Regions Savings

The Regions Savings account is a basic savings account with a low monthly fee and low opening deposit requirement.

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The Basics

^$50 Minimum Opening Deposit
Overdraft Protection
Safe Deposit Box Rental Discount

Regions Savings Account Details

For You If...

You want a basic savings account with a low monthly fee and low opening deposit requirement that can be linked to your Regions personal checking account for Overdraft Protection.

Account Opening Requirements

^$50 minimum opening deposit

Minimum Daily Balance Required to Avoid Monthly Fee

^$300

Monthly Fee (if minimum balance requirement isn't met)

^$5

Available Terms

N/A

How Interest is Calculated

Compounded daily, paid monthly on collected balances

Savings Bonus

N/A

Interest Tiers

^$50,000 +
^$25,000 to ^$49,999.99
^$10,000 to ^$24,999.99
^$2,500 to ^$9,999.99
^$0 - ^$2,499.99

Annual Percentage Yields (APY)

Find a rate in your area

Pricing Schedule

See Pricing Schedule for more details.

Statement Options

Access to Online Statements^{legal disclaimer number1} with Regions Online Banking^{legal disclaimer number2}

Excessive Withdrawal/Item Fee

^$3 per withdrawal or transfer in excess of 3 per statement period^{legal disclaimer number3}

Overdraft Protection

Can be used as Overdraft Protection for your Regions personal checking account.

Safe Deposit Box Discount (Subject to Availability)

30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account.

Other Benefits

Set up automatic transfers from your Regions checking account to your Regions savings without leaving home with Regions Online Banking, Mobile Banking^{legal disclaimer number3}^{legal disclaimer number4} and 1.800.REGIONS.

Features

30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account

Ways To Open

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Ways to Open This Account

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Why Regions?

Payment Solutions

Use Google Pay^{legal disclaimer number5}, Apple Pay^{legal disclaimer number6}, Samsung Pay^{legal disclaimer number7} and Visa Checkout^{legal disclaimer number8} to make secure payments from your mobile device. We also offer Zelle^® to send money to friends^{legal disclaimer number9}, available through Online Banking and Regions Mobile app. And to reduce the risk of fraud on your Regions cards, use Regions LockIt^SM: with the touch of a button, block transactions with your Regions mobile app.

Convenience

Manage your account online, and bank when you want with Mobile Banking^{legal disclaimer number10}, Online Banking with Bill Pay^{legal disclaimer number2}, and access to over 1,900 ATMs across Regions' 15-state service area.

Insights

Visit Insights by Regions for tools, tips and calculators to help you manage your money, save for your future, finance your needs and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Personal Service

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.

Save for the future with a Regions savings account.

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Looking for More?

Online Statements requires enrollment in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts.

This is a limited transaction account. Regulatory limit of six (6) transfers or payments (preauthorized, automatic, by telephone, or from a personal computer), including drafts, checks, debit card, or similar orders (including POS transactions and Overdraft Protection transfers) payable to a third party or another account owned by you, from your savings or money market account per statement period. The preauthorized or automatic transactions may be initiated by Telephone Banking, Regions Online Banking, or standing order. Limit does not apply to in-person withdrawals or withdrawals at an ATM. Exceeding the regulatory limit on transfers and withdrawals on more than an occasional basis may result in your account being converted to a transaction account. See pricing schedule for full details.

Regions Mobile Banking requires a compatible device and enrollment in Regions Online Banking. Mobile Banking is offered at no charge, but data service charges may apply through your wireless carrier.

Android, the Android Logo, Google Pay, and the Google Play Store logo are trademarks of Google Inc, registered in the U.S. and other countries.

Apple, the Apple logo, iPhone, Apple Pay, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc. Please see the Regions Deposit Agreement for information on liability for unauthorized transactions.

Must have a bank account in the U.S. to use Zelle®.

Regions Mobile Banking requires a compatible device and and enrollment in Regions Online Banking. Mobile Banking is offered at no charge, but data service charges may apply through your wireless carrier.