Regions Savings

The Regions Savings account is a basic savings account with a low monthly fee and low opening deposit requirement.

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Key Features of Regions Savings

  • 50 dollars

    $50 Minimum Opening Deposit

  • overdraft protection tile

    Overdraft Protection

  • safe deposit box

    Safe Deposit Box Rental Discount

Regions Savings Account Details

For You If...
You want a basic savings account with a low monthly fee and low opening deposit requirement that can be linked to your Regions personal checking account for Overdraft Protection.
Account Opening Requirements
$50 minimum opening deposit
Minimum Daily Balance Required to Avoid Monthly Fee
$300
Monthly Fee (if minimum balance requirement isn't met)
$5
Available Terms
N/A
How Interest is Calculated
Compounded daily, paid monthly on collected balances
Savings Bonus
N/A
Interest Tiers
$50,000 +
$25,000 to $49,999.99
$10,000 to $24,999.99
$2,500 to $9,999.99
$0 - $2,499.99
Annual Percentage Yields (APY)
Find a rate in your area
Pricing Schedule
See Pricing Schedule for more details.
Statement Options
Access to Online Statements1 with Regions Online Banking2
Excessive Withdrawal/Item Fee
$3 per withdrawal or transfer in excess of 3 per statement period
Overdraft Protection
Can be used as Overdraft Protection for your Regions personal checking account.
Safe Deposit Box Discount (Subject to Availability)
30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account.
Other Benefits
Set up automatic transfers from your Regions checking account to your Regions savings without leaving home with Regions Online Banking, Mobile Banking3 and 1.800.REGIONS.
Features
  • 30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account

Ways To Open

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Ways to Open a Regions Savings Account

Why Open a Regions Savings Account?

Secure Payment Solutions

Use Apple Pay4, Google Pay5, LG Pay6, Samsung Pay7 and Click to Pay with Visa8 to make secure payments from your mobile device. We also offer Zelle® to send money to friends9, available through Online Banking and the Regions Mobile app. And to reduce the risk of fraud on your Regions cards, use Regions LockIt®: With the touch of a button, block transactions with your Regions Mobile app.

Convenient Account Management

Manage your account online, and bank when you want with Mobile Banking10, Online Banking with Bill Pay2, and access to over 1,900 ATMs across Regions' 15-state service area.

Financial Insights

Visit Insights by Regions for tools, tips and calculators to help you manage your money, save for your future, finance your needs and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Customer Service Excellence

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.

Save for the future with a Regions savings account.

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