Checking Accounts

Spend your time living, not banking. Open your ideal checking account for everyday life in as little as 5 minutes.

Compare checking accounts

Our most popular checking accounts

interest-earning
LifeGreen Preferred Checking®

For you if... you enjoy an exclusive account that earns interest and provides preferred services and benefits.

Benefits and features

Earn interest on your checking account funds
Early Pay¹
No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period⁵
No monthly fee on Premium Money Market⁶

Monthly fee
$0 or $18

Monthly fee details & how to avoid

Open now

Account details

Checking for Teens and Young Adults
LifeGreen® Checking for Students

For you if... you are 25 years old or younger and don’t want to pay a monthly fee.⁷

Benefits and features

Early Pay¹
Get credit for payments you’re already making with a Self subscription⁸
Extra time to put money in your account and avoid overdraft fees⁴
Unlock up to a $100 annual bonus when you open a no monthly fee LifeGreen® Savings and set up monthly automated transfers²³

Monthly fee
$0

Open now

Account details

Checking accounts for your specific needs

Pay with a Card
LifeGreen eAccess Account®

For you if... you enjoy the convenience and security of paying primarily with a debit or credit card whether you pay online, swipe, or tap to pay.

Benefits and features

Customized debit card design at no cost with Regions YourPix Studio®
Early Pay¹
Extra time to put money in your account and avoid overdraft fees⁴
Unlock up to a $100 annual bonus when you open a no monthly fee LifeGreen® Savings and set up monthly automated transfers²³

Monthly fee
$0 or $8

Monthly fee details & how to avoid

Open now

Account details

Senior checking with perks
62+ LifeGreen® Checking

For you if... you’re 62 or older and enjoy added benefits like an easier way to waive the monthly fee.

Benefits and features

Unlimited check writing
Gain confidence and control over how your debit card is used with LockIt®
Extra time to put money in your account and avoid overdraft fees⁴
Early Pay¹

Monthly fee
$0 or $8 or $11

Monthly fee details & how to avoid

Open now

Account details

no overdraft Fees
Regions Now Checking®

For you if... you desire safeguards to help manage your money and no overdraft fees.

Benefits and features

No overdraft fees
Fixed monthly maintenance fee
Early Pay¹
Unlock up to a $100 annual bonus when you open a no monthly fee LifeGreen® Savings and set up monthly automated transfers²³

Monthly fee
$5

Open now

Account details

Find the right checking account for you

Use our comparison tool to view benefits and features side by side so you can find the right Regions checking account for your needs.

Compare checking accounts and fees

All Regions checking accounts come with these extras

Advanced budgeting & financial planning tools

Extra time to avoid overdraft fees with Regions Overdraft Grace

Send, request and receive money using Zelle®

Get paid up to two days earlier with Early Pay⁹

Peace of mind with with LockIt® card controls and alerts

Learn more about Regions Overdraft Grace

Turn everyday purchases into cash back

With Regions Offers®, you can activate personalized offers and automatically earn cash back when you shop with an eligible Regions debit, credit, or Now Card®. Why Regions customers love it:

No coupons or promo codes
Works with eligible debit, credit, and Now Card® purchases
Cash back is credited back to your account

Learn more about Regions Offers

Send and receive money from people you trust using Zelle®

Zelle® is a great way to send, request and receive money with people you know and trust who have a U.S.-based checking or savings account.

It's fast: The money is typically available in minutes.
It’s easy: Log in to the Regions Mobile App or Regions Online Banking and choose “Send Money with Zelle®.”
It’s included: Use Zelle® through the Regions mobile app and Online Banking.

Zelle details

Pave your path to financial confidence

Get started with a free and easy personal Greenprint® plan that puts you on the path to financial confidence. A banker will help you set up and meet your goals every step of the way, whether you want to buy a house, pay off debt or just save for the future.

Make an appointment

Learn more about Greenprint plans

Looking for more information?

Find branches and ATMs

Checking FAQs

5 checking account mistakes to avoid

Article
Should students get jobs during college?

