Business Premium Money Market

Earn a competitive rate and grow your money with our Business Premium Money Market account. Open with as little as $1,000, and there’s no monthly fee if you maintain a minimum daily balance of $5,000 or more.^[1] Check rates

Contact a banker to get started Compare business savings accounts

What you get with a Business Premium Money Market account

$0 monthly fee with a $5,000 minimum daily balance^[1]
More about waiving the monthly fee

$12 monthly fee if the minimum balance requirements aren't met

Interest compounded daily

No charge for the first six withdrawals, transfers or payments per statement period.^[2]

Monthly online statements with check images included.^[3] Requires enrollment in Online Banking.^[4]

How to avoid the monthly fee

Avoid the monthly fee by maintaining a minimum daily balance of $5,000^[1].

Please refer to the Pricing Schedule for more details about the account and other fees.

More account details

Monthly fee

$0 with a $5,000 minimum daily balance^[1]
OR
$12
Please refer to the Pricing Schedule for more details about the account and other fees.

Minimum opening deposit

$1,000

Cash deposit fee

$10,000 processed at no charge each calendar month; then $0.20 per $100 for additional cash deposits.^[5]

Items deposited

No charge for the first 50 items deposited. $0.50 for each additional item over 50 total per statement cycle.

Excessive withdrawal fee

$6 per withdrawal, transfer or payment in excess of six per statement period.^[2]

Statement options

Monthly online statements with check images included.^[3] Requires enrollment in Online Banking.^[4]
Compounded daily, paid monthly on collected balances based on the following tiers:
- $250,000 or more
- $100,000-$249,999.99
- $50,000-$99,999.99
- $10,000-$49,999.99
- under $10,000
Check rates
Can be used as overdraft protection^[6] for your Regions business checking account. Please refer to the Pricing Schedule for more information.
30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account. Subject to availability - not available at all branches.

Option to enroll in Online Banking Business Services^[4] to pay bills, transfer funds and more.

Security of FDIC Insurance coverage up to the maximum amount permitted by law.
Contact a banker or make an appointment at a nearby branch to open a Business Premium Money Market account.

Simplify everyday tasks with Online Banking Business Services

Manage cash flow, conduct transactions and more, online, with Regions Online Banking Business Services.^[4]

Online Banking Business Services details

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$12 monthly fee. Waived with $5,000 minimum daily balance. The minimum daily balance is the ending posted balance that must be maintained in the account each day of the statement period. The ending balance for any day is the opening balance for the next day.
Fee will be assessed for each withdrawal, transfer or payment (including checks) in excess of six per statement period. Transfers from one Regions account to another Regions account conducted in Regions Online Banking or Mobile Banking and automatic Overdraft Protection Transfers will not apply to this item count. See Pricing Schedule. We will charge you no more than six (6) Excessive Withdrawal/Item fees per statement period.
Online Statements requires enrollment in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts.
Enrollment in Online Banking for business requires an eligible Regions account. To enroll in Online Banking for business, you must either: have a Social Security or Tax Identification Number. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking.
Cash Deposit fees are calculated each calendar month at month end and then charged on the following statement cycle. To determine the amount of the fee, we divide the amount of cash deposits that exceed the deposits processed at no charge by $100 and multiply the resulting quotient by the applicable fee.
Overdraft Protection allows you to link your Regions checking account to a Regions savings account, money market account, credit line or credit card account. If one or more transactions would overdraw your checking account, we will automatically transfer money to your checking account from your linked account, as provided in the Regions Deposit Agreement. See your checking account Pricing Schedule for additional details.