Regions Savings

The Regions Savings account is a basic savings account with a low monthly fee and low opening deposit requirement.

Open Now

View All Savings, Money Market and CD Accounts

The Basics

^$50 Minimum Opening Deposit
Overdraft Protection
Safe Deposit Box Rental Discount

Regions Savings Account Details

For You If...

You want a basic savings account with a low monthly fee and low opening deposit requirement that can be linked to your Regions personal checking account for Overdraft Protection.

Account Opening Requirements

^$50 minimum opening deposit

Minimum Daily Balance Required to Avoid Monthly Fee

^$300

Monthly Fee (if minimum balance requirement isn't met)

^$5

Available Terms

N/A

How Interest is Calculated

Compounded daily, paid monthly on collected balances

Savings Bonus

N/A

Interest Tiers

^$50,000 +
^$25,000 to ^$49,999.99
^$10,000 to ^$24,999.99
^$2,500 to ^$9,999.99
^$0 - ^$2,499.99

Annual Percentage Yields (APY)

Find a rate in your area

Pricing Schedule

See Pricing Schedule for more details.

Statement Options

Access to Online Statements¹ with Regions Online Banking²

Excessive Withdrawal/Item Fee

^$3 per withdrawal or transfer in excess of 3 per statement period

Overdraft Protection

Can be used as Overdraft Protection for your Regions personal checking account.

Safe Deposit Box Discount (Subject to Availability)

30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account.

Other Benefits

Set up automatic transfers from your Regions checking account to your Regions savings without leaving home with Regions Online Banking, Mobile Banking³ and 1.800.REGIONS.

Features

30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account

Ways To Open

Open Now

Ways to Open This Account

Open Online
It's so quick and easy you can do it today.
Open Now
Talk to a Person
Make an in-branch or phone appointment now.
Make an Appointment (Opens in a new window)

Why Regions?

Secure Payment Solutions

Use Apple Pay⁴, Google Pay⁵, LG Pay⁶, Samsung Pay⁷ and Click to Pay with Visa⁸ to make secure payments from your mobile device. We also offer Zelle® to send money to friends⁹, available through Online Banking and the Regions Mobile app. And to reduce the risk of fraud on your Regions cards, use Regions LockIt®: With the touch of a button, block transactions with your Regions Mobile app.

Convenient Account Management

Manage your account online, and bank when you want with Mobile Banking¹⁰, Online Banking with Bill Pay², and access to over 1,900 ATMs across Regions' 15-state service area.

Financial Insights

Visit Insights by Regions for tools, tips and calculators to help you manage your money, save for your future, finance your needs and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Customer Service Excellence

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.

Save for the future with a Regions savings account.

Start Now

Looking for More?

Online Statements requires enrollment in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking for personal accounts, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts.
Regions Mobile Banking requires a compatible device and enrollment in Regions Online Banking. Mobile Banking is offered at no charge, but data service charges may apply through your wireless carrier.
Apple, the Apple logo, iPhone, Apple Pay, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
Android, the Android Logo, Google Pay, and the Google Play Store logo are trademarks of Google Inc, registered in the U.S. and other countries.
LG Pay is a registered trademark of LG Corp.
Only compatible with select cards, carriers and Samsung devices. Samsung Pay and Samsung Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc. Please see the Regions Deposit Agreement for information on liability for unauthorized transactions.
Must have a bank account in the U.S. and be at least 18 years of age to use Zelle®.
Regions Mobile Banking requires a compatible device and and enrollment in Regions Online Banking. Mobile Banking is offered at no charge, but data service charges may apply through your wireless carrier.