Article
Getting your financial house in order

Article
4 tips for choosing a checking account

Article

Regions Early Pay is a courtesy service provided in the sole discretion of Regions Bank according to criteria established from time to time by Regions Bank. Regions Bank does not guarantee the early availability of any direct deposit or Now Card load. Terms and limitations apply. See Regions Bank deposit agreement and Regions Now Visa® Prepaid Card Terms and Conditions for details.
To qualify for a LifeGreen Savings Account, you must have a Regions checking account. The minimum opening deposit amount for a Regions checking account is $25 ($10 for a Regions Now Checking account). The minimum opening deposit amount for opening a LifeGreen Savings Account is $25 (or $5 in branch if you set up a monthly automatic savings transfer from a Regions checking account). An automatic transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account and the LifeGreen Preferred Checking (other Regions checking accounts do not pay interest) account is based upon balance and may change at any time. Check the current interest rates and APYs for LifeGreen Savings and LifeGreen Preferred Checking. Regions Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
If you have a LifeGreen Savings account and do not have a Regions checking account, or if you close your Regions checking account, Regions reserves the right to convert your LifeGreen Savings account to a Savings account. We will notify you in advance if we convert your account.
Learn more about getting extra time to avoid overdraft fees with Regions Overdraft Grace.
ATM fees charged by owners/operators of non-Regions ATMs may apply.
No monthly fee on a Premium Money Market account as long as your LifeGreen Preferred Checking® account remains open.
At least one account holder must be age of majority in the state where the account is held.
Services are provided by Self Financial, Inc. Enrollment (including eligibility requirements such as being 18 years or older) is subject to Self's terms and conditions. Regions Bank does not provide these services and makes no representations or warranties about them. Individual results vary. You may not receive an improved credit score. Other factors, including activity with other creditors, may impact results. Many lenders, including most auto and mortgage lenders, do not use scores impacted by rent, cell and utility payments. Not all bill payments may be eligible. Rent payments are reported to Experian, Equifax and TransUnion. Utility & cell phone payments are reported to TransUnion. An active subscription is required.
Regions Early Pay is a courtesy service provided in the sole discretion of Regions Bank according to criteria established from time to time by Regions Bank. Regions Bank does not guarantee the early availability of any direct deposit or Now Card load. Terms and limitations apply. See Regions Bank deposit agreement and Regions Now Visa® Prepaid Card Terms and Conditions for details.

Checking Accounts

Our most popular checking accounts

Most Popular
LifeGreen® Checking

interest-earning
LifeGreen Preferred Checking®

Checking for Teens and Young Adults
LifeGreen® Checking for Students

Checking accounts for your specific needs

Pay with a Card
LifeGreen eAccess Account®

Senior checking with perks
62+ LifeGreen® Checking

no overdraft Fees
Regions Now Checking®

Find the right checking account for you

All Regions checking accounts come with these extras

Turn everyday purchases into cash back

Send and receive money from people you trust using Zelle®

Pave your path to financial confidence

Looking for more information?

Financial education tools, tips and resources

Checking Accounts

Our most popular checking accounts

Most Popular LifeGreen® Checking

interest-earning LifeGreen Preferred Checking®

Checking for Teens and Young Adults LifeGreen® Checking for Students

Checking accounts for your specific needs

Pay with a Card LifeGreen eAccess Account®

Senior checking with perks 62+ LifeGreen® Checking

no overdraft Fees Regions Now Checking®

Find the right checking account for you

All Regions checking accounts come with these extras

Turn everyday purchases into cash back

Send and receive money from people you trust using Zelle®

Pave your path to financial confidence

Looking for more information?

Financial education tools, tips and resources

Most Popular
LifeGreen® Checking

interest-earning
LifeGreen Preferred Checking®

Checking for Teens and Young Adults
LifeGreen® Checking for Students

Pay with a Card
LifeGreen eAccess Account®

Senior checking with perks
62+ LifeGreen® Checking

no overdraft Fees
Regions Now Checking®