions account
Earn cash back when you activateRegions Offers® from popular retailers in Regions Online and Mobile Banking¹⁰

Plus other features:

Regions Visa^® debit card
Access to Online Banking included¹¹
Standard delivery Bill Pay through Online Banking included¹¹
Access to Mobile Banking included¹¹
Online Statements option
Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward.¹²

Here is a checklist of items you will likely need to open an account:

$10 minimum opening deposit
Social security number or taxpayer identification number
Birth date
Personal identification such as driver’s license, passport, state or government-issued ID, etc.
Additional information, including a secondary form of ID, may be required
Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

The Regions Now Checking® account is a great fit if you want a simple, low-cost checking option with predictable expenses and no risk of overdraft fees. The account also offers convenient everyday banking features and functional extras you’ll love.

Regions Now Checking® is a Bank On certified account, which means it is recognized for safety and affordability. Learn more about Bank On.

Ready to get started?

Open a Regions Now Checking® account online in as little as 5 minutes.

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The monthly account fee is charged in advance on the first business day of each statement period, is deemed earned in full at the time it is charged and is not subject to refund or proration in the event your account is closed. If your first statement period is a partial statement period, your first monthly fee may not be charged until your second statement period.
To qualify for a LifeGreen Savings Account, you must have a Regions checking account. The minimum opening deposit amount for a Regions checking account is $25 ($10 for a Regions Now Checking account). The minimum opening deposit amount for opening a LifeGreen Savings Account is $25 (or $5 in branch if you set up a monthly automatic savings transfer from a Regions checking account). An automatic transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account and the LifeGreen Preferred Checking (other Regions checking accounts do not pay interest) account is based upon balance and may change at any time. Check the current interest rates and APYs for LifeGreen Savings and LifeGreen Preferred Checking. Regions Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
If you have a LifeGreen Savings account and do not have a Regions checking account, or if you close your Regions checking account, Regions reserves the right to convert your LifeGreen Savings account to a Savings account. We will notify you in advance if we convert your account.
Regions does NOT provide Standard Overdraft Coverage on the Now Checking account. This means that we will return items unpaid when they are presented against an insufficient available account balance, and we will decline to authorize debit card and other withdrawal transactions when there is an insufficient available account balance to cover the transactions. See Regions Now Checking Disclosure of Terms and Pricing Schedule for more info.
Regions Early Pay is a courtesy service provided in the sole discretion of Regions Bank according to criteria established from time to time by Regions Bank. Regions Bank does not guarantee the early availability of any direct deposit or Now Card load. Terms and limitations apply. See Regions Bank deposit agreement and Regions Now Visa® Prepaid Card Terms and Conditions for details.
Learn more about getting extra time to avoid overdraft fees with Regions Overdraft Grace.
Standard bulk delivery is included in the price. Other shipping options are available at an additional charge.
Safe deposit boxes subject to availability, and discount applies to one box per account. Receive an additional 10% discount when your safe deposit box payment is auto debited from your Regions checking or savings account.
Please refer to the Relationship Interest Rates for Time Deposits and Certificates of Deposit section for more information .
You must be enrolled in Regions Online Banking and have an eligible Regions Visa® credit, debit, or Now® Card to participate in the Regions Offers® program. Offers are available from participating merchants and may change at any time. Cash back may take up to 90 days from the date of purchase to be credited to your account or Now Card. For credit card accounts, cash back will be applied as a statement credit, not as a payment. You are still required to make at least your minimum payment by the due date. See the Regions Offers Terms and Conditions for additional details.
Enrollment in Regions Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or taxpayer identification number or use alternative enrollment procedures available by visiting a branch. Regions Mobile app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or the mobile app, but fees may apply to certain products and services offered through Online Banking and the mobile app. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. U.S. checking or savings account required to use Zelle®.
ATM fees charged by owners/operators of non-Regions ATMs may apply. If you provide a nonmilitary ID when opening or using your Regions account, our systems may not recognize that you qualify for the fee waiver on two transactions at non-Regions ATMs per statement period. If your account is charged a fee for a transaction at a non-Regions ATM, please visit a branch to provide your Military ID or, if there are no branches where you are deployed, call 1-855-REG-4MIL (734-4645).

Regions Now Checking®

Simple, honest banking with functional extras

Simple, fixed monthly fee

Grow extra savings

Enjoy no overdraft fees

Get paid early

Bank On certified

Pave your path to financial confidence

Extra features to love

Refer a friend, get a reward

Track finances on the go with My GreenInsights®

Send, request and receive money using Zelle®

Compare checking accounts at a glance

Currently viewing Regions Now Checking®

LifeGreen® Checking

LifeGreen eAccess Account®

Regions Now Checking® account details

Ready to get started?

Looking for more information?

Related Insights

Track finances on the go with My GreenInsights®

Send, request and receive money using Zelle®

Currently viewing
Regions Now Checking®