Regions Savings

The Regions Savings account is a basic savings account with a low monthly fee and low opening deposit requirement.

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The Basics

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    $50 Minimum Opening Deposit

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    Overdraft Protection

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    Safe Deposit Box Rental Discount

Regions Savings Account Details

For You If...
You want a basic savings account with a low monthly fee and low opening deposit requirement that can be linked to your Regions personal checking account for Overdraft Protection.
Account Opening Requirements
$50 minimum opening deposit
Minimum Daily Balance Required to Avoid Monthly Fee
$300
Monthly Fee (if minimum balance requirement isn't met)
$5
Available Terms
N/A
How Interest is Calculated
Compounded daily, paid monthly on collected balances
Savings Bonus
N/A
Interest Tiers
$50,000 +
$25,000 to $49,999.99
$10,000 to $24,999.99
$2,500 to $9,999.99
$0 - $2,499.99
Annual Percentage Yields (APY)
Find a rate in your area
Pricing Schedule
See Pricing Schedule for more details.
Statement Options
Access to Online Statements legal disclaimer number1 with Regions Online Banking legal disclaimer number2
Excessive Withdrawal/Item Fee
$3 per withdrawal or transfer in excess of 3 per statement period legal disclaimer number3
Overdraft Protection
Can be used as Overdraft Protection for your Regions personal checking account.
Safe Deposit Box Discount (Subject to Availability)
30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account.
Other Benefits
Set up automatic transfers from your Regions checking account to your Regions savings without leaving home with Regions Online Banking, Mobile Banking legal disclaimer number3 legal disclaimer number4 and 1.800.REGIONS.
Interest Rate
View My Local Rates

Regions Savings Interest Rates

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Rates are determined based on where you live within our service area.

Our service area includes the following states: Alabama, Arkansas, Florida, Georgia,Iowa, Illinois, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Texas and Tennessee.

The Interest Rate and Annual Percentage Yield (APY) are accurate as of: 8/19/2019
Features
  • 30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account

Ways To Open

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Ways to Open This Account

Why Regions?

Payment Solutions

Enjoy the convenience and security of using Android Pay, Apple Pay, Samsung Pay, and Visa Checkout legal disclaimer number5 with Regions CheckCards, Credit Cards and Now Prepaid Cards. We also offer Regions Personal Pay to send money to friends for only $1.

Convenience

Manage your account online, and bank when you want with Mobile Banking legal disclaimer number6 , Online Banking with Bill Pay legal disclaimer number2 , and access to over 1,900 ATMs across Regions' 15-state service area.

Insights

Visit Insights by Regions for tools, tips and calculators to help you manage your money, save for your future, finance your needs and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Personal Service

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.

Save for the future with a Regions savings account.

